Otero County Mortgage Secured by Promissory Note Form (New Mexico)
All Otero County specific forms and documents listed below are included in your immediate download package:
Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included Otero County compliant document last validated/updated 6/12/2025
Mortgage Guidelines
Line by line guide explaining every blank on the form.
Included Otero County compliant document last validated/updated 3/18/2025
Completed Example of the Mortgage Document
Example of a properly completed form for reference.
Included Otero County compliant document last validated/updated 6/13/2025
Promissory Note Form
Note that is secured by the Mortgage Deed. Can be used for traditional installments or balloon payment.
Included Otero County compliant document last validated/updated 4/25/2025
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included Otero County compliant document last validated/updated 4/23/2025
Completed Example of the Promissory Note Document
This Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.
Included Otero County compliant document last validated/updated 5/28/2025
Annual Accounting Statement Form
Fill in the blank Mortgage Secured by Promissory Note form formatted to comply with all New Mexico recording and content requirements.
Included Otero County compliant document last validated/updated 6/3/2025
The following New Mexico and Otero County supplemental forms are included as a courtesy with your order:
When using these Mortgage Secured by Promissory Note forms, the subject real estate must be physically located in Otero County. The executed documents should then be recorded in the following office:
Otero County Clerk
1104 N White Sands Blvd, Ste C, Alamogordo, New Mexico 88310
Hours: 7:30 to 6:00 M-F
Phone: (575) 437-4942
Local jurisdictions located in Otero County include:
- Alamogordo
- Bent
- Cloudcroft
- High Rolls Mountain Park
- Holloman Air Force Base
- La Luz
- Mayhill
- Mescalero
- Orogrande
- Pinon
- Sacramento
- Sunspot
- Timberon
- Tularosa
- Weed
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Otero County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Otero County using our eRecording service.
Are these forms guaranteed to be recordable in Otero County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Otero County including margin requirements, content requirements, font and font size requirements.
Can the Mortgage Secured by Promissory Note forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Otero County that you need to transfer you would only need to order our forms once for all of your properties in Otero County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by New Mexico or Otero County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Otero County Mortgage Secured by Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
Use this form for financing residential property, small commercial, rental property (up to 4 units), condominiums and planned unit developments. This is a comprehensive 12-page form that has stringent default terms.
Use this form for financing residential property, small commercial, rental property (up to 4 units), condominiums and planned unit developments. This is a comprehensive 12-page form that has stringent default terms.
Promissory Note includes late charges. Any payment which is at least ____ days past due, shall be subject to a late charge of $___ And an additional $ ____per day until the payment is received. If any balloon payment is late, it shall be subject to a late fee of $____ per day.
Default Rate: I payment is/are at least 30 days past due, then the principal balance shall bear interest at default rate of (____%) over the interest rate stated. Said default rate shall begin on the ____ day following the due date of the payment(s) until payment(s) is/are brought
current. Payment(s) is/are first applied to accrued interest and penalties, then to principal.
In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee, which fee shall be due at the time this Note is otherwise paid in full. The "Overdue Loan Fee" shall be determined based upon the outstanding principal balance of this Note as of the Maturity Date and shall be:
(a) one percent (1.0%) Of such principal balance if the Note is paid in full on or after thirty (30) days after the Maturity Date but less than sixty (60) days after the Maturity Date, or
(b) two percent (2.0%) of such principal balance if the Note is paid in full on or after sixty (60) days after the Maturity Date.
This Note and the Loan Documents shall be governed by the State of New Mexico.
(New Mexico Mortgage Package includes forms, guidelines, and completed examples)
Our Promise
The documents you receive here will meet, or exceed, the Otero County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
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Get your Otero County Mortgage Secured by Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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June 29th, 2025
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July 29th, 2019
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March 25th, 2022
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December 30th, 2022
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October 16th, 2019
Form was easy to complete, price was reasonable and everything worked out just fine. Would absolutely use this service again if needed, Thank you :)
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March 17th, 2021
I've never had a problem locating the records I need. I can't imagine what can be done to improve the service.
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June 7th, 2020
Messaging system should reach customer email. It took me a couple of days to find out the processor had messaged me. A customer notification should be implemented for every message left in the account.
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Dianne J.
August 25th, 2020
Happy to give you a 5 star rating. We have never been a position to get changes on and record our own deed. You made the process very easy. Submitted my forms on a Friday, made one correction that was requested of me, paid our fees and the received notification of deed being recorded the next Tuesday. Wonderful work on your part and super easy for me. Thanks!
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March 26th, 2021
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January 14th, 2019
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March 26th, 2021
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September 7th, 2023
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