New Mexico Forms

Mora County Contract for Deed Form

Mora County Contract for Deed Form

Mora County Contract for Deed Form

Fill in the blank Contract for Deed form formatted to comply with all New Mexico recording and content requirements.

Document Last Validated 7/10/2025
Mora County Contract for Deed Guide

Mora County Contract for Deed Guide

Line by line guide explaining every blank on the Contract for Deed form.

Document Last Validated 7/10/2025
Mora County Completed Example of the Contract for Deed Document

Mora County Completed Example of the Contract for Deed Document

Example of a properly completed New Mexico Contract for Deed document for reference.

Document Last Validated 7/10/2025
Mora County Adverse Material Facts Disclosure Statement

Mora County Adverse Material Facts Disclosure Statement

Fill in the blank form formatted to comply with all New Mexico content requirements.

Document Last Validated 8/7/2025
Mora County Estimated Property Tax Waiver Form

Mora County Estimated Property Tax Waiver Form

NM Stat § 47-13-4(F). A prospective buyer may waive the disclosure requirements of this section by signing a written document prior to the time the offer to purchase is to be made in which the buyer acknowledges that the required estimated amount of property tax levy is not readily available and waives disclosure of the estimated amount of property tax levy.

Document Last Validated 7/10/2025
Mora County Lead Based Paint Disclosure Form

Mora County Lead Based Paint Disclosure Form

Applicable to residential property built before 1978.

Document Last Validated 7/10/2025
Mora County Lead Based Paint Brochure

Mora County Lead Based Paint Brochure

Brochure for buyers if applicable.

Document Last Validated 7/10/2025

All 7 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Mora County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Mora County Clerk
Address:
1 Courthouse Dr / PO Box 360
Mora, New Mexico 87732

Hours: 8:00am to 4:30pm M-F / Recording until 4:00pm

Phone: (575) 387-2448

Recording Tips for Mora County:
  • White-out or correction fluid may cause rejection
  • Request a receipt showing your recording numbers
  • Check margin requirements - usually 1-2 inches at top
  • Leave recording info boxes blank - the office fills these

Cities and Jurisdictions in Mora County

Properties in any of these areas use Mora County forms:

  • Buena Vista
  • Chacon
  • Cleveland
  • Guadalupita
  • Holman
  • Mora
  • Ocate
  • Ojo Feliz
  • Rainsville
  • Valmora
  • Wagon Mound
  • Watrous

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Mora County

How do I get my forms?

Forms are available for immediate download after payment. The Mora County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Mora County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Mora County including margin requirements, content requirements, font and font size requirements.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Mora County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Mora County?

Recording fees in Mora County vary. Contact the recorder's office at (575) 387-2448 for current fees.

Questions answered? Let's get started!

In New Mexico, a Contract for Deed (also called a real estate contract, installment land contract, or owner-financing agreement) is a useful tool for property transactions where the buyer cannot or does not want to obtain conventional financing, and the seller agrees to finance the purchase over time. However, due to the risk to buyers, especially in low-income and rural areas, New Mexico has adopted specific legal protections—especially under SB 449 (2023), codified in NMSA 1978, Chapter 47, Article 13.

When a Contract for Deed Is Useful in New Mexico
-Buyer lacks access to traditional mortgage financing.
-Useful for buyers with poor credit or limited income.
-Sellers can attract more buyers by offering seller financing.
-Seller wants to retain legal title until full payment.
-Protects seller if buyer defaults.
-Legal title remains with the seller until the full contract amount is paid.
-Installment payments are agreeable to both parties.
-Can include structured payments over years.
Interest and terms are flexible between parties.
-Rural or undeveloped property.
-Banks may not lend on raw land or mobile homes without permanent foundation.

Why the Law Requires Certain Disclosures Before Accepting an Offer
Under New Mexico’s Real Estate Contract Act (SB 449, 2023), sellers must protect buyers from unexpected tax and condition issues, especially in installment contracts. Two required disclosures are:

1. Estimated Property Tax Levy (NMSA 1978, § 47-13-4)
“Prior to accepting an offer to purchase,” the seller or seller's broker shall: (1) request from the county assessor the estimated amount of property tax levy with respect to the property and shall specify the listed price as the value of the property to be used in the estimate.”

Purpose:
Protects buyers from sudden property tax increases after purchase.
Ensures buyers understand the future property tax liability based on the full sale price (not past assessments).
Prevents tax-related defaults that could lead to foreclosure.

2. Adverse Material Facts Disclosure Statement Under general real estate disclosure duties (aligned with NMREC rules and principles of good faith), sellers must disclose any known adverse material facts about the property.

What are “adverse material facts”?
Issues that significantly affect value or use of the property:
Structural damage
Unpermitted additions
Water damage or mold
Title problems or pending legal issues
Environmental hazards
Zoning violations
Easements or encroachments

Purpose:
-Prevents buyer deception or later claims of fraud or nondisclosure.
-Builds trust and compliance with NM real estate law.
-Required even more so when the seller is financing the transaction (i.e., they are acting almost like a lender).

Summary: Why These Steps Matter
Requirement Purpose ------------------------------Why It Matters

-Tax Levy Estimate-----To disclose expected annual tax cost based on sale price Protects buyers from unforeseen, unaffordable tax hikes

-Adverse Material Facts Disclosure----To inform the buyer of known serious defects/issues Prevents lawsuits for fraud, ensures buyer is fully informed.

Recording of the Contract (within 30 days) Required by SB 449-----Makes the buyer’s interest official and enforceable

Common Contract for Deed procedures.
Before accepting an offer, request the tax estimate from the county assessor (most counties have a form or online system). Unless buyer agree to waiver, see waiver form included.

-Fill out and provide the Adverse Material Facts Disclosure Statement (a form used in NM real estate practice).
-Draft the Contract for Deed with clear terms.
-Record the contract with the County Clerk within 30 days of execution.

Important: Your property must be located in Mora County to use these forms. Documents should be recorded at the office below.

This Contract for Deed meets all recording requirements specific to Mora County.

Our Promise

The documents you receive here will meet, or exceed, the Mora County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Mora County Contract for Deed form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4578 Reviews )

Timmy S.

December 18th, 2019

The form gave me a perfect place to start. I was looking for something regarding time-shares, so the form was not perfect, but the register of deeds worked with me to get it right. I would not have even been able to start without the form from deeds.com

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January 8th, 2025

Super easy to use. Very pleased. The turn around time was very fast. I have another one pending. Thank you!

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September 4th, 2020

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September 23rd, 2021

Amazing service. Immediate responses at all hours of the day and prevent late in the evening! Patient and friendly. I will say that Adobe scan did not work well for me. Notes app for IOS has a scan feature and that seemed to work best.

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Emmy M.

August 20th, 2020

I loved using this process to record my deeds. it was fast and everytime I sent a message I received a response very quickly. I am so glad they have this option. for the extra $15 to have the convenience to do it from home and not worry about finding parking, etc. so well worth it!

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Deborah C.

April 30th, 2022

I just printed out my documents and they are so helpful. Now I will sit and fill out my documents and submit them to the PG County deed Office. Thanks for having this infomation online. Regards,

Reply from Staff

Thank you!

Jane C.

February 25th, 2023

I wasn't sure what I was looking for initially so I printed out the wrong thing. Had to pay again to get the right one but much less expensive than getting it from a lawyer. Our military lawyers will make the forms official but they don't have the forms. Hope this makes things easier for our children when we pass. Thank you for offering this service.

Reply from Staff

Thank you for taking the time to leave your feedback. We have canceled and refunded the payment for your first order. We don't want you to pay for something you're not going to use. Have an amazing day.

Carol H.

October 8th, 2022

Easy to understand, quick access, inexpensive, and I took it to my registrar's office and he said the warranty deed was good to go. Thanks for saving me a bundle in lawyer's fees.

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bill h.

June 10th, 2021

so far getting what i needed was easy the site is well done thank you

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Joan E S.

June 10th, 2022

appreciate the ease of finding a group of forms without the need for a lawyer--the time and expense--for a basic transfer of joint tenancy following a death.

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Michael J.

June 13th, 2022

Great site, very easy to use. Thanks

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September 13th, 2023

I recently purchased online DIY legal forms, and I must say I was thoroughly impressed. The documents provided were accurate, comprehensive, and precisely what I needed. The accompanying guide was clear, instructive, and really bridged the gap for someone like me who isn't well-versed in legal jargon. What stood out the most, however, was the inclusion of the example. It served as a practical reference and made the entire process so much more approachable. Being able to see a filled-out sample made all the difference. Overall, this product has been invaluable in helping me navigate legal processes on my own.

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john t.

November 1st, 2019

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February 2nd, 2023

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March 24th, 2021

It was easy to navigate and I found my information without any trouble.

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