Bernalillo County Deed of Trust and Promissory Note Form (New Mexico)

All Bernalillo County specific forms and documents listed below are included in your immediate download package:

Deed of Trust Form

Bernalillo County Deed of Trust Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Bernalillo County compliant document last validated/updated 5/28/2025

Deed of Trust Guidelines

Bernalillo County Deed of Trust Guidelines

Line by line guide explaining every blank on the form.
Included Bernalillo County compliant document last validated/updated 3/18/2025

Completed Example of the Trustee Deed Document

Bernalillo County Completed Example of the Trustee Deed Document

Example of a properly completed form for reference.
Included Bernalillo County compliant document last validated/updated 4/15/2025

Promissory Note Form

Bernalillo County Promissory Note Form

Note that is secured by the Deed of Trust.
Included Bernalillo County compliant document last validated/updated 7/17/2025

Promissory Note Guidelines

Bernalillo County Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included Bernalillo County compliant document last validated/updated 3/3/2025

Completed Example of the Promissory Note Document

Bernalillo County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.
Included Bernalillo County compliant document last validated/updated 7/14/2025

Subordination Agreements

Bernalillo County Subordination Agreements

Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.
Included Bernalillo County compliant document last validated/updated 5/30/2025

Annual Accounting Statement Form

Bernalillo County Annual Accounting Statement Form

Fill in the blank Deed of Trust and Promissory Note form formatted to comply with all New Mexico recording and content requirements.
Included Bernalillo County compliant document last validated/updated 7/3/2025

When using these Deed of Trust and Promissory Note forms, the subject real estate must be physically located in Bernalillo County. The executed documents should then be recorded in the following office:

Bernalillo County Clerk

One Civic Plaza NW, 6th floor / PO Box 542, Albuquerque, New Mexico 87102-0542

Hours: 8:00am-5:00pm M-F

Phone: (505) 468-1290

Local jurisdictions located in Bernalillo County include:

  • Albuquerque
  • Cedar Crest
  • Isleta
  • Kirtland Afb
  • Sandia Park
  • Tijeras

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Bernalillo County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Bernalillo County using our eRecording service.
Are these forms guaranteed to be recordable in Bernalillo County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Bernalillo County including margin requirements, content requirements, font and font size requirements.

Can the Deed of Trust and Promissory Note forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Bernalillo County that you need to transfer you would only need to order our forms once for all of your properties in Bernalillo County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by New Mexico or Bernalillo County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Bernalillo County Deed of Trust and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

New Mexico has the Deed of Trust Act.
Foreclosure can be done non-judicially, saving time and expense. This process is called a Trustee Sale. After the Trustee sale the borrower has a right to redeem the property. This form allows one-month vs nine-months.
NM Statute 48-10-16(A)
Except as otherwise provided in Subsection E of this section, the redemption period after a trustee's sale shall be nine months, or the period provided in the deed of trust, whichever is the lesser period, and shall begin to run from the date of the trustee's sale. In the deed of trust, the parties may shorten the redemption period to not less than one month.

There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party)
Basic Concept. The Grantor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary can take an action against any person for damages.

Use this form for financing residential property, small commercial, rental property (up to 4 units), condominiums and planned unit developments. A Deed of Trust and Promissory Note with stringent default terms/conditions can be beneficial to the lender, mostly used by investors or parties selling and/or financing a real property.

(New Mexico DOT Package includes forms, guidelines, and completed examples)

Our Promise

The documents you receive here will meet, or exceed, the Bernalillo County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Bernalillo County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4569 Reviews )

Ronald P.

July 24th, 2025

Forms easy to download but experienced problems trying to type in my information into the forms. Then when I went to print a form, Adobe wanted to charge me for printing. I ended up printing the blank forms and then filling them out manually.

Reply from Staff

Thank you, Ronald. We're glad you found the forms easy to download, though we're sorry to hear about the printing and fill-in experience. Our forms are designed to be fillable and printable using free software like Adobe Reader. If you ever run into issues, our support team is happy to help!

Charlene H.

July 22nd, 2025

Deeds.com is a wonderful website. I highly recommend them and would use them again in the future.

Reply from Staff

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Kimberly B.

July 22nd, 2025

Great service, quick and easy!

Reply from Staff

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Dianne W.

July 14th, 2020

Thank you for responding so quickly to my question. I was able to locate the form and get everything downloaded. Once I saw the icon, it was easy peasy!!

Reply from Staff

Thank you!

patricia w.

August 5th, 2022

Fast, easy download of forms needed. Thank you, Deeds.com

Reply from Staff

Thank you!

Yvonne R.

December 1st, 2020

Quick and easy, however, I couldn't get the guide to download.

Reply from Staff

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william w.

January 23rd, 2019

Simple, straight forward, and easy to use.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Ronald M.

April 18th, 2019

Easy to use but can't seem to find LOGOUT control????

Reply from Staff

Thank you for the feedback Ronald. (The Sign Out control is on the top right of the account page)

john o.

August 8th, 2020

very simple to use

Reply from Staff

Thank you!

Darrell P.

February 23rd, 2019

My legal description exceeds the avaiable space in the one page Exhibit A...any way to add a second page as 'Exhibit A (continued)'?

Reply from Staff

It is not required to use the included exhibit page. Simply label your printed legal description as the appropriate exhibit.

Earnest K.

January 8th, 2025

I used the "personal representative's deed." There were a few errors, after I went to record it at the county recorder's office. For #7, it should've stated "The estate of Joe Schmoe, hereby grants Mr. Personal Representative....." instead of, "I Mr. Personal Representative, as personal representative, hereby grant to personal representative...." The person at the recorder's office said you cannot state "you are granting property to yourself." Just fix that, and everything else is fine.

Reply from Staff

Your insights are invaluable to us and help us strive for better service. Thank you for taking the time to share your thoughts.

Roger M.

December 28th, 2020

A better or more simplified explanation of what some of the more common titles would be used for would help. You list 6-8 types of Trusts alone. An example of doing a Grant Deed to move a property into, out of, or from a Trust to a Trust would have been helpful.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Any S.

January 11th, 2019

I was looking for realty transfer or deed in the name of ***** **** and could never find the list of realty transfers.

Reply from Staff

Thank you for the feedback Any. We do not offer searches by name, only by property.

curtice c.

September 30th, 2022

I bought the Transfer on Death Deed documents. Great product and the accompanying example and guides were great.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Ben C.

December 8th, 2024

Easy and Quick,Thanks

Reply from Staff

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