Simpson County Warranty Deed Reserving Life Estate Forms (Mississippi)

All Simpson County specific forms and documents listed below are included in your immediate download package:

Warranty Deed Reserving Life Estate Form

Warranty Deed Reserving Life Estate Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included document last reviewed/updated 4/17/2024

Warranty Deed Guide

Warranty Deed Guide

Line by line guide explaining every blank on the form.
Included document last reviewed/updated 3/27/2024

Completed Example of the Warranty Deed Reserving Life Estate Form

Completed Example of the Warranty Deed Reserving Life Estate Form

Example of a properly completed form for reference.
Included document last reviewed/updated 4/17/2024

The following Mississippi and Simpson County supplemental forms are included as a courtesy with your order.

How long does it take to get my forms?

Forms are available immediately after submitting payment.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by Mississippi or Simpson County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

How do I get my forms, are they emailed?

Forms are NOT emailed to you. Immediately after you submit payment, the Simpson County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be sent to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance.

What type of files are the forms?

All of our Simpson County Warranty Deed Reserving Life Estate forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Can the Warranty Deed Reserving Life Estate forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Simpson County that you need to transfer you would only need to order our forms once for all of your properties in Simpson County.

Are these forms guaranteed to be recordable in Simpson County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Simpson County including margin requirements, content requirements, font and font size requirements.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

  • Simpson County

Including:

  • Braxton
  • D Lo
  • Harrisville
  • Magee
  • Mendenhall
  • Pinola

A Mississippi warranty deed reserving a life estate is a legal document used to transfer property ownership while allowing the grantor (the person selling or giving the property) to retain possession and use of the property for the duration of their life. This type of deed offers both an immediate transfer of the property's title and a mechanism for ensuring that the grantor can live on or use the property until their passing. In Mississippi, a warranty deed is a deed where the grantor (seller) guarantees that they hold clear title to a piece of real estate and have a right to sell it to the grantee (buyer). The guarantee is not limited to the time the grantor owned the property---it extends back to the property's origins. This means that the grantor is guaranteeing that there are no encumbrances or claims on the property from before they took ownership.

89-1-33. Effect of word "warrant" in conveyance. The word "warrant" without restrictive words in a conveyance shall have the effect of embracing all of the five (5) covenants known to common law, to wit: seizin, power to sell, freedom from incumbrance, quiet enjoyment and warranty of title.

Reservation of Life Estate: This section specifically states that the grantor is reserving a life estate in the property. By doing so, the grantor retains the right to possess, use, and obtain any profits from the property for the duration of their life. Upon the grantor's death, the life estate automatically terminates, and the grantee possesses the property in full, without any further legal action.

Estate Planning: One of the primary uses of a warranty deed reserving a life estate is in estate planning. It allows individuals to ensure that their heirs or chosen beneficiaries receive the property upon their death while retaining the ability to live on or use the property during their lifetime.
Avoiding Probate: By using a warranty deed with a life estate reservation, the property will automatically pass to the grantee upon the death of the grantor, often avoiding the need for probate.

Protection for the Grantor: Since the grantor retains a life estate, they can continue to live on the property and cannot be forced off by the grantee or any subsequent owner. The grantee cannot sell, mortgage, or otherwise encumber the property in a way that would affect the grantor's life estate.

Tax Implications: There may be tax implications related to transferring property with a reserved life estate, both in terms of gift taxes and potential capital gains taxes. It's essential for individuals considering this option to consult with tax professionals and estate planners.

In summary, a Mississippi warranty deed reserving a life estate offers a flexible tool for estate planning, allowing property owners to pass on their property to chosen beneficiaries while retaining rights to the property during their lifetime.

(Mississippi WD Reserving LE Package includes form, guidelines, and completed example) For use in Mississippi only.

Our Promise

The documents you receive here will meet, or exceed, the Simpson County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Simpson County Warranty Deed Reserving Life Estate form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

See all reviews ( 4326 Reviews )

David W.

May 4th, 2024

Great examples on how to fill out the quitclaim deed, but no info on how to fill out the cover sheet.

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Malissa B.

May 1st, 2024

Fast response and quick delivery love it!

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Michael L.

April 25th, 2024

Professional, simple. Very good.

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Patricia C.

March 31st, 2019

Only source I could find. Wasn't sure if I needed same certificate from each state and site had me checkout separately for each. Good way to keep you customer paying up.
Just hope what I received is acceptable.

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Thank you!

Debora A.

May 23rd, 2023

Website easy to use and explanations available

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Thank you!

Gary M.

April 18th, 2020

Death of JT form was excellent. You have the best documents out there. I wish I could have read the sample just so I knew my information was entered correctly. Real problem is County wants a bar code on documents to get recorded. Now?
Need four deed forms so the expense starts to be prohibitive. I would rather pay more and get multiple access.

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Andrea R.

July 10th, 2020

Easy and fast. Thank you so much!!

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Frank H.

September 22nd, 2022

Form and instructions were useful. But I suggest creating a form for transferring a deed pursuant to a trust. The existing form is based on a will going through probate so it doesn't fit the trust situation in some respects.

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Darren D.

December 29th, 2019

Easy-peasy to find, download and use the forms!

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Shawn H.

April 16th, 2019

The site provided exactly what I needed when I needed it.

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Phyllis B.

May 24th, 2022

I saved a ton of money doing it on my own versus through legal counsel. When I took it to the auditor/recorder today, there was absolutely no problems.

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Rachel C.

November 29th, 2019

Excellent information, and form source.

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Thank you!

Vertina B.

June 14th, 2022

The website is well established and easy to use. I got everything I was supposed to get. I had no problem downloading the forms. All of the forms printed well.

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Sharon B.

April 3rd, 2024

Downloaded pdf form was difficult to use,/modify and has too much space between sections.

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Jack B.

May 2nd, 2020

The service was fast, but I didn't learn about the results until I logged in. I would have liked to get email when the report was finished.

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