Essex County Mortgage and Promissory Note Forms (New York)

All Essex County specific forms and documents listed below are included in your immediate download package:

Mortgage Form

Mortgage Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included document last reviewed/updated 4/19/2024

Mortgage Guidelines

Mortgage Guidelines

Line by line guide explaining every blank on the form.
Included document last reviewed/updated 4/4/2024

Completed Example of the Mortgage Document

Completed Example of the Mortgage Document

Example of a properly completed form for reference.
Included document last reviewed/updated 2/19/2024

Promissory Note Form

Promissory Note Form

Fill in the blank Mortgage and Promissory Note form formatted to comply with all New York recording and content requirements.
Included document last reviewed/updated 4/2/2024

Promissory Note Guidelines

Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included document last reviewed/updated 1/11/2024

Completed Example of the Promissory Note Document

Completed Example of the Promissory Note Document

Example of a properly completed New York Mortgage and Promissory Note document for reference.
Included document last reviewed/updated 5/3/2024

Annual Accounting Statement Form

Annual Accounting Statement Form

Mail to borrower for fiscal year reporting.
Included document last reviewed/updated 1/30/2024

How long does it take to get my forms?

Forms are available immediately after submitting payment.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by New York or Essex County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

How do I get my forms, are they emailed?

Forms are NOT emailed to you. Immediately after you submit payment, the Essex County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be sent to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance.

What type of files are the forms?

All of our Essex County Mortgage and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Can the Mortgage and Promissory Note forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Essex County that you need to transfer you would only need to order our forms once for all of your properties in Essex County.

Are these forms guaranteed to be recordable in Essex County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Essex County including margin requirements, content requirements, font and font size requirements.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

  • Essex County

Including:

  • Bloomingdale
  • Crown Point
  • Elizabethtown
  • Essex
  • Jay
  • Keene
  • Keene Valley
  • Lake Placid
  • Lewis
  • Minerva
  • Mineville
  • Moriah
  • Moriah Center
  • New Russia
  • Newcomb
  • North Hudson
  • Olmstedville
  • Paradox
  • Port Henry
  • Port Kent
  • Ray Brook
  • Schroon Lake
  • Severance
  • Ticonderoga
  • Upper Jay
  • Westport
  • Willsboro
  • Wilmington
  • Witherbee

A mortgage is a conveyance of title to property that is given as security for a loan until the grantor (borrower) repays the lender according to terms defined in an attached promissory note. It contains a lien against the security property that ends when the debt is repaid.

Use this form for financing real property- residential, rental units, condominiums, vacant land, small commercial and planned unit developments.

Mortgage covenants

Transfer of Rights in the Property. The Mortgagor hereby mortgages to the Mortgagee the Property described in this Mortgage. Mortgagor can lose the Property for failure to keep the promises in this Mortgage.

Applicable Law. Mortgagee shall have all the rights set forth in Section 254 of the New York Real Property Law in addition to Mortgagee's rights set forth in this Mortgage, even if the rights are different from each other.

Non-Judicial Foreclosure. Mortgagee shall have the power of sale under Article 14 of the Real Property Actions and Proceedings Law, as it may be amended from time to time, and under any successor statute or statute of similar impo1t and effect which may subsequently be enacted providing for non-judicial sale of the Property, subject to the requirements and restrictions applicable to such statutory process.

Promissory Note

A promissory note is a negotiable instrument that contains an unconditional written promise, signed by the borrower, to repay the lender or its designated agent. The promissory note also defines the amount and specific terms of the loan between borrower (maker) and lender (payee/holder).
The promissory note is not recorded on its own. Instead, it is presented for recording along with its related deed of trust or mortgage.
A mortgage that includes a power of sale clause and a promissory note that includes stringent default terms can be beneficial to the lender

(New York Mortgage Package includes forms, guidelines, and completed examples) For use in New York only.

Our Promise

The documents you receive here will meet, or exceed, the Essex County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Essex County Mortgage and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

See all reviews ( 4326 Reviews )

David W.

May 4th, 2024

Great examples on how to fill out the quitclaim deed, but no info on how to fill out the cover sheet.

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Malissa B.

May 1st, 2024

Fast response and quick delivery love it!

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Michael L.

April 25th, 2024

Professional, simple. Very good.

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Heidi G.

July 20th, 2019

I have not yet actually completed the entire process. However, the preliminary documents, ability to try them and ease of filling them out is pretty nice, so far.

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Thank you!

Debbie K.

June 18th, 2020

I am very happy with Deeds.com. I found the site easy to use and all the directions I needed were available. I'm so happy I didn't have to go to a title company to get this done. The site is easy to navigate and the documents are easy to download.

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Joice W G.

May 5th, 2019

Easy to use and able to individualize, which was important since I needed to print more than one doc. I just wish I had an option for a less expensive purchase - seemed like a lot for just a couple docs.

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Lajeanne F.

March 31st, 2019

Your service was as you promoted and I was able to get a copy of my deed and find the information on it I needed.
Thank you.

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Louise J.

September 6th, 2020

I found your service to be very helpful. The documents were correct and comprehensive as well as easy to access. The cost is so reasonable. I think it's a great service and was impressed with it.

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Adriana V.

July 2nd, 2020

Excellent and a very fast way to release important documents. Thank you very much.

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Ryan E.

May 4th, 2023

Great customer service. I was surprised by the attention to detail that went into reviewing my documents and value provided by deeds.com. Definitely recommend.

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Larry P.

October 14th, 2020

Very nice, they include a guide download that tells you all the lawyer speak!! I'll be using them again.

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Thuc P.

July 20th, 2021

Fast and good service. Very details in instructions.

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Cherene K.

February 19th, 2019

The process was easy and reasonable. My only problem was that, when I filled out my form on the computer, the writing I did overlapped with the pre-written words on the form, so that I had to end up doing it by hand. I've used DEEDS before and have not had that problem.

Reply from Staff

Thank you for your feedback Cherene. We've emailed you for some followup regarding the issue you reported.

Matthew T.

September 9th, 2020

I am a litigator based in Lee County that rarely needs to record deeds or mortgages. However, at times, the settlement or resolution of a dispute results in the conveyance of real property. I ended up in a situation where a deed to real property in Bradford County needed to be recorded on behalf of a client. My usual e-recording vendor does not include that County. Registering with Bradford County's regular e-recording vendor would have required an expensive and unnecessary annual fee.

Deeds.com was easy to use, inexpensive and fast. I highly encourage its use, especially for lawyers that occasionally need to record instruments but do not do so regularly.

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Eileen C.

October 14th, 2020

Easy, fast, affordable. Satisfied customer

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