New Mexico Forms

Taos County Contract for Deed Form

Taos County Contract for Deed Form

Taos County Contract for Deed Form

Fill in the blank Contract for Deed form formatted to comply with all New Mexico recording and content requirements.

Document Last Validated 7/10/2025
Taos County Contract for Deed Guide

Taos County Contract for Deed Guide

Line by line guide explaining every blank on the Contract for Deed form.

Document Last Validated 7/10/2025
Taos County Completed Example of the Contract for Deed Document

Taos County Completed Example of the Contract for Deed Document

Example of a properly completed New Mexico Contract for Deed document for reference.

Document Last Validated 7/10/2025
Taos County Adverse Material Facts Disclosure Statement

Taos County Adverse Material Facts Disclosure Statement

Fill in the blank form formatted to comply with all New Mexico content requirements.

Document Last Validated 8/7/2025
Taos County Estimated Property Tax Waiver Form

Taos County Estimated Property Tax Waiver Form

NM Stat § 47-13-4(F). A prospective buyer may waive the disclosure requirements of this section by signing a written document prior to the time the offer to purchase is to be made in which the buyer acknowledges that the required estimated amount of property tax levy is not readily available and waives disclosure of the estimated amount of property tax levy.

Document Last Validated 7/10/2025
Taos County Lead Based Paint Disclosure Form

Taos County Lead Based Paint Disclosure Form

Applicable to residential property built before 1978.

Document Last Validated 7/10/2025
Taos County Lead Based Paint Brochure

Taos County Lead Based Paint Brochure

Brochure for buyers if applicable.

Document Last Validated 7/10/2025

All 7 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Taos County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Taos County Clerk
Address:
105 Albright St, Suite D
Taos, New Mexico 87571

Hours: 8:00am-5:00pm M-F

Phone: (575) 737-6380

Recording Tips for Taos County:
  • Verify all names are spelled correctly before recording
  • Bring extra funds - fees can vary by document type and page count
  • Leave recording info boxes blank - the office fills these
  • Request a receipt showing your recording numbers
  • Ask for certified copies if you need them for other transactions

Cities and Jurisdictions in Taos County

Properties in any of these areas use Taos County forms:

  • Amalia
  • Arroyo Hondo
  • Arroyo Seco
  • Carson
  • Cerro
  • Chamisal
  • Costilla
  • El Prado
  • Llano
  • Ojo Caliente
  • Penasco
  • Questa
  • Ranchos De Taos
  • Red River
  • San Cristobal
  • Taos
  • Taos Ski Valley
  • Trampas
  • Tres Piedras
  • Vadito
  • Valdez

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Taos County

How do I get my forms?

Forms are available for immediate download after payment. The Taos County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Taos County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Taos County including margin requirements, content requirements, font and font size requirements.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Taos County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Taos County?

Recording fees in Taos County vary. Contact the recorder's office at (575) 737-6380 for current fees.

Questions answered? Let's get started!

In New Mexico, a Contract for Deed (also called a real estate contract, installment land contract, or owner-financing agreement) is a useful tool for property transactions where the buyer cannot or does not want to obtain conventional financing, and the seller agrees to finance the purchase over time. However, due to the risk to buyers, especially in low-income and rural areas, New Mexico has adopted specific legal protections—especially under SB 449 (2023), codified in NMSA 1978, Chapter 47, Article 13.

When a Contract for Deed Is Useful in New Mexico
-Buyer lacks access to traditional mortgage financing.
-Useful for buyers with poor credit or limited income.
-Sellers can attract more buyers by offering seller financing.
-Seller wants to retain legal title until full payment.
-Protects seller if buyer defaults.
-Legal title remains with the seller until the full contract amount is paid.
-Installment payments are agreeable to both parties.
-Can include structured payments over years.
Interest and terms are flexible between parties.
-Rural or undeveloped property.
-Banks may not lend on raw land or mobile homes without permanent foundation.

Why the Law Requires Certain Disclosures Before Accepting an Offer
Under New Mexico’s Real Estate Contract Act (SB 449, 2023), sellers must protect buyers from unexpected tax and condition issues, especially in installment contracts. Two required disclosures are:

1. Estimated Property Tax Levy (NMSA 1978, § 47-13-4)
“Prior to accepting an offer to purchase,” the seller or seller's broker shall: (1) request from the county assessor the estimated amount of property tax levy with respect to the property and shall specify the listed price as the value of the property to be used in the estimate.”

Purpose:
Protects buyers from sudden property tax increases after purchase.
Ensures buyers understand the future property tax liability based on the full sale price (not past assessments).
Prevents tax-related defaults that could lead to foreclosure.

2. Adverse Material Facts Disclosure Statement Under general real estate disclosure duties (aligned with NMREC rules and principles of good faith), sellers must disclose any known adverse material facts about the property.

What are “adverse material facts”?
Issues that significantly affect value or use of the property:
Structural damage
Unpermitted additions
Water damage or mold
Title problems or pending legal issues
Environmental hazards
Zoning violations
Easements or encroachments

Purpose:
-Prevents buyer deception or later claims of fraud or nondisclosure.
-Builds trust and compliance with NM real estate law.
-Required even more so when the seller is financing the transaction (i.e., they are acting almost like a lender).

Summary: Why These Steps Matter
Requirement Purpose ------------------------------Why It Matters

-Tax Levy Estimate-----To disclose expected annual tax cost based on sale price Protects buyers from unforeseen, unaffordable tax hikes

-Adverse Material Facts Disclosure----To inform the buyer of known serious defects/issues Prevents lawsuits for fraud, ensures buyer is fully informed.

Recording of the Contract (within 30 days) Required by SB 449-----Makes the buyer’s interest official and enforceable

Common Contract for Deed procedures.
Before accepting an offer, request the tax estimate from the county assessor (most counties have a form or online system). Unless buyer agree to waiver, see waiver form included.

-Fill out and provide the Adverse Material Facts Disclosure Statement (a form used in NM real estate practice).
-Draft the Contract for Deed with clear terms.
-Record the contract with the County Clerk within 30 days of execution.

Important: Your property must be located in Taos County to use these forms. Documents should be recorded at the office below.

This Contract for Deed meets all recording requirements specific to Taos County.

Our Promise

The documents you receive here will meet, or exceed, the Taos County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Taos County Contract for Deed form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4573 Reviews )

Terri L.

January 31st, 2022

Great Tool! Very easy to complete.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

David W.

March 21st, 2019

Excellent service! Questions were answered promptly, and the entire process was easy and fast. Thank you!

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Felicia T.

May 30th, 2023

Great service with all the added resources on the form I requested. Question: How long do the forms stay available on my account?

Reply from Staff

Thanks for the feedback Felicia. Our goal is to keep the documents available in your account indefinitely. It's a good idea to download the documents and store them yourself just in case.

Gary H.

October 18th, 2023

The package was very helpful and very easy to use. I saved me a lot of time and eliminated attorneys being involved. I would highly recommend your forms.

Reply from Staff

It was a pleasure serving you. Thank you for the positive feedback!

Janice R.

April 22nd, 2020

Very easy to do. Got papers I was needed very quickly. Thank you

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Marie B.

May 21st, 2020

Easily found what I needed. Very helpful. Downloaded the documents, saved to my computer and printed what I needed.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Jon W.

September 16th, 2021

Useless for me. My deed could not be pulled. After investigation, I got a copy online directly from WV for $3. No one but editors of this will ever see this. Shame.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Thomas H.

April 15th, 2023

I had an initial problem of downloading the form. After contacting the website, I got an answer very quickly, and they fixed the problem.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

L. Candace H.

April 29th, 2021

So far it's been good & informative. I have not chosen forms for download but I like the site. Thanks

Reply from Staff

Thank you!

Mary B.

December 1st, 2021

Great job, Deeds.com! I'm a retired lawyer, and I'm liking what I see. Well done.

Reply from Staff

Thank you!

Vicky M.

September 1st, 2022

I would give Deeds.com 10 stars if I could!! The staff were super friendly and easy to work with. They kept me constantly updated during the process of uploading and forwarding my deeds for recording. And, the price was extremely reasonable. I look forward to utilizing Deeds.com every time I need to record a deed no matter what U.S. State. I wholeheartedly recommend them!

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Michael S.

November 27th, 2024

Recording a Warranty Deed with Mohave County AZ was easy and efficient by using Deeds.com. I will be using their service for all of my e-filing going forward. Thank you Deeds.com!!!!

Reply from Staff

We are delighted to have been of service. Thank you for the positive review!

Deborah G.

June 4th, 2019

Great website and very easy to use

Reply from Staff

Thank you for your feedback Deborah, we really appreciate it. Have a great day!

John D.

June 3rd, 2019

Forms were easy to complete, with the instructions that were provided. Very satisfied!

Reply from Staff

Thank you!

Raecita H.

March 19th, 2022

This was the first time I had ever had to fill out a Warranty Deed, so if it was not for your example form on how to fill one out, I would be still be here completely lost. I had originally gone to another site for a Warranty Deed & they wanted double the amount of your price & their website had no examples forms. I am so happy with your site & service. Thank you for giving us the opportunity to be able to download the forms as much as we need to because as many mistakes I made,I had to print quite a few to be able to get it done right.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!