Lake County Deed of Trust and Promissory Note Form

Lake County Deed of Trust Form
Fill in the blank form formatted to comply with all recording and content requirements.

Lake County Deed of Trust Guidelines
Line by line guide explaining every blank on the form.

Lake County Completed Example of the Deed of Trust Document
Example of a properly completed form for reference.

Lake County Promissory Note Form
Note that is secured by the Deed of Trust document.

Lake County Promissory Note Guidelines
Line by line guide explaining every blank on the form.

Lake County Completed Example of the Promissory Note Document
Example of a properly completed form for reference.

Lake County Annual Accounting Statement Form
Fill in the blank Deed of Trust and Promissory Note form formatted to comply with all Montana recording and content requirements.
All 7 documents above included • One-time purchase • No recurring fees
Additional Montana and Lake County documents included at no extra charge:
Where to Record Your Documents
Lake County Clerk / Recorder
Polson, Montana 59860
Hours: 8:00am-5:00pm M-F
Phone: (406) 883-7208 and 7210
Recording Tips for Lake County:
- Verify all names are spelled correctly before recording
- Documents must be on 8.5 x 11 inch white paper
- Both spouses typically need to sign if property is jointly owned
- Mornings typically have shorter wait times than afternoons
Cities and Jurisdictions in Lake County
Properties in any of these areas use Lake County forms:
- Arlee
- Big Arm
- Charlo
- Dayton
- Elmo
- Pablo
- Polson
- Proctor
- Ravalli
- Rollins
- Ronan
- Saint Ignatius
Hours, fees, requirements, and more for Lake County
How do I get my forms?
Forms are available for immediate download after payment. The Lake County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Lake County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Lake County including margin requirements, content requirements, font and font size requirements.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Lake County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Lake County?
Recording fees in Lake County vary. Contact the recorder's office at (406) 883-7208 and 7210 for current fees.
Have other questions? Contact our support team
A Deed of Trust with Trust Indenture Under the Small Tract Financing Act of Montana is the preferred form of financing in Montana for properties not exceeding 40 acres and under $500,000.00 in financing.
71-1-302 Policy- Because the financing of homes and business expansion is essential to the development of the state of Montana and because financing of homes and business expansion, usually involving areas of real estate of not more than 40 acres, has been restricted by the laws relating to mortgages of real property and because more financing of homes and business expansion is available if the parties can use security instruments and procedures not subject to all the provisions of the mortgage laws, it is the public policy of the state of Montana to permit the use of trust indentures for estates in real property of not more than 40 acres as provided in this part.
This form includes the Power of Sale clause, which allows for a non-judicial foreclosure, saving time and expense, in general:
Non-judicial foreclosure takes (130-180 days) compared to @1 year -- judicial foreclosure
In a non-judicial foreclosure Borrower has no right of redemption vs. an additional year beyond a judicial foreclosure.
Typically, no frivolous lawsuits filed to slow down a non-judicial foreclosure vs. common in a judicial foreclosure.
Typically, no deficiency judgement upon completion of sale in a non-judicial foreclosure vs. deficiency judgment used in judicial foreclosure.
71-1-304 Trust indentures authorized -- power of sale for breach in trustee
(1) A transfer in trust of an interest in real property of an area not exceeding 40 acres may be made to secure the performance of an obligation of a grantor or any other person named in the indenture to a beneficiary. However, a trust indenture may not be substituted for a mortgage that was in existence on March 5, 1963.
(2) When a transfer in trust of an interest in real property is made to secure the performance of the obligation referred to in subsection (1), a power of sale is conferred upon the trustee to be exercised after a breach of the obligation for which the transfer is security.
(3) A trust indenture executed in conformity with this part may be foreclosed by advertisement and sale in the manner provided in this part or, at the option of the beneficiary, by judicial procedure as provided by law for the foreclosure of mortgages on real property. The power of sale may be exercised by the trustee without express provision in the trust indenture.
(4) If a trust indenture states that the real property involved does not exceed 40 acres, the statement is binding upon all parties and conclusive as to compliance with the provisions of this part relative to the power to make a transfer, trust, and power of sale.
If the parameters of the trust indenture are not met (example: the subject property is 50 acres or $600.000.00) then it converts to a mortgage and treated as mortgage in foreclosure.
71-1-305 Trust indenture considered to be mortgage on real property A trust indenture is deemed to be a mortgage on real property and is subject to all laws relating to mortgages on real property except to the extent that such laws are inconsistent with the provisions of this part, in which event the provisions of this part shall control. For the purpose of applying the mortgage laws, the grantor in a trust indenture is deemed the mortgagor and the beneficiary is deemed the mortgagee.
71-1-321 Deeds of trust and trust deeds not invalidated The Small Tract Financing Act of Montana does not invalidate or preclude the use in this state of instruments, sometimes denominated deeds of trust, trust deeds, or trust indentures, which are not executed in conformity with this part, but in which a conveyance for security purposes is made to a trustee or trustees for the benefit of one or more lenders. Such instruments are considered to be mortgages and are subject to all laws relating to mortgages on real property. Every such instrument, recorded as prescribed by law, from the time it is filed for record is constructive notice of its contents to subsequent purchasers and encumbrancers.
(Montana DOT Package includes forms, guidelines, and completed examples) For use in Montana only.
Important: Your property must be located in Lake County to use these forms. Documents should be recorded at the office below.
This Deed of Trust and Promissory Note meets all recording requirements specific to Lake County.
Our Promise
The documents you receive here will meet, or exceed, the Lake County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Lake County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4572 Reviews )
Thomas J.
February 22nd, 2024
Seems to be just what I needed. I will certainly keep your services handy in the future. I will recommend your site whenever I can.
We are delighted to have been of service. Thank you for the positive review!
John W.
February 10th, 2021
Wow, I wish that I would have found Deeds.com before! Great service!
Thank you!
Wilburn R.
July 23rd, 2023
absolutely great
Thank you!
Coby A.
May 26th, 2021
great service and quick filing.
Thank you!
SUSAN B.
September 16th, 2024
THE PROCEDURE IN GETTING THIS MECHANICS LIEN PROCESSED HAS SO FAR BEEN RELATIVELY SIMPLY - BETTER THAN HAVING TO WAIT ON MAIL OR GO IN PERSON TO GET RECORDED
We are delighted to have been of service. Thank you for the positive review!
leila m.
January 30th, 2021
Very good service, friendly customer service I absolutely will use the service again
Thank you!
Jill R.
May 12th, 2025
So helpful and extremely responsive. Such a convenient way to record deeds.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Daniel F.
March 26th, 2021
We have been very happy with all that Deeds have done very timely and helpful
Thank you!
Holly K.
November 4th, 2022
This is the simplest way to record a deed ever. Just uploaded the deed and the professionals at deed.com did the rest. Within 8 hours, I had my recorded deed back. The price is fantastic. It would have cost me more in gas to drive to the county where I had to record the deed.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
COURTNEY K.
August 7th, 2020
I could not be happier with this service! It was so easy and fast!
Thank you!
Kimberly R.
March 18th, 2024
Love this site. Very informative and helpful!
Thank you for your feedback. We really appreciate it. Have a great day!
Robert F.
December 1st, 2021
Great, quick and easy to use
Thank you for your feedback. We really appreciate it. Have a great day!
calvin b.
February 21st, 2023
They offer a great service. Also they have been responsive and professional.
Thank you for your feedback. We really appreciate it. Have a great day!
Katherine A R.
March 8th, 2023
It's very easy to navigate through the website to find the service that you want. Great program.
Thank you!
Leroy B.
February 7th, 2020
I have a Timeshare in Florida and started looking to sell it. Just finally downloaded this site, it looks fairly simple. I will start getting more serious soon. Looking forward to working with Deeds.com.
Thank you!