Cherokee County Deed of Trust Form
Cherokee County Deed of Trust Form
Fill in the blank form formatted to comply with all recording and content requirements.
Cherokee County Deed of Trust Guidelines
Line by line guide explaining every blank on the form.
Cherokee County Completed Example of the Deed of Trust Document
Example of a properly completed form for reference.
Cherokee County Promissory Note Form
Note that is secured by the Deed of Trust. Can be used for traditional installments or balloon payment.
Cherokee County Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Cherokee County Completed Example of the Promissory Note Document
This NC Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.
Cherokee County Subordination Agreements
Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.
Cherokee County Annual Accounting Statement
Mail to borrower for fiscal year reporting.
All 8 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional North Carolina and Cherokee County documents included at no extra charge:
Where to Record Your Documents
Cherokee County Register of Deeds
Murphy, North Carolina 28906
Hours: 8:00 to 5:00 M-F
Phone: (828) 837-2613
Recording Tips for Cherokee County:
- Documents must be on 8.5 x 11 inch white paper
- Verify all names are spelled correctly before recording
- Request a receipt showing your recording numbers
- Ask about their eRecording option for future transactions
- Recording fees may differ from what's posted online - verify current rates
Cities and Jurisdictions in Cherokee County
Properties in any of these areas use Cherokee County forms:
- Andrews
- Culberson
- Marble
- Murphy
- Topton
Hours, fees, requirements, and more for Cherokee County
How do I get my forms?
Forms are available for immediate download after payment. The Cherokee County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Cherokee County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Cherokee County including margin requirements, content requirements, font and font size requirements.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Cherokee County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Cherokee County?
Recording fees in Cherokee County vary. Contact the recorder's office at (828) 837-2613 for current fees.
Questions answered? Let's get started!
A Deed of Trust is commonly used in North Carolina to secure a loan. Foreclosure can be done non-judicially, saving time and expense. This process is called a Foreclosure by action. The procedure for power of sale foreclosure is contained in Article 2A in Chapter 45 of the North Carolina General Statutes.
There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party)
Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take an action against any person for damages.
This form can be used by a party selling/financing their own house, rental, condominium or small office building. A Promissory Note and Deed of Trust combined with stringent default terms, can be beneficial to the Lender. The Lender can choose whether the borrower must use the property as their primary residence for the term of the Loan. This can be advantageous for a someone selling a house. Take for example; the borrower moves out and rents the home to someone who diminishes its value or in the case of a small commercial space the Lender wouldn't want the borrower living there because of a financial stress.
The Trustee allows the Grantor/Borrower to collect rents until there is a default. Upon the occurrence of any such event of default, the permission given to Grantor/Borrower to collect such rents, income, maintenance fees and other benefits from the property shall automatically terminate. This can be powerful tool for the Beneficiary/Lender.
The Beneficiary/Lender or Trustee shall have the right and license to go on and into the Subject Real Property to inspect it in order to determine whether the provisions of the Deed of Trust are being kept and performed. This is important because Grantor/Borrower shall take reasonable care of the Subject Real Property and shall maintain them in good repair and condition.
(North Carolina DOT Package includes form, guidelines, and completed example)
Important: Your property must be located in Cherokee County to use these forms. Documents should be recorded at the office below.
This Deed of Trust meets all recording requirements specific to Cherokee County.
Our Promise
The documents you receive here will meet, or exceed, the Cherokee County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Cherokee County Deed of Trust form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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July 6th, 2024
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July 19th, 2024
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August 12th, 2023
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October 17th, 2021
So far so good. Looks nice but a more condensed version, when the recorder charges by the page, should be offered.
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August 1st, 2020
Haven't processed any deed documents so far. I do agree that Deed.com website browsing tool will be helpful.
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December 18th, 2020
Was quick and easy compared to visiting downtown where the recorders office is closed or just the thought of mailing important documents and waiting until someone hopefully reaches back out to you. All responses were timely and process was easy. No complaints.
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July 6th, 2023
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April 5th, 2020
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Michael C.
January 16th, 2019
I would appreciate being able to increase the size of the blocks such as the Grantor block and the legal description block where information is enter on the form and to adjust the font. Otherwise great product,
Thank you for your feedback Michael. We do wish we could make that an option. Unfortunately, adhering to formatting requirements (specifically margin requirements) leaves a finite amount of space available on the page.
John T.
February 26th, 2021
Amazing! Very helpful. Very specific.
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July 31st, 2023
Found the forms to be very easy to use, instructions very clear and helpful. Recording office was surprised the forms were exactly what they required. Thank you
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April 7th, 2020
I love how quick the turnaround is, my only request would be for an email notification be sent once an invoice is ready and then once a document is recorded and ready to download (only because I have a large caseload and it's very easy to forget things sometimes).
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Andrew T.
December 19th, 2023
The process was incredibly simple from start to finish. Someone from the team even sent a message to double check part of my document was filled out correctly. Will be bringing my business here in the future!
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