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Mississippi Forms

Holmes County Deed of Trust and Promissory Note Form

Holmes County Deed of Trust Form

Holmes County Deed of Trust Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 6/24/2025
Holmes County Deed of Trust Guidelines

Holmes County Deed of Trust Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 6/3/2025
Holmes County Completed Example of the Deed of Trust

Holmes County Completed Example of the Deed of Trust

Example of a properly completed form for reference.

Document Last Validated 6/27/2025
Holmes County Promissory Note Form

Holmes County Promissory Note Form

Note that is secured by the Deed of Trust.

Document Last Validated 7/17/2025
Holmes County Promissory Note Guidelines

Holmes County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 6/16/2025
Holmes County Completed Example of the Promissory Note Document

Holmes County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.

Document Last Validated 4/15/2025
Holmes County Subordination Clauses

Holmes County Subordination Clauses

Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.

Document Last Validated 6/2/2025
Holmes County Annual Accounting Statement

Holmes County Annual Accounting Statement

Mail to borrower for fiscal year reporting.

Document Last Validated 5/2/2025

All 8 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Additional Mississippi and Holmes County documents included at no extra charge:

Important: Your property must be located in Holmes County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Holmes County Chancery Clerk
Address:
2 Lexington Rd / PO Box 1211
Lexington, Mississippi 39095

Hours: 8:00am to 4:30pm.

Phone: (662) 834-2508

Recording Tips for Holmes County:
  • Check that your notary's commission hasn't expired
  • Recording fees may differ from what's posted online - verify current rates
  • Bring extra funds - fees can vary by document type and page count

Cities and Jurisdictions in Holmes County

Properties in any of these areas use Holmes County forms:

  • Cruger
  • Durant
  • Goodman
  • Lexington
  • Pickens
  • Tchula
  • West

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Holmes County

How do I get my forms?

Forms are available for immediate download after payment. The Holmes County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Holmes County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Holmes County including margin requirements, content requirements, font and font size requirements.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Holmes County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Holmes County?

Recording fees in Holmes County vary. Contact the recorder's office at (662) 834-2508 for current fees.

Questions answered? Let's get started!

In Mississippi, a Deed of Trust (DOT) is the most commonly used instrument to secure a loan. If the DOT has a "Power of Sale" clause, foreclosure can be done non-judicially, saving time and expense, because the trustee doesn't require the court's involvement. This process is called a Trustee Sale. Explained in Mississippi 89-1-55 - "How lands sold under mortgages and Deeds in Trust"
There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party)
Basic Concept. The Grantor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take action against any person for damages.

(The beneficiary or holder of any deed of trust, including his agents, employees, successors, assigns, attorneys-in-fact or other legal representatives, may appoint a trustee or substitute a trustee, with or without the permission of the mortgagor or mortgagors. The trustee or substitute trustee so appointed may be a natural person, partnership, corporation, limited liability company, professional association or any other legal entity.) (MS Code 89-1-63)(3))

Debtors/Borrowers shall be in default under the provisions of this Deed of Trust if Debtor
(a) shall fail to comply with any of Debtor's covenants or obligations contained herein,
(b) shall fail to pay any of the Indebtedness secured hereby, or any installment thereof or interest thereon, as such Indebtedness, installment or interest shall be due by contractual agreement or by acceleration,
(c) shall become bankrupt or insolvent or be placed in receivership,
(d) shall, if a corporation, a partnership or an unincorporated association, be dissolved voluntarily or involuntarily, or
(e) if Secured Party in good faith deems itself insecure and its prospect of repayment seriously
impaired.

This form can be used by a party financing residential property, rental property, condominiums or small office buildings. Note: if the property being financed is rental, see (Assignment of Leases and Rents Form) it acts to induce the lender to finance.

Promissory Note secured by Deed of Trust
A Deed of Trust and Promissory Note are usually executed/signed at the same time. The Promissory Note contains the finance terms.
Details:

1. Dollar amount of Principle Owed

2. Installment payments or Balloon payment (common with owner financing, borrower can establish history of payments and equity, which banks attractive when financing)
3, Late Charges, $ owed after so many days, with $ owed for each additional day.

4. Default Rate: If Borrowers go into default an increased interest rate is charged, until note is out of default.

5. Overdue Loan Fee: In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee, which fee shall be due at the time this Note is otherwise paid in full. The "Overdue Loan Fee" shall be determined based upon the outstanding principal balance of this Note as of the Maturity Date and shall be:
(a) one percent (1.0%) Of such principal balance if the Note is paid in full on or after thirty (30) days after the Maturity Date but less than sixty (60) days after the Maturity Date, or
(b) two percent (2.0%) of such principal balance if the Note is paid in full on or after sixty (60) days after the Maturity Date.

The obligations of Borrower to Lender under this Note and the Additional Obligations herein remain in full force and effect until Lender has received payment in full of all obligations.
This Note and the Loan Documents are made in and shall be governed by the State of Mississippi. Upon Lender's request, the venue of any legal action in connection with this Note or the Loan Documents shall be in _________County, Mississippi.

Attorney's Fees and Costs: Borrower shall pay all costs incurred by Lender in collecting sums due under this Note after a default, including reasonable attorneys' fees, whether or not suit is brought.

This Deed of Trust and Promissory Note, has stringent default terms and is suitable to owner selling/financing or investor financing.

(Mississippi DOT Package includes forms, guidelines, and completed examples) For use in Mississippi only.

Important: Your property must be located in Holmes County to use these forms. Documents should be recorded at the office below.

This Deed of Trust and Promissory Note meets all recording requirements specific to Holmes County.

Our Promise

The documents you receive here will meet, or exceed, the Holmes County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Holmes County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4573 Reviews )

Robert H.

January 10th, 2024

Easy to use and understand. I am glad to have found this resource.

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TAMMIE M.

November 20th, 2020

The site worked well for me.

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Walter P.

March 24th, 2022

Good forms for deep prep.A lot of detail needed to complete the deed.

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Lane C.

March 2nd, 2023

The documents worked perfectly! Thanks

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April 3rd, 2022

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October 14th, 2019

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July 29th, 2020

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January 13th, 2020

Deeds.com did such a wonderful job that I had to leave a positive review. I did a deed retrieval and ran across some hiccups. Deeds.com was able to help me get my deed and even went beyond to help me have a more in depth understanding of it's title history. They responded quickly to all my messages. Great customer service. Definitely recommend! Thank you Deeds.com and thank you KVH.

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March 9th, 2023

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May 11th, 2022

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Lloyd T.

September 13th, 2023

Example deed given did not apply to married couples as joint owners with both being grantors. The example and directions also did not show how to write more than one grantee as equal grantees. Both would have been helpful when husband and wife are granting their property to their children equally. Also when attaching the exhibit A with the property description the example did not say "see exhibit A"in the property description area, so I didn't write that. Luckily the recorder of deeds allowed me to write it in. I think directions and examples for multiple scenarios would be helpful.

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April 2nd, 2020

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December 28th, 2023

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Matt G.

May 10th, 2019

The process went smoothly and gave me what I needed. As an improvement, I would recommend that deeds.com sends an email when there is a new message in the portal. I didn't get any updates and had to log in to track progress each time.

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Lucille F.

December 9th, 2019

Instructions very detailed and clear.

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