Cabarrus County Deed of Trust Form (North Carolina)

All Cabarrus County specific forms and documents listed below are included in your immediate download package:

Deed of Trust Form

Cabarrus County Deed of Trust Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Cabarrus County compliant document last validated/updated 6/10/2024

Deed of Trust Guidelines

Cabarrus County Deed of Trust Guidelines

Line by line guide explaining every blank on the form.
Included Cabarrus County compliant document last validated/updated 6/14/2024

Completed Example of the Deed of Trust Document

Cabarrus County Completed Example of the Deed of Trust Document

Example of a properly completed form for reference.
Included Cabarrus County compliant document last validated/updated 5/1/2024

Promissory Note Form

Cabarrus County Promissory Note Form

Note that is secured by the Deed of Trust. Can be used for traditional installments or balloon payment.
Included Cabarrus County compliant document last validated/updated 5/28/2024

Promissory Note Guidelines

Cabarrus County Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included Cabarrus County compliant document last validated/updated 10/30/2023

Completed Example of the Promissory Note Document

Cabarrus County Completed Example of the Promissory Note Document

This NC Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.
Included Cabarrus County compliant document last validated/updated 4/17/2024

Subordination Agreements

Cabarrus County Subordination Agreements

Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.
Included Cabarrus County compliant document last validated/updated 5/29/2024

Annual Accounting Statement

Cabarrus County Annual Accounting Statement

Mail to borrower for fiscal year reporting.
Included Cabarrus County compliant document last validated/updated 2/26/2024

The following North Carolina and Cabarrus County supplemental forms are included as a courtesy with your order:

When using these Deed of Trust forms, the subject real estate must be physically located in Cabarrus County. The executed documents should then be recorded in the following office:

Cabarrus County Register of Deeds

Governmental Center - 65 Church St SE, Concord, North Carolina 28025

Hours: 8:00am-5:00pm M-F / Recording until 4:30pm

Phone: (704) 920-2112

Local jurisdictions located in Cabarrus County include:

  • Concord
  • Harrisburg
  • Kannapolis
  • Midland
  • Mount Pleasant

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Cabarrus County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Cabarrus County using our eRecording service.
Are these forms guaranteed to be recordable in Cabarrus County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Cabarrus County including margin requirements, content requirements, font and font size requirements.

Can the Deed of Trust forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Cabarrus County that you need to transfer you would only need to order our forms once for all of your properties in Cabarrus County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by North Carolina or Cabarrus County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Cabarrus County Deed of Trust forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

A Deed of Trust is commonly used in North Carolina to secure a loan. Foreclosure can be done non-judicially, saving time and expense. This process is called a Foreclosure by action. The procedure for power of sale foreclosure is contained in Article 2A in Chapter 45 of the North Carolina General Statutes.

There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party)

Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take an action against any person for damages.
This form can be used by a party selling/financing their own house, rental, condominium or small office building. A Promissory Note and Deed of Trust combined with stringent default terms, can be beneficial to the Lender. The Lender can choose whether the borrower must use the property as their primary residence for the term of the Loan. This can be advantageous for a someone selling a house. Take for example; the borrower moves out and rents the home to someone who diminishes its value or in the case of a small commercial space the Lender wouldn't want the borrower living there because of a financial stress.

The Trustee allows the Grantor/Borrower to collect rents until there is a default. Upon the occurrence of any such event of default, the permission given to Grantor/Borrower to collect such rents, income, maintenance fees and other benefits from the property shall automatically terminate. This can be powerful tool for the Beneficiary/Lender.

The Beneficiary/Lender or Trustee shall have the right and license to go on and into the Subject Real Property to inspect it in order to determine whether the provisions of the Deed of Trust are being kept and performed. This is important because Grantor/Borrower shall take reasonable care of the Subject Real Property and shall maintain them in good repair and condition.

(North Carolina DOT Package includes form, guidelines, and completed example)

Our Promise

The documents you receive here will meet, or exceed, the Cabarrus County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Cabarrus County Deed of Trust form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4350 Reviews )

Thomas R.

June 21st, 2024

First time user. Was pleased with the easy of use and the step-by-step directions provided by the website.

Reply from Staff

We are motivated by your feedback to continue delivering excellence. Thank you!

Kim B.

June 21st, 2024

The package was extremely helpful and provided everything I needed to complete this for my mom- I highly recommend their service!

Reply from Staff

Your feedback is greatly appreciated. Thank you for taking the time to share your experience!

James A.

June 18th, 2024

Very easy to navigate and start your process.

Reply from Staff

Thank you for your positive words! We’re thrilled to hear about your experience.

James S.

July 16th, 2019

The forms download was quick and easy. The example deed was excellent. However, the payment method should include PayPal, not just credit cards.

Reply from Staff

Thank you for your feedback James, we appreciate it.

Gerald S.

November 7th, 2020

Very pleased with the services provided by deeds.com. Quick response time after information was provided.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

James A.

March 9th, 2021

Thanks for you help to get me out of a quick problem. Downloads were great. I recommend this service for the arcane situations of legal angst.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Jay W.

February 7th, 2019

your service is more than I expected easy to navigate, great info, easy to understand. other other sites every time you go to next page there is something to buy to get the info you want.
Jay

Reply from Staff

Thank you!

Bertha V. G.

May 17th, 2019

Great information and very easy to understand.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Liza B.

June 22nd, 2021

Fantastic forms and service, could not be happier, wish you girls did more than deed forms.

Reply from Staff

Thank you!

Kevin V.

January 5th, 2022

Quick and trouble free experience!

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Shari N.

March 1st, 2022

Super easy to order and save a document!

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Lori W.

March 14th, 2021

I got what I wanted immediately. Thank you.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Joni S.

February 6th, 2024

Excellent service, no hassle, easy to use, affordable, best service -- hands down. I thought it would be difficult for me to record a deed in Florida while residing in California but you made it so easy. I will tell everyone about your service.rnThank you.

Reply from Staff

Your feedback is greatly appreciated. Thank you for taking the time to share your experience!

Adam P.

September 17th, 2020

So far so good I am happy with the service and the timeliness of the recordings. One of the only recording services that allows for the use of credit card.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Shawn S.

August 30th, 2019

Seems to be exactly whst j needed. Great job!

Reply from Staff

Thank you!