Payne County Full Release and Discharge of Mortgage Form

Payne County Full Release and Discharge of Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.

Payne County Discharge of Mortgage Guidelines
Line by line guide explaining every blank on the form.

Payne County Completed Example of the Discharge of Mortgage Document
Example of a properly completed form for reference.
All 3 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Oklahoma and Payne County documents included at no extra charge:
Where to Record Your Documents
Payne County Clerk
Stillwater, Oklahoma 74074
Hours: 8:00 to 5:00 Monday through Friday
Phone: (405) 747-8310
Recording Tips for Payne County:
- Verify all names are spelled correctly before recording
- Check that your notary's commission hasn't expired
- Documents must be on 8.5 x 11 inch white paper
- Bring extra funds - fees can vary by document type and page count
Cities and Jurisdictions in Payne County
Properties in any of these areas use Payne County forms:
- Cushing
- Glencoe
- Perkins
- Ripley
- Stillwater
- Yale
Hours, fees, requirements, and more for Payne County
How do I get my forms?
Forms are available for immediate download after payment. The Payne County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Payne County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Payne County including margin requirements, content requirements, font and font size requirements.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Payne County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Payne County?
Recording fees in Payne County vary. Contact the recorder's office at (405) 747-8310 for current fees.
Questions answered? Let's get started!
Use this form to release a mortgage when it has been paid in full.
A mortgage on real property may be released by written instrument, duly signed and acknowledged and recorded in the office of the county clerk as register of deeds. (OK Statute 46-16. How released.)
Generally, the mortgagee/lender has 50 days to release a mortgage to avoid penalty.
[A. Any mortgage on real estate shall be released by the holder of any such mortgage within fifty (50) days of the payment of the debt secured by the mortgage and the holder of the mortgage shall file the release of the mortgage with the county clerk where the mortgage is recorded. If, at the end of the fifty-day period, the holder has failed to release the mortgage, the mortgagor may at any time request in writing the holder of the mortgage to release the mortgage and the holder of the mortgage shall have ten (10) days from the date of the request to release such mortgage. If the holder of the mortgage fails to release the mortgage by the end of such ten-day period, he shall then forfeit and pay to the mortgagor a penalty of one percent (1%) of the principal debt not to exceed One Hundred Dollars ($100.00) per day each day the release is not recorded after the ten-day period has expired and the penalty shall be recovered in a civil action in any court having jurisdiction thereof, but the request for the release shall be in writing and describe the mortgage and premises with reasonable certainty. Provided that, the total penalty shall not exceed one hundred percent (100%) of the total principal debt.
B. For purposes of this section, "mortgagor" shall include any subsequent purchaser of the mortgaged real estate.] [OK Statute 46-15. Holder must release - Penalty - Mortgagor defined.]
Attorney or Agent may also release a mortgage. {Any agent or attorney duly authorized to collect the debt secured thereby shall have power and authority to release a mortgage.} {OK Statute 46-14. Release by attorney.}
(Oklahoma DOM Package includes form, guidelines, and completed example)
Important: Your property must be located in Payne County to use these forms. Documents should be recorded at the office below.
This Full Release and Discharge of Mortgage meets all recording requirements specific to Payne County.
Our Promise
The documents you receive here will meet, or exceed, the Payne County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Payne County Full Release and Discharge of Mortgage form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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