Oneida County Mortgage and Promissory Note Forms (New York)
All Oneida County specific forms and documents listed below are included in your immediate download package:
Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included document last reviewed/updated 4/19/2024
Mortgage Guidelines
Line by line guide explaining every blank on the form.
Included document last reviewed/updated 4/4/2024
Completed Example of the Mortgage Document
Example of a properly completed form for reference.
Included document last reviewed/updated 2/19/2024
Promissory Note Form
Fill in the blank Mortgage and Promissory Note form formatted to comply with all New York recording and content requirements.
Included document last reviewed/updated 4/2/2024
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included document last reviewed/updated 1/11/2024
Completed Example of the Promissory Note Document
Example of a properly completed New York Mortgage and Promissory Note document for reference.
Included document last reviewed/updated 5/3/2024
Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
Included document last reviewed/updated 1/30/2024
The following New York and Oneida County supplemental forms are included as a courtesy with your order.
How long does it take to get my forms?
Forms are available immediately after submitting payment.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by New York or Oneida County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
How do I get my forms, are they emailed?
Forms are NOT emailed to you. Immediately after you submit payment, the Oneida County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be sent to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance.
What type of files are the forms?
All of our Oneida County Mortgage and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Can the Mortgage and Promissory Note forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Oneida County that you need to transfer you would only need to order our forms once for all of your properties in Oneida County.
Are these forms guaranteed to be recordable in Oneida County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Oneida County including margin requirements, content requirements, font and font size requirements.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
- Oneida County
Including:
- Alder Creek
- Ava
- Barneveld
- Blossvale
- Boonville
- Bridgewater
- Camden
- Cassville
- Chadwicks
- Clark Mills
- Clayville
- Clinton
- Deansboro
- Durhamville
- Forestport
- Franklin Springs
- Hinckley
- Holland Patent
- Knoxboro
- Lee Center
- Marcy
- Mc Connellsville
- New Hartford
- New York Mills
- North Bay
- Oriskany
- Oriskany Falls
- Prospect
- Remsen
- Rome
- Sangerfield
- Sauquoit
- Sherrill
- Stittville
- Sylvan Beach
- Taberg
- Utica
- Vernon
- Vernon Center
- Verona
- Verona Beach
- Washington Mills
- Waterville
- Westdale
- Westernville
- Westmoreland
- Whitesboro
- Woodgate
- Yorkville
A mortgage is a conveyance of title to property that is given as security for a loan until the grantor (borrower) repays the lender according to terms defined in an attached promissory note. It contains a lien against the security property that ends when the debt is repaid.
Use this form for financing real property- residential, rental units, condominiums, vacant land, small commercial and planned unit developments.
Mortgage covenants
Transfer of Rights in the Property. The Mortgagor hereby mortgages to the Mortgagee the Property described in this Mortgage. Mortgagor can lose the Property for failure to keep the promises in this Mortgage.
Applicable Law. Mortgagee shall have all the rights set forth in Section 254 of the New York Real Property Law in addition to Mortgagee's rights set forth in this Mortgage, even if the rights are different from each other.
Non-Judicial Foreclosure. Mortgagee shall have the power of sale under Article 14 of the Real Property Actions and Proceedings Law, as it may be amended from time to time, and under any successor statute or statute of similar impo1t and effect which may subsequently be enacted providing for non-judicial sale of the Property, subject to the requirements and restrictions applicable to such statutory process.
Promissory Note
A promissory note is a negotiable instrument that contains an unconditional written promise, signed by the borrower, to repay the lender or its designated agent. The promissory note also defines the amount and specific terms of the loan between borrower (maker) and lender (payee/holder).
The promissory note is not recorded on its own. Instead, it is presented for recording along with its related deed of trust or mortgage.
A mortgage that includes a power of sale clause and a promissory note that includes stringent default terms can be beneficial to the lender
(New York Mortgage Package includes forms, guidelines, and completed examples) For use in New York only.
Our Promise
The documents you receive here will meet, or exceed, the Oneida County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Oneida County Mortgage and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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Marcus W.
May 16th, 2024
The Service was excellent the county recorder’s can sometimes cause issues and or delays because of certain filing requirements , but overall I am more than satisfied with DEEDS.com fast friendly services.
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David B.
May 16th, 2024
Prompt review and submission of documents could be an appropriate tagline for this business. The attention to detail and rapid response makes the company a great go to for servicing needs related to deeds.
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James K.
May 15th, 2024
Looks like a very professional site. I just don’t know what it would cost using this site.
Thanks for the kind words about the website James, sorry to hear that you could not find pricing information, we will try harder.
Kimberly E.
July 6th, 2019
It was very easy to order,download, and print. The only issue I have is that the guide that came with my form really did not help me filling it out. I feel the explanations could have been better and suited more for the standard person. I was still confused when filling it out and will probably have to get a lawyer to make sure it's filled out correctly
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Diane D.
July 7th, 2021
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I purchased 3 different items yesterday. Truthfully, it was a bit annoying, I could not figure out how to put them in a cart and had to do 3 transactions. I'm in the process of reviewing my purchases. Thank you! .
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Ron M.
December 2nd, 2020
The download of forms, etc. was easy and the guides that were provided were good, but more information would have been nice as to where to find tax map #, parcel #, and district mentioned in Exemptions from Property Transfer Fees (and Declaration of Consideration or Value.
In general, I was quite pleased with your product.
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Pamela F.
March 24th, 2019
Very easy to use and had my forms paid for and downloaded very quickly.
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Cindy H.
October 21st, 2020
Loved it! Quick and easy, done in 24 hours.
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Melody P.
January 29th, 2021
Thanks again for such expedient and excellent service!
Thank you!
Nancy O.
July 27th, 2023
Outstanding forms and service. Liked that the main deed forms were PDF so I could fill them out on my laptop, in my own time, instead of some online Q/A auto populate system. Guide was helpful, as was the completed sample. Used the erecording service to file the deed, amazing.
Thank you for your wonderful review Nancy! Our team takes pride in providing helpful resources, and we are pleased that the guide and completed sample were beneficial to you throughout the process. Making the deed filing journey smoother for our users is always our top priority.
Kimberly H.
December 17th, 2021
Exceptional Service all Year~
I wish Deeds.com A Happy Holidays & A Happy New Year.
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Gary M.
February 13th, 2024
This was such an easy experience
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KELLY S.
June 12th, 2021
very happy. I will use you for all my needed documents
thanks for being here
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David P.
February 23rd, 2019
Thank you. I was just looking but still think it is a great website. Used it a couple of years ago for a deed. Thank you.
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samira m.
December 9th, 2022
I love whoever is behind this website. I bought the wrong form and I told them and they refunded me asap! I figured out which form I need days later and bought it just now. They didn't have to refund me for my own mistake. That was very kind. I'll be returning for any other forms I may need and will tell others too. Thank you so much!!!!!
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