Cabarrus County Deed of Trust Form
Last validated October 7, 2026 by our Forms Development TeamFormatted for recording in Cabarrus County, for property anywhere in the county: rural and unincorporated areas as well as Concord, Harrisburg, Kannapolis, Midland, Mount Pleasant.
- 8 documents included
- Immediate PDF download
- Formatting guarantee
Cabarrus County Deed of Trust Form
Fill in the blank form formatted to comply with all recording and content requirements.
Cabarrus County Deed of Trust Guidelines
Line by line guide explaining every blank on the form.
Cabarrus County Completed Example of the Deed of Trust Document
Example of a properly completed form for reference.
Cabarrus County Promissory Note Form
Note that is secured by the Deed of Trust. Can be used for traditional installments or balloon payment.
Cabarrus County Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Cabarrus County Completed Example of the Promissory Note Document
This NC Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.
Cabarrus County Subordination Agreements
Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.
Cabarrus County Annual Accounting Statement
Mail to borrower for fiscal year reporting.
All 8 documents above included • One-time purchase • No recurring fees
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Additional North Carolina and Cabarrus County documents included at no extra charge:
Where to Record Your Documents
Cabarrus County Register of Deeds
Concord, North Carolina 28025
Hours: 8:00am-5:00pm M-F / Recording until 4:30pm
Phone: (704) 920-2112
Recording Tips for Cabarrus County:
- Bring your driver's license or state-issued photo ID
- Ensure all signatures are in blue or black ink
- Ask if they accept credit cards - many offices are cash/check only
- Check that your notary's commission hasn't expired
- Documents must be on 8.5 x 11 inch white paper
Cities and Jurisdictions in Cabarrus County
Properties in any of these areas use Cabarrus County forms:
- Concord
- Harrisburg
- Kannapolis
- Midland
- Mount Pleasant
Hours, fees, requirements, and more for Cabarrus County
How do I get my forms?
Forms are available for immediate download after payment. The Cabarrus County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Cabarrus County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Cabarrus County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Cabarrus County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. The free Adobe Acrobat Reader is recommended, and most PDF apps also work. You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Cabarrus County?
Recording fees in Cabarrus County vary. Contact the recorder's office at (704) 920-2112 for current fees.
Questions answered? Let's get started!
A Deed of Trust is commonly used in North Carolina to secure a loan. Foreclosure can be done non-judicially, saving time and expense. This process is called a Foreclosure by action. The procedure for power of sale foreclosure is contained in Article 2A in Chapter 45 of the North Carolina General Statutes.
There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party)
Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take an action against any person for damages.
This form can be used by a party selling/financing their own house, rental, condominium or small office building. A Promissory Note and Deed of Trust combined with stringent default terms, can be beneficial to the Lender. The Lender can choose whether the borrower must use the property as their primary residence for the term of the Loan. This can be advantageous for a someone selling a house. Take for example; the borrower moves out and rents the home to someone who diminishes its value or in the case of a small commercial space the Lender wouldn't want the borrower living there because of a financial stress.
The Trustee allows the Grantor/Borrower to collect rents until there is a default. Upon the occurrence of any such event of default, the permission given to Grantor/Borrower to collect such rents, income, maintenance fees and other benefits from the property shall automatically terminate. This can be powerful tool for the Beneficiary/Lender.
The Beneficiary/Lender or Trustee shall have the right and license to go on and into the Subject Real Property to inspect it in order to determine whether the provisions of the Deed of Trust are being kept and performed. This is important because Grantor/Borrower shall take reasonable care of the Subject Real Property and shall maintain them in good repair and condition.
(North Carolina DOT Package includes form, guidelines, and completed example)
Important: Your property must be located in Cabarrus County to use these forms. Documents should be recorded at the county recording office listed above.
This Deed of Trust meets all recording requirements specific to Cabarrus County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Cabarrus County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
Get your Cabarrus County Deed of Trust form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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James S. 5 out of 5 stars
The affidavit guidance was a great help and helped reduce the stress that usually comes with dealing with legalese. The Preliminary Change of Ownership that CA requires is quite complex since it covers a hoard of situations. I was left with a bit of uncertainty, but I definitely wouldn't want to try it without guidance.
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ELOISA F. 5 out of 5 stars
Once I had everything right;the recording was fast and easy. I was updated at every juncture and apprised of my mistakes in order to fix and record my deed. To improve service: I think that several different examples and scenarios would have helped. If you have different names from your children; birth certificates and marriage certificates are a requirement in Clark County, NV. If you want to add anyone to the deed in a Quit Claim Deed; you have to add yourself as a grantee even if you are the grantor along with the other grantees.
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Robert F. 5 out of 5 stars
Breeze.... It feels silly to hire an attorney to do this for just one beneficiary. Thanks.
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Stephen B. 5 out of 5 stars
This was the first time to use the Deeds.com website for preparing my deed document. This was painless and easy to follow the instructions and sample package for filling in the blank boxes document. The city clerk was impressed to review my document and easily filed my deed record without questions. I would recommend anyone to prepare a legal form that is available from the Deeds.com website.
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Easy enough to use the forms. Will probably get them reviewed before recording just to be sure.
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Dan L. 4 out of 5 stars
The only suggestion I have is to include sample of putting quitclaim into a revocable trust.
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Sorry to hear that Norman. We've gone ahead and canceled your order and payment.
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Was successful, I'm happy. Tks
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As soon as payment was received the forms were downloaded, printed and were useable. The guide was helpful and I was able to get my forms filled out and filed with no problem here in Linn County Oregon. I would recommend the site to anyone.
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Thomas W. 5 out of 5 stars
easy to use, no problems except in beneficiary box. Need to make the box bigger because I have 4 beneficiaries to list. how do I enlarge the box.
Thanks for reaching out. All available space on the document is being used. As is noted in the guide, if you have information that does not fit in the available space the included exhibit page should be used.
John C. 5 out of 5 stars
Ease and speed of recording are remarkable. This is especially true of deeds with problems: I often get feedback within minutes and can correct problems immediately and still complete the filing in the same day. I wish more counties accepted electronic filing! It would be helpful to list counties that do/do not accept electronic filing so I would not have to upload documents to find out my effort was fruitless.
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