Cotton County Full Release and Discharge of Mortgage Form

Last validated August 25, 2026 by our Forms Development Team

Formatted for recording in Cotton County, for property anywhere in the county: rural and unincorporated areas as well as Devol, Randlett, Temple, Walters.

$3997
One-time purchase. No subscription.
  • 3 documents included
  • Immediate PDF download
  • Formatting guarantee

Cotton County Full Release and Discharge of Mortgage Form

Cotton County Full Release and Discharge of Mortgage Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document last validated 8/7/2026
Cotton County Discharge of Mortgage Guidelines

Cotton County Discharge of Mortgage Guidelines

Line by line guide explaining every blank on the form.

Document last validated 8/25/2026
Cotton County Completed Example of the Discharge of Mortgage Document

Cotton County Completed Example of the Discharge of Mortgage Document

Example of a properly completed form for reference.

Document last validated 8/12/2026

All 3 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Cotton County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Cotton County Clerk

Address:
Courthouse - 301 North Broadway St
Walters, Oklahoma 73572-1271

Hours: 8:00am to 4:00pm M-F

Phone: (580) 875-3026

Recording Tips for Cotton County:
  • Bring your driver's license or state-issued photo ID
  • Ensure all signatures are in blue or black ink
  • Avoid the last business day of the month when possible
  • Both spouses typically need to sign if property is jointly owned
  • Bring extra funds - fees can vary by document type and page count

Cities and Jurisdictions in Cotton County

Properties in any of these areas use Cotton County forms:

  • Devol
  • Randlett
  • Temple
  • Walters

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Cotton County

How do I get my forms?

Forms are available for immediate download after payment. The Cotton County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Cotton County?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Cotton County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Cotton County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. The free Adobe Acrobat Reader is recommended, and most PDF apps also work. You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Cotton County?

Recording fees in Cotton County vary. Contact the recorder's office at (580) 875-3026 for current fees.

Questions answered? Let's get started!

Use this form to release a mortgage when it has been paid in full.
A mortgage on real property may be released by written instrument, duly signed and acknowledged and recorded in the office of the county clerk as register of deeds. (OK Statute 46-16. How released.)

Generally, the mortgagee/lender has 50 days to release a mortgage to avoid penalty.
[A. Any mortgage on real estate shall be released by the holder of any such mortgage within fifty (50) days of the payment of the debt secured by the mortgage and the holder of the mortgage shall file the release of the mortgage with the county clerk where the mortgage is recorded. If, at the end of the fifty-day period, the holder has failed to release the mortgage, the mortgagor may at any time request in writing the holder of the mortgage to release the mortgage and the holder of the mortgage shall have ten (10) days from the date of the request to release such mortgage. If the holder of the mortgage fails to release the mortgage by the end of such ten-day period, he shall then forfeit and pay to the mortgagor a penalty of one percent (1%) of the principal debt not to exceed One Hundred Dollars ($100.00) per day each day the release is not recorded after the ten-day period has expired and the penalty shall be recovered in a civil action in any court having jurisdiction thereof, but the request for the release shall be in writing and describe the mortgage and premises with reasonable certainty. Provided that, the total penalty shall not exceed one hundred percent (100%) of the total principal debt.

B. For purposes of this section, "mortgagor" shall include any subsequent purchaser of the mortgaged real estate.] [OK Statute 46-15. Holder must release - Penalty - Mortgagor defined.]

Attorney or Agent may also release a mortgage. {Any agent or attorney duly authorized to collect the debt secured thereby shall have power and authority to release a mortgage.} {OK Statute 46-14. Release by attorney.}

(Oklahoma DOM Package includes form, guidelines, and completed example)

Important: Your property must be located in Cotton County to use these forms. Documents should be recorded at the county recording office listed above.

This Full Release and Discharge of Mortgage meets all recording requirements specific to Cotton County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Cotton County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

Get your Cotton County Full Release and Discharge of Mortgage form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4,793 Reviews )

Mica M. 5 out of 5 stars

I love deeds.com - hands down, the quickest way to record a warranty deed. The process and communication is so quick - the recording transaction too. Worth the extra $20 to me for my time! I didn't spend over an hour driving around, talking to someone via a kiosk to record the deed, didn't have to spend the energy of loading kids into the car to come with me, etc. The efficiency and timely process is worth the cost! Love having this available! The whole process via deeds.com took less than 5 minutes to upload a document and less than 3 minutes to pay the invoice shortly thereafter. The final recording was in my inbox in less than an hour. Thank you!

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Melody P. 5 out of 5 stars

Thanks again for such excellent service, and always a pleasure!

Reply from Staff

Thank you!

Jackie C. 5 out of 5 stars

It was easy to access the documents for a minimal fee.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Barbara L. 5 out of 5 stars

Look great and I thought my daughter wanted me to buy, but she had already bought the package so didn't need it.

Reply from Staff

Thanks for taking the time to leave your feedback Barbara, we appreciate it. We understand that it was an inconvenience for both you and your daughter to have unintentionally purchased the same item. Therefore, we have taken immediate action and canceled your order as well as processed the refund for your payment. Have a wonderful day.

Christine S. 5 out of 5 stars

Very good site! I found everything I needed right here on Deeds.com. Excellent quality forms, easy access, perfect delivery, reasonable price

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

James W. 5 out of 5 stars

Thank-you for your excellent services

Reply from Staff

Thank you!

George R. 5 out of 5 stars

One of the most satisfactory and easy to use websites I have come across. Being able to record documents in the court records without having to pay an atty $500 per hour and accomplish the recording in about 24 hours instead of days and even weeks i s invaluable. Worked perfectly.

Reply from Staff

Thank you!

Roger W. 5 out of 5 stars

Documents were provided quickly and as promised. Very Satisfied.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Emily P. 5 out of 5 stars

Amazing service, thanks for all your help!

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

David R A. 2 out of 5 stars

Way overpriced But serves the Purpose.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Virginia K. 5 out of 5 stars

Easy to use instructions and fast service delivery. I was kept up to date on the status of my filing.

Reply from Staff

Thank you!

LEROY S. 5 out of 5 stars

Thank you for your kind help. Great help. VR Roy F. Sutton

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Melissa S. 5 out of 5 stars

Simple & easy to navigate. At time of writing this, guide & example of purchased deed is included. Plus lots of extra information to help secure your property. Would recommend to anyone.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Kathie C. 5 out of 5 stars

This was the first time I have used Deeds.com and I must say that I am extremely impressed. The person that handled my packages was amazing and extremely helpful. I am recommending that our firm starts using Deeds.com and we do a lot of e-recordings. Thank you so much for making this a great experience and for all of your efforts in making it so great!!!

Reply from Staff

Your feedback is greatly appreciated. Thank you for taking the time to share your experience!

Juanita G. 5 out of 5 stars

Easy and efficient service. The communication is on point. Thank you!

Reply from Staff

Thank you for your positive words! We’re thrilled to hear about your experience.