Montana Forms

Lake County Deed of Trust and Promissory Note Form

Lake County Deed of Trust Form

Lake County Deed of Trust Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 8/6/2025
Lake County Deed of Trust Guidelines

Lake County Deed of Trust Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 7/7/2025
Lake County Completed Example of the Deed of Trust Document

Lake County Completed Example of the Deed of Trust Document

Example of a properly completed form for reference.

Document Last Validated 4/28/2025
Lake County Promissory Note Form

Lake County Promissory Note Form

Note that is secured by the Deed of Trust document.

Document Last Validated 8/20/2025
Lake County Promissory Note Guidelines

Lake County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 6/17/2025
Lake County Completed Example of the Promissory Note Document

Lake County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.

Document Last Validated 3/11/2025
Lake County Annual Accounting Statement Form

Lake County Annual Accounting Statement Form

Fill in the blank Deed of Trust and Promissory Note form formatted to comply with all Montana recording and content requirements.

Document Last Validated 8/5/2025

All 7 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Lake County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Lake County Clerk / Recorder
Address:
106 Fourth Ave East
Polson, Montana 59860

Hours: 8:00am-5:00pm M-F

Phone: (406) 883-7208 and 7210

Recording Tips for Lake County:
  • Ask if they accept credit cards - many offices are cash/check only
  • Leave recording info boxes blank - the office fills these
  • Recorded documents become public record - avoid including SSNs

Cities and Jurisdictions in Lake County

Properties in any of these areas use Lake County forms:

  • Arlee
  • Big Arm
  • Charlo
  • Dayton
  • Elmo
  • Pablo
  • Polson
  • Proctor
  • Ravalli
  • Rollins
  • Ronan
  • Saint Ignatius

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Lake County

How do I get my forms?

Forms are available for immediate download after payment. The Lake County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Lake County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Lake County including margin requirements, content requirements, font and font size requirements.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Lake County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Lake County?

Recording fees in Lake County vary. Contact the recorder's office at (406) 883-7208 and 7210 for current fees.

Questions answered? Let's get started!

A Deed of Trust with Trust Indenture Under the Small Tract Financing Act of Montana is the preferred form of financing in Montana for properties not exceeding 40 acres and under $500,000.00 in financing.

71-1-302 Policy- Because the financing of homes and business expansion is essential to the development of the state of Montana and because financing of homes and business expansion, usually involving areas of real estate of not more than 40 acres, has been restricted by the laws relating to mortgages of real property and because more financing of homes and business expansion is available if the parties can use security instruments and procedures not subject to all the provisions of the mortgage laws, it is the public policy of the state of Montana to permit the use of trust indentures for estates in real property of not more than 40 acres as provided in this part.

This form includes the Power of Sale clause, which allows for a non-judicial foreclosure, saving time and expense, in general:
Non-judicial foreclosure takes (130-180 days) compared to @1 year -- judicial foreclosure
In a non-judicial foreclosure Borrower has no right of redemption vs. an additional year beyond a judicial foreclosure.
Typically, no frivolous lawsuits filed to slow down a non-judicial foreclosure vs. common in a judicial foreclosure.
Typically, no deficiency judgement upon completion of sale in a non-judicial foreclosure vs. deficiency judgment used in judicial foreclosure.

71-1-304 Trust indentures authorized -- power of sale for breach in trustee
(1) A transfer in trust of an interest in real property of an area not exceeding 40 acres may be made to secure the performance of an obligation of a grantor or any other person named in the indenture to a beneficiary. However, a trust indenture may not be substituted for a mortgage that was in existence on March 5, 1963.
(2) When a transfer in trust of an interest in real property is made to secure the performance of the obligation referred to in subsection (1), a power of sale is conferred upon the trustee to be exercised after a breach of the obligation for which the transfer is security.
(3) A trust indenture executed in conformity with this part may be foreclosed by advertisement and sale in the manner provided in this part or, at the option of the beneficiary, by judicial procedure as provided by law for the foreclosure of mortgages on real property. The power of sale may be exercised by the trustee without express provision in the trust indenture.
(4) If a trust indenture states that the real property involved does not exceed 40 acres, the statement is binding upon all parties and conclusive as to compliance with the provisions of this part relative to the power to make a transfer, trust, and power of sale.
If the parameters of the trust indenture are not met (example: the subject property is 50 acres or $600.000.00) then it converts to a mortgage and treated as mortgage in foreclosure.

71-1-305 Trust indenture considered to be mortgage on real property A trust indenture is deemed to be a mortgage on real property and is subject to all laws relating to mortgages on real property except to the extent that such laws are inconsistent with the provisions of this part, in which event the provisions of this part shall control. For the purpose of applying the mortgage laws, the grantor in a trust indenture is deemed the mortgagor and the beneficiary is deemed the mortgagee.

71-1-321 Deeds of trust and trust deeds not invalidated The Small Tract Financing Act of Montana does not invalidate or preclude the use in this state of instruments, sometimes denominated deeds of trust, trust deeds, or trust indentures, which are not executed in conformity with this part, but in which a conveyance for security purposes is made to a trustee or trustees for the benefit of one or more lenders. Such instruments are considered to be mortgages and are subject to all laws relating to mortgages on real property. Every such instrument, recorded as prescribed by law, from the time it is filed for record is constructive notice of its contents to subsequent purchasers and encumbrancers.

(Montana DOT Package includes forms, guidelines, and completed examples) For use in Montana only.

Important: Your property must be located in Lake County to use these forms. Documents should be recorded at the office below.

This Deed of Trust and Promissory Note meets all recording requirements specific to Lake County.

Our Promise

The documents you receive here will meet, or exceed, the Lake County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Lake County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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