Howard County Memorandum of Land Contract Form

Additional Nebraska and Howard County documents included at no extra charge:

Where to Record Your Documents

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Cities and Jurisdictions in Howard County

Properties in any of these areas use Howard County forms:

• Boelus
• Dannebrog
• Elba
• Farwell
• Saint Libory
• Saint Paul

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In Nebraska, recording a Memorandum of Land Contract instead of the full land contract, contract for deed or purchase and sale agreement of real property
is a strategic decision with several legal and practical advantages. Here’s a breakdown of why many parties choose to record a memorandum rather than the entire contract for deed:
Advantages of Recording a Memorandum Instead of the Full Contract
1. Protects Privacy
A full land contract contains sensitive terms: purchase price, interest rate, payment schedule, remedies for default, etc.
A memorandum contains only basic identifying information (parties, legal description, date of agreement), keeping financial and legal details confidential.
This is especially important in private transactions or family sales.

2. Puts Third Parties on Notice
Recording a memorandum establishes public notice of the buyer’s equitable interest in the property.
Protects the buyer from future claims by:
Subsequent purchasers
Lenders who might try to encumber the property
Helps prevent fraud, like the seller trying to sell to another party.

3. Simplifies Recording Requirements
The memorandum is shorter, easier to format, and less expensive to prepare.
Avoids possible rejection from the Register of Deeds due to minor errors in the full contract.

4. Reduces Legal Exposure
Recording the full contract exposes both parties to unnecessary legal scrutiny (e.g., terms that might not comply with all disclosure laws).
If terms change or are renegotiated, a new contract may require re-recording. A memorandum avoids that.

5. Complies with Statutory Requirements
Under Neb. Rev. Stat. § 76-214, a memorandum of contract may be recorded with a completed Form 521 and the appropriate documentary stamp tax exemption (usually Exemption Code 13).

This makes it a compliant and efficient legal instrument for protecting interests without disclosing full details.

Important: Your property must be located in Howard County to use these forms. Documents should be recorded at the office below.

This Memorandum of Land Contract meets all recording requirements specific to Howard County.

Our Promise

The documents you receive here will meet, or exceed, the Howard County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

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