Cabarrus County Deed of Trust Form
Last validated September 16, 2026 by our Forms Development TeamFormatted for recording in Cabarrus County, for property anywhere in the county: rural and unincorporated areas as well as Concord, Harrisburg, Kannapolis, Midland, Mount Pleasant.
- 8 documents included
- Immediate PDF download
- Formatting guarantee

Cabarrus County Deed of Trust Form
Fill in the blank form formatted to comply with all recording and content requirements.

Cabarrus County Deed of Trust Guidelines
Line by line guide explaining every blank on the form.

Cabarrus County Completed Example of the Deed of Trust Document
Example of a properly completed form for reference.

Cabarrus County Promissory Note Form
Note that is secured by the Deed of Trust. Can be used for traditional installments or balloon payment.

Cabarrus County Promissory Note Guidelines
Line by line guide explaining every blank on the form.

Cabarrus County Completed Example of the Promissory Note Document
This NC Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.

Cabarrus County Subordination Agreements
Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.

Cabarrus County Annual Accounting Statement
Mail to borrower for fiscal year reporting.
All 8 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional North Carolina and Cabarrus County documents included at no extra charge:
Where to Record Your Documents
Cabarrus County Register of Deeds
Concord, North Carolina 28025
Hours: 8:00am-5:00pm M-F / Recording until 4:30pm
Phone: (704) 920-2112
Recording Tips for Cabarrus County:
- Bring your driver's license or state-issued photo ID
- Ensure all signatures are in blue or black ink
- Ask if they accept credit cards - many offices are cash/check only
- Check that your notary's commission hasn't expired
- Documents must be on 8.5 x 11 inch white paper
Cities and Jurisdictions in Cabarrus County
Properties in any of these areas use Cabarrus County forms:
- Concord
- Harrisburg
- Kannapolis
- Midland
- Mount Pleasant
Hours, fees, requirements, and more for Cabarrus County
How do I get my forms?
Forms are available for immediate download after payment. The Cabarrus County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Cabarrus County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Cabarrus County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Cabarrus County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. The free Adobe Acrobat Reader is recommended, and most PDF apps also work. You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Cabarrus County?
Recording fees in Cabarrus County vary. Contact the recorder's office at (704) 920-2112 for current fees.
Questions answered? Let's get started!
A Deed of Trust is commonly used in North Carolina to secure a loan. Foreclosure can be done non-judicially, saving time and expense. This process is called a Foreclosure by action. The procedure for power of sale foreclosure is contained in Article 2A in Chapter 45 of the North Carolina General Statutes.
There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party)
Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take an action against any person for damages.
This form can be used by a party selling/financing their own house, rental, condominium or small office building. A Promissory Note and Deed of Trust combined with stringent default terms, can be beneficial to the Lender. The Lender can choose whether the borrower must use the property as their primary residence for the term of the Loan. This can be advantageous for a someone selling a house. Take for example; the borrower moves out and rents the home to someone who diminishes its value or in the case of a small commercial space the Lender wouldn't want the borrower living there because of a financial stress.
The Trustee allows the Grantor/Borrower to collect rents until there is a default. Upon the occurrence of any such event of default, the permission given to Grantor/Borrower to collect such rents, income, maintenance fees and other benefits from the property shall automatically terminate. This can be powerful tool for the Beneficiary/Lender.
The Beneficiary/Lender or Trustee shall have the right and license to go on and into the Subject Real Property to inspect it in order to determine whether the provisions of the Deed of Trust are being kept and performed. This is important because Grantor/Borrower shall take reasonable care of the Subject Real Property and shall maintain them in good repair and condition.
(North Carolina DOT Package includes form, guidelines, and completed example)
Important: Your property must be located in Cabarrus County to use these forms. Documents should be recorded at the county recording office listed above.
This Deed of Trust meets all recording requirements specific to Cabarrus County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Cabarrus County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
Get your Cabarrus County Deed of Trust form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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Elizabeth B. 5 out of 5 stars
Your site provided all I needed. Thank you!
It was a pleasure serving you. Thank you for the positive feedback!
Gisela A. 5 out of 5 stars
Great selection of documents. Properly formatted form also included great instructions and the example was very helpful. Filed it myself - no problem!
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Leo H. 5 out of 5 stars
The deed was very easy to use and the material provided were helpful in completing the form. We haven't filed it yet, but I assume that all will go well.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Erik J. 5 out of 5 stars
First time using Deeds.com and feel that your platform is clear and easy to use. I was also pleased with the messaging center and follow-up and also surprised at how quickly our particular deed was recorded and available to view. Having said that, when I first investigated Deeds.com the fee was $15 and as of 1/1/21 it has increased to $19 which I feel is pretty steep for the handling of 1 simple document especially when the turnaround was basically the same day. Your fee was nearly the equivalent of the cost of the Clerk's recording fee. Perhaps you should offer a fee schedule for those of us who are not volume recorders. Just a thought.
Thank you!
Robin G. 5 out of 5 stars
Very responsive and helpful.
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LEVELL H. 5 out of 5 stars
I was very pleased with the ease in use of the forms. I suggest making sure the sample copy is totally aligned with the exact same parts. I was a little confused about the portion "Subject to.." It was easy to make corrections, additions, etc because the page remained open, and I didn't have to re=open the forms continuously.
Thank you!
Christina W. 5 out of 5 stars
I stand corrected. I received my report and it was exactly what I requested.
Thank you!
Lora N. 5 out of 5 stars
Excellent, easy to use! Awesome system. Loved it.
Thank you!
Larry T. 5 out of 5 stars
Excellent service!!!!! A 5STAR
Thanks Larry! We appreciate you.
Sally Ann C. 5 out of 5 stars
Thank you for your service. It seems to have worked, I printed a document purporting to be the Deed I needed. I was somewhat disappointed though - I was expecting something as impressive as the Title Search, which goes back to 1828 and includes Millard Fillmore, admittedly not one of our most celebrated Presidents. But I am happy to have what I have, and thank you again! peace - SAVC
Thank you for your feedback. We really appreciate it. Have a great day!
Gordon J. 5 out of 5 stars
The experience was generally very satisfactory. I was able to fill out the Trust Deed and send it via email no problem. However, I was not able to send the filled out form of the Note. It always erased my fill-ins when it was sent. I found that very frustrating.
Thank you, Gordon. Glad the Trust Deed worked well. Issues like the one you reported with the Note can sometimes be related to how the file is opened or sent. Using Adobe Reader to fill, save, and send the form is recommended. We also pass along all feedback like this to our team to confirm there are no issues.
Karen M. 5 out of 5 stars
I'm not too bright. Ordered one thing when I wanted something else. Deeds staff fixed it for me.
Glad we could help.
Pierre M. 5 out of 5 stars
The form was very easy to fill out. The instructions were clear. Overall, a very user friendly product that made my job easier. Thanks you.
Thank you!
Raymond L. 5 out of 5 stars
Delivered as promised. Highly recommend!
Great to hear — thank you for taking the time to write a review.
Tiffany Dawn J. 3 out of 5 stars
Would be nice to have a better description on how to complete the forms if it is separated couple and one is signing the deed over to the other. I am still unsure how it should be worded. Disappointed that the guide didn't have better explanations.
Thank you for your feedback. We really appreciate it. Have a great day!