Howard County Deed of Trust and Promissory Note Form (Maryland)
All Howard County specific forms and documents listed below are included in your immediate download package:
Deed of Trust Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included Howard County compliant document last validated/updated 12/27/2024
Deed of Trust Guidelines
Line by line guide explaining every blank on the form.
Included Howard County compliant document last validated/updated 2/25/2025
Completed Example of the Deed of Trust Document
Example of a properly completed form for reference.
Included Howard County compliant document last validated/updated 5/22/2025
Affidavit Form
Required for residential property as per, Section 3-104.1, Annotated Code of Maryland
Included Howard County compliant document last validated/updated 3/21/2025
Recording Information
County specific recording information.
Included Howard County compliant document last validated/updated 1/15/2025
Promissory Note Form
Note that is secured by the Deed of Trust.
Included Howard County compliant document last validated/updated 5/9/2025
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included Howard County compliant document last validated/updated 6/10/2025
Completed Example of the Promissory Note Document
Example of a properly completed form for reference.
Included Howard County compliant document last validated/updated 4/4/2025
Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
Included Howard County compliant document last validated/updated 6/12/2025
The following Maryland and Howard County supplemental forms are included as a courtesy with your order:
When using these Deed of Trust and Promissory Note forms, the subject real estate must be physically located in Howard County. The executed documents should then be recorded in the following office:
Circuit Court: Land Records Department
6095 Marshalee Drive, Suite 120, Elkridge, Maryland 21075
Hours: 8:30 to 3:30 M-F
Phone: 410-313-5850
Local jurisdictions located in Howard County include:
- Annapolis Junction
- Clarksville
- Columbia
- Cooksville
- Dayton
- Dhs
- Elkridge
- Ellicott City
- Fulton
- Glenelg
- Glenwood
- Highland
- Jessup
- Laurel
- Lisbon
- Savage
- Simpsonville
- West Friendship
- Woodbine
- Woodstock
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Howard County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Howard County using our eRecording service.
Are these forms guaranteed to be recordable in Howard County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Howard County including margin requirements, content requirements, font and font size requirements.
Can the Deed of Trust and Promissory Note forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Howard County that you need to transfer you would only need to order our forms once for all of your properties in Howard County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by Maryland or Howard County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Howard County Deed of Trust and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
Use these forms to finance residential property, vacant land, condominiums, planned unit developments and small commercial property. ("Residential Property" means real property improved by four or fewer single family dwelling units that are designed principally and are intended for human habitation.) If a property meets these standard a "License Information or Affidavit filed in Accordance with Real Property Article" form is required. This Deed of Trust contains a "Power of Sale" clause which shall be made in accordance with the provisions of Section 7-105, Real Property Article, Annotated Code of Maryland, as amended, and Rules 14-201 through 14-210 of the Maryland Rules, as amended, or other applicable general or local laws of the State of Maryland or judicial rules of procedure relating to the foreclosure of Deeds of Trusts. A Deed of Trust with stringent default terms and conditions can be beneficial to a lender in the case of default. Included is an ["Affidavit of Consideration" required for mortgage or deed of trust.] (3-104.1(a)) [4-106(a)]
(Maryland DOT Package includes forms, guidelines, and completed examples) For use in Maryland only.
Our Promise
The documents you receive here will meet, or exceed, the Howard County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Howard County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4558 Reviews )
Loretta W.
June 26th, 2025
Thank you for your excellent service
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Nigel S.
June 24th, 2025
Very simple to use. The 'completed examples' are very helpful.
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June 23rd, 2025
Great service, easy way to get accurate documents
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Raymond P.
August 7th, 2019
User Friendly- so easy to fill in online!!!
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George D.
August 23rd, 2020
The TODD form has been notarized and registered with my county Register of Deeds office, so it works just fine.
My only quibble is that when I printed it out, it missed part of the last line of the notary's info and the fine print in the bottom corners. When I printed it at 90% scale, it included those things.
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Lan S.
November 23rd, 2020
extremely satisfied with the service. I could not get file size correctly at the beginning. I received quick responses pointing out specific problem, which was very helpful for me to correct the mistake. It took 5 or 6 times due to different errors to finally achieve the qualified version. The customer care team was very patient walking me through the process.
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Donna F.
March 4th, 2019
Straight forward easy to understand completing my document. The guide readily explained filing all portions of the document.
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ADEREMI O.
March 23rd, 2021
Your product is amazing !
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Shari W.
July 30th, 2020
Fast and easy. Great service. Thanks.
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Shane J.
April 21st, 2020
Easy to use and quickly filed documents!
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Peter M.
July 30th, 2020
GREAT! site, had everything we needed to complete our estate planning for our children
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Dallas S.
July 19th, 2023
Very easy
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Patricia E.
June 8th, 2020
Easy to understand and download!
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Lisa J.
April 16th, 2021
I ordered a Lis Pendens form and it was exactly what I needed. Saved me a lot of time since I am self representing. Already filed it at courthouse! No problem!
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Robert D.
December 25th, 2020
I was trying to register a financial statement (non real estate document). There was no link or statement on the home page to indicate that this could be done. All I had to do was to create an account, name and then upload the document. It took me over a day and several phone calls to the local deed recording office to try to figure this out. A simple link or statement to this effect would have saved me a lot of time
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