Howard County Deed of Trust and Promissory Note Form (Missouri)

All Howard County specific forms and documents listed below are included in your immediate download package:

Deed of Trust Form

Howard County Deed of Trust Form

Fill in the blank Deed of Trust and Promissory Note form formatted to comply with all Missouri recording and content requirements.
Included Howard County compliant document last validated/updated 8/5/2024

Deed of Trust Guidelines

Howard County Deed of Trust Guidelines

Line by line guide explaining every blank on the form.
Included Howard County compliant document last validated/updated 6/3/2025

Completed Example of the Deed of Trust

Howard County Completed Example of the Deed of Trust

Example of a properly completed form for reference.
Included Howard County compliant document last validated/updated 7/15/2025

Completed Example of the Deed of Trust Document

Howard County Completed Example of the Deed of Trust Document

Example of a properly completed Missouri Deed of Trust and Promissory Note document for reference.
Included Howard County compliant document last validated/updated 7/15/2025

Promissory Note Form

Howard County Promissory Note Form

Note that is secured by the Deed of Trust.
Included Howard County compliant document last validated/updated 6/6/2025

Promissory Note Guidelines

Howard County Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included Howard County compliant document last validated/updated 6/4/2025

Completed Example of the Promissory Note Document

Howard County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.
Included Howard County compliant document last validated/updated 5/15/2025

Subordination Agreements

Howard County Subordination Agreements

Used to place priority on claim of debt. Included are 4 separate agreements for unique situations. If needed, add to Deed of Trust as an addendum or rider.
Included Howard County compliant document last validated/updated 5/28/2025

Annual Accounting Statement Form

Howard County Annual Accounting Statement Form

Fill in the blank Deed of Trust and Promissory Note form formatted to comply with all Missouri recording and content requirements.
Included Howard County compliant document last validated/updated 7/2/2025

The following Missouri and Howard County supplemental forms are included as a courtesy with your order:

When using these Deed of Trust and Promissory Note forms, the subject real estate must be physically located in Howard County. The executed documents should then be recorded in the following office:

Howard County Recorder of Deeds

1 Courthouse Square, Fayette, Missouri 65248

Hours: 8:30 to 4:30 M-F

Phone: (660) 248-2194

Local jurisdictions located in Howard County include:

  • Armstrong
  • Fayette
  • Franklin
  • Glasgow
  • New Franklin

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Howard County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Howard County using our eRecording service.
Are these forms guaranteed to be recordable in Howard County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Howard County including margin requirements, content requirements, font and font size requirements.

Can the Deed of Trust and Promissory Note forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Howard County that you need to transfer you would only need to order our forms once for all of your properties in Howard County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by Missouri or Howard County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Howard County Deed of Trust and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

A Deed of Trust is a (security instrument securing the payment or satisfaction of any debt or other obligation.) (MRS 443.005) This is often considered a preferred method of financing real property because foreclosures are done non-judicially with no right of redemption, through a trustee sale, saving time (typically 60-90 days if uncontested) and expense. This Deed of Trust contains a "Power of Sale" clause, in the case of default the borrower(s) have pre-authorized the sale of the property. Without a "Power of Sale" a judicial foreclosure will likely have to be performed. (See 443.290 Mortgages and security agreements with power of sale)

The "Promissory Note" defines the terms of the loan, Principle owed, interest rate charged, default rate (interest charged if Note is in Default), late payment fees, etc.

These forms are flexible, use for residential, rental units, vacant land, small office and commercial. A "Special Provisions" section allows the lender to further customize the package to his/her needs. Can be used when existing liens are in place.

Fully formatted for recording. (See MRS 443.035. Recording of instrument required)
A Deed of Trust and Promissory Note that includes stringent default terms can be beneficial the lender/debt holder.

(Missouri DOT Package includes forms, guidelines, and completed examples)

Our Promise

The documents you receive here will meet, or exceed, the Howard County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Howard County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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Ronald P.

July 24th, 2025

Forms easy to download but experienced problems trying to type in my information into the forms. Then when I went to print a form, Adobe wanted to charge me for printing. I ended up printing the blank forms and then filling them out manually.

Reply from Staff

Thank you, Ronald. We're glad you found the forms easy to download, though we're sorry to hear about the printing and fill-in experience. Our forms are designed to be fillable and printable using free software like Adobe Reader. If you ever run into issues, our support team is happy to help!

Charlene H.

July 22nd, 2025

Deeds.com is a wonderful website. I highly recommend them and would use them again in the future.

Reply from Staff

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July 22nd, 2025

Great service, quick and easy!

Reply from Staff

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Sarah C.

August 18th, 2022

Great, but I'd like to see the actual filings/documents in my account, PDF, not only the blank forms. Thank you.

Reply from Staff

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Brett B.

July 12th, 2022

easy to use

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March 29th, 2021

This is perfect! Thank you!

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June 24th, 2019

Very easy to use. They had the exact document I was looking for.

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January 18th, 2019

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Margaret D.

October 7th, 2020

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Sonia C.

July 11th, 2021

Ordered and received the appropriate quitclaim deed docs for my area. Recorded with no questions or issues. All arounds solid product and service.

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Edward E.

December 22nd, 2024

Easy to use.

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Christine R.

February 8th, 2019

Ordering and directions were easy. The only thing missing in the instructions was how to record by mail. Thanks!

Reply from Staff

Thank you Christine. We'll work on making it more clear that one can find mailing information in our recording section. Have a great day!

Rocio S.

March 4th, 2019

Great Help - very satisfied with the service - would recomend 100%

Reply from Staff

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Gwen R.

January 23rd, 2019

Happy with the forms no complaints at all.

Reply from Staff

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SUZANNE W.

December 29th, 2020

Very quick and efficient. Received recorded document within hours after beginning the process. Very reasonable fees. Highly recommended!

Reply from Staff

Thank you!