Michigan Land Contract

County Specific Legal Forms Validated as recently as June 9, 2026 by our Forms Development Team

About the Michigan Land Contract

Michigan Land Contract
Select County from List

How to Use This Form

  1. Select your county from the list on the left
  2. Download the county-specific form
  3. Fill in the required information
  4. Have the document notarized if required
  5. Record with your county recorder's office

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A land contract is a written legal contract used to purchase real estate; it is typically used in owner/seller financing. Once recorded it (shall have the same force and effect, as to subsequent encumbrancers and purchasers, as the recording of deeds and mortgages as now provided by law.) (565.354 section 4)

565.358 Land contract mortgage; document; form; execution, acknowledgement, and
recording; identification of encumbered interest; perfection of mortgage; priority.
Sec. 8.
(1) Any document that would be sufficient to constitute a real estate mortgage upon an interest in
real property shall constitute a land contract mortgage upon the vendor's or vendee's interest.
(2) A land contract mortgage shall be in a form and shall be executed, acknowledged, and recorded in the same manner as provided for real estate mortgages.
(3) A land contract mortgage need not specifically identify the interest encumbered as a vendor's or vendee's interest.
(4) A land contract mortgage that is recorded in the manner provided for real estate mortgages is perfected for all purposes, without filing, under the uniform commercial code, 1962 PA 172, MCL 440.1101 to 440.11102, any notice to the nonmortgaging vendor or the nonmortgaging vendee or the taking of possession of the original land contract document or otherwise. A land contract mortgage perfected in accordance with this section takes priority as a matter of law over all other mortgages, liens, security, or other interests in such vendor's or vendee's interests except those as to which a real estate mortgage would be subordinate.

565.359 Land contract mortgage; enforcement; foreclosure; additional remedies.
Sec. 9. (1) A land contract mortgage may be enforced in accordance with any existing procedure for the enforcement of a real estate mortgage, including, without limitation, foreclosure by advertisement and judicial foreclosure. Upon completion of a foreclosure by advertisement or judicial foreclosure of a land contract mortgage and the expiration of the applicable redemption period, the successful bidder at foreclosure shall succeed to all of the mortgaged interests of the respective foreclosed vendor or vendee.
(2) Other rights and remedies that may be available to a real estate mortgagee, including, without
limitation, future advance mortgages, assignments of rents, or receiverships may, in a proper case, be applied in favor of a land contract mortgagee.
(3) All remedies that existed before the effective date of sections 6 to 11 shall continue to apply. However, a land contract mortgage made pursuant to this act may, at the option of the land contract mortgagee, also be enforced as provided in this act.

Use this form for vacant land, residential housing, apartments/rental property, small commercial and condominiums.

For a Discharge of Land Contract, see Discharge of Mortgage form.

(Michigan LC Package includes form, guidelines, and completed example) For use in Michigan only.

How to Use This Form

  1. Select your county from the list above
  2. Download the county-specific form
  3. Fill in the required information
  4. Have the document notarized if required
  5. Record with your county recorder's office

What Others Like You Are Saying

— Tiffani D.

"The website was very user-friendly. I am glad it was available!"

— Gretchen D.

"Quick and easy process to get the documents, and helpful to see the example filled out."

— barbara m.

"deeds.com is the most efficient, easy to use site for legal forms I've found! Thank You"

— Rebecca C.

"Great service ! Hawaii is not a "forms state" so unfortunately the public has no way to ge…"

— Blanche S.

"Thank you I hope I've done it all right!!"

Common Uses for Land Contract

  • Document the abandonment of a buyer's interest in a land contract
  • Remove a recorded land contract lien after final payment
  • Clear title after a contract for deed has been fulfilled
  • Provide public notice of a land contract to protect the buyer
  • Document a rent-to-own or lease-purchase arrangement

Important: County-Specific Forms

Our land contract forms are specifically formatted for each county in Michigan.

After selecting your county, you'll receive forms that meet all local recording requirements, ensuring your documents will be accepted without delays or rejection fees.