Oklahoma Full Release and Discharge of Mortgage

Name: Oklahoma Full Release and Discharge of Mortgage
Brand: Deeds.com
SKU: 1630420994P765796
Price: 27.97 USD
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County Specific Legal Forms Validated as recently as April 7, 2026 by our Forms Development Team

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About the Oklahoma Full Release and Discharge of Mortgage

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How to Use This Form

Select your county from the list on the left
Download the county-specific form
Fill in the required information
Have the document notarized if required
Record with your county recorder's office

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Use this form to release a mortgage when it has been paid in full.
A mortgage on real property may be released by written instrument, duly signed and acknowledged and recorded in the office of the county clerk as register of deeds. (OK Statute 46-16. How released.)

Generally, the mortgagee/lender has 50 days to release a mortgage to avoid penalty.
[A. Any mortgage on real estate shall be released by the holder of any such mortgage within fifty (50) days of the payment of the debt secured by the mortgage and the holder of the mortgage shall file the release of the mortgage with the county clerk where the mortgage is recorded. If, at the end of the fifty-day period, the holder has failed to release the mortgage, the mortgagor may at any time request in writing the holder of the mortgage to release the mortgage and the holder of the mortgage shall have ten (10) days from the date of the request to release such mortgage. If the holder of the mortgage fails to release the mortgage by the end of such ten-day period, he shall then forfeit and pay to the mortgagor a penalty of one percent (1%) of the principal debt not to exceed One Hundred Dollars ($100.00) per day each day the release is not recorded after the ten-day period has expired and the penalty shall be recovered in a civil action in any court having jurisdiction thereof, but the request for the release shall be in writing and describe the mortgage and premises with reasonable certainty. Provided that, the total penalty shall not exceed one hundred percent (100%) of the total principal debt.

B. For purposes of this section, "mortgagor" shall include any subsequent purchaser of the mortgaged real estate.] [OK Statute 46-15. Holder must release - Penalty - Mortgagor defined.]

Attorney or Agent may also release a mortgage. {Any agent or attorney duly authorized to collect the debt secured thereby shall have power and authority to release a mortgage.} {OK Statute 46-14. Release by attorney.}

(Oklahoma DOM Package includes form, guidelines, and completed example)

How to Use This Form

Select your county from the list above
Download the county-specific form
Fill in the required information
Have the document notarized if required
Record with your county recorder's office

What Others Like You Are Saying

— Anthony C.

"I am filing a Personal Representative Deed. Haven't used the forms yet but the package sent is compr…"

— Trace A.

"Deeds.com had much better and fuller information than any other help i found (90% complete vs 60 % c…"

— Julie L.

"Great documents! with complete instructions and the CTC as well. I work with a lot of recordings and…"

— Peter F.

"It was outstanding, seriously, I had 3 e mail correspondences asking for information and providing f…"

— Brian B.

"Spot on, lets do that again now! Thanks."

Common Uses for Full Release and Discharge of Mortgage

Release a lien after a debt has been paid in full
Substitute a new trustee on a deed of trust
Secure a loan with real property as collateral
Subordinate a second mortgage to allow refinancing
Record a deed of trust to secure a promissory note

Compare other Oklahoma deed forms and documents

Quitclaim Deed Gift Deed Warranty Deed Special Warranty Deed Grant Deed Correction Deed Easement Deed Termination of Easement Mortgage and Promissory Note Contract for Deed Memorandum of Contract for Deed Full Release of Memorandum of Contract for Deed Transfer on Death Deed Transfer on Death Revocation Transfer on Death Affidavit of Acceptance Affidavit of Surviving Joint Tenant Trustee Deed Personal Representative Deed Power of Sale Personal Representative Deed of Distribution Personal Representative Deed of Sale Preliminary Notice Claim of Mechanics Lien Affidavit of Cancellation of Lien Notice of Bond to Discharge Lien Release of Mechanic Lien Request for Waiver of Lien Mechanics Lien Waiver Request for List Disclaimer of Interest Memorandum of Trust Lis Pendens - Notice of Pending Suit Mineral Deed Mineral Deed with Quitclaim Covenants

Important: County-Specific Forms

Our full release and discharge of mortgage forms are specifically formatted for each county in Oklahoma.

After selecting your county, you'll receive forms that meet all local recording requirements, ensuring your documents will be accepted without delays or rejection fees.

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