Steuben County Mortgage and Promissory Note Form

Steuben County Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.

Steuben County Mortgage Guidelines
Line by line guide explaining every blank on the form.

Steuben County Completed Example of the Mortgage Document
Example of a properly completed form for reference.

Steuben County Promissory Note Form
Fill in the blank Mortgage and Promissory Note form formatted to comply with all New York recording and content requirements.

Steuben County Promissory Note Guidelines
Line by line guide explaining every blank on the form.

Steuben County Completed Example of the Promissory Note Document
Example of a properly completed New York Mortgage and Promissory Note document for reference.

Steuben County Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
All 7 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional New York and Steuben County documents included at no extra charge:
Where to Record Your Documents
Steuben County Clerk
Bath, New York 14810
Hours: 8:30 to 4:30 M-F
Phone: (607) 664-2563
Recording Tips for Steuben County:
- Recorded documents become public record - avoid including SSNs
- Bring extra funds - fees can vary by document type and page count
- Both spouses typically need to sign if property is jointly owned
Cities and Jurisdictions in Steuben County
Properties in any of these areas use Steuben County forms:
- Addison
- Arkport
- Atlanta
- Avoca
- Bath
- Cameron
- Cameron Mills
- Campbell
- Canisteo
- Cohocton
- Coopers Plains
- Corning
- Greenwood
- Hammondsport
- Hornell
- Jasper
- Kanona
- Lindley
- Painted Post
- Perkinsville
- Prattsburgh
- Pulteney
- Rexville
- Savona
- Troupsburg
- Wayland
- Woodhull
Hours, fees, requirements, and more for Steuben County
How do I get my forms?
Forms are available for immediate download after payment. The Steuben County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Steuben County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Steuben County including margin requirements, content requirements, font and font size requirements.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Steuben County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Steuben County?
Recording fees in Steuben County vary. Contact the recorder's office at (607) 664-2563 for current fees.
Questions answered? Let's get started!
A mortgage is a conveyance of title to property that is given as security for a loan until the grantor (borrower) repays the lender according to terms defined in an attached promissory note. It contains a lien against the security property that ends when the debt is repaid.
Use this form for financing real property- residential, rental units, condominiums, vacant land, small commercial and planned unit developments.
Mortgage covenants
Transfer of Rights in the Property. The Mortgagor hereby mortgages to the Mortgagee the Property described in this Mortgage. Mortgagor can lose the Property for failure to keep the promises in this Mortgage.
Applicable Law. Mortgagee shall have all the rights set forth in Section 254 of the New York Real Property Law in addition to Mortgagee's rights set forth in this Mortgage, even if the rights are different from each other.
Non-Judicial Foreclosure. Mortgagee shall have the power of sale under Article 14 of the Real Property Actions and Proceedings Law, as it may be amended from time to time, and under any successor statute or statute of similar impo1t and effect which may subsequently be enacted providing for non-judicial sale of the Property, subject to the requirements and restrictions applicable to such statutory process.
Promissory Note
A promissory note is a negotiable instrument that contains an unconditional written promise, signed by the borrower, to repay the lender or its designated agent. The promissory note also defines the amount and specific terms of the loan between borrower (maker) and lender (payee/holder).
The promissory note is not recorded on its own. Instead, it is presented for recording along with its related deed of trust or mortgage.
A mortgage that includes a power of sale clause and a promissory note that includes stringent default terms can be beneficial to the lender
(New York Mortgage Package includes forms, guidelines, and completed examples) For use in New York only.
Important: Your property must be located in Steuben County to use these forms. Documents should be recorded at the office below.
This Mortgage and Promissory Note meets all recording requirements specific to Steuben County.
Our Promise
The documents you receive here will meet, or exceed, the Steuben County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
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August 16th, 2023
So far so good. It was reasonably easy to download and complete the form using information found in my closing paperwork. I haven't yet had my form notarized but plan to do so this week and submit the packet to my county auditor.
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May 9th, 2020
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January 9th, 2019
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