Oklahoma Forms

Garfield County Mortgage and Promissory Note Form

Garfield County Mortgage Form

Garfield County Mortgage Form

Fill in the blank form formatted to comply with all recording and content requirements.

Validated 4/23/2025 Preview Form
Garfield County Mortgage Guidelines

Garfield County Mortgage Guidelines

Line by line guide explaining every blank on the form.

Validated 5/19/2025 Preview Form
Garfield County Completed Example of the Mortgage Document

Garfield County Completed Example of the Mortgage Document

Example of a properly completed form for reference.

Validated 1/1/2025 Preview Form
Garfield County Promissory Note Form

Garfield County Promissory Note Form

Note that is secured by the Mortgage. Can be used for traditional installments or balloon payment.

Validated 6/3/2025 Preview Form
Garfield County Promissory Note Guidelines

Garfield County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Validated 6/16/2025 Preview Form
Garfield County Completed Example of the Promissory Note Document

Garfield County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.

Validated 7/25/2025 Preview Form
Garfield County Mortgage Affidavit Form

Garfield County Mortgage Affidavit Form

Mortgage Tax Affidavit

Validated 7/21/2025 Preview Form
Garfield County Mortgage Affidavit Information

Garfield County Mortgage Affidavit Information

Information explaining exemptions, how and where to pay mortgage tax.

Validated 5/28/2025 Preview Form
Garfield County Annual Accounting Statement Form

Garfield County Annual Accounting Statement Form

Mail to borrower for fiscal year reporting.

Validated 5/26/2025 Preview Form

All 9 documents above included • One-time purchase • No recurring fees

Important: Your property must be located in Garfield County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Garfield County Clerk

Address:
114 W Broadway Ave / PO Box 1664
Enid, Oklahoma 73702

Hours: 8:00 to 4:30 Monday through Friday

Phone: (580) 237-0225 or 237-0226 (Deeds Dept)

Recording Tips for Garfield County:
  • Double-check legal descriptions match your existing deed
  • Both spouses typically need to sign if property is jointly owned
  • Check margin requirements - usually 1-2 inches at top
  • Bring extra funds - fees can vary by document type and page count
  • If mailing documents, use certified mail with return receipt

Cities and Jurisdictions in Garfield County

Properties in any of these areas use Garfield County forms:

  • Bison
  • Carrier
  • Covington
  • Douglas
  • Drummond
  • Enid
  • Fairmont
  • Garber
  • Hillsdale
  • Hunter
  • Kremlin
  • Lahoma
  • Waukomis

How do I get my forms?

Forms are available for immediate download after payment. The Garfield County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Garfield County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Garfield County including margin requirements, content requirements, font and font size requirements.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Garfield County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Garfield County?

Recording fees in Garfield County vary. Contact the recorder's office at (580) 237-0225 or 237-0226 (Deeds Dept) for current fees.

Have other questions? Contact our support team

Mortgages are liens against property when the property owner borrows money from a lending institution or individual. This form can be used for residential, rentals, small commercial, vacant land and planned unit developments. This form contains a power of sale clause which allows for a non-judicial foreclosure in the event of default.

(2. with respect to any mortgage in which a power of sale is granted: a. the mortgage shall state in bold and underlined language, substantially the following:
"A power of sale has been granted in this mortgage. A power of sale may allow the mortgagee to take the mortgaged property and sell it without going to court in a foreclosure action upon default by the mortgagor under this mortgage,") ( 46 OK Stat 46-43) Many lenders prefer a mortgage with power of sale, it can save time and expense if a foreclosure occurs.

Secured by the mortgage is a promissory note (promise to pay) form. The obligations of Borrower to Lender under this Note and the Additional Obligations heroin remain in full force and effect until Lender has received payment in full of all obligations. The note establishes, interest rates, default rates, late payments, balloon payments, maturity, etc. along with default terms and conditions. The form is County specific and the provisions thereof and all rights and obligations of the parties shall be governed by and construed in accordance with the internal laws of the State of Oklahoma.

A mortgage and promissory note that include power of sale and stringent default terms can be beneficial to the lender.

With a few exceptions mortgage tax is due before a mortgage is recorded.
(A. The following taxes are hereby levied on real estate mortgages:
1. A tax of ten cents ($0.10) for each One Hundred Dollars ($100.00) and each remaining fraction thereof where such mortgage is for five (5) years or more;
2. A tax of eight cents ($0.08) for each One Hundred Dollars ($100.00) for each mortgage where such mortgage is for four (4) years or more but less than five (5) years;
3. A tax of six cents ($0.06) for each One Hundred Dollars ($100.00) where such mortgage is for three (3) years or more but less than four (4) years;
4. A tax of four cents ($0.04) for each One Hundred Dollars ($100.00) where such mortgage is for two (2) years or more but less than three (3) years; and
5. A tax of two cents ($0.02) for each One Hundred Dollars ($100.00) where such mortgage is for less than two (2) years.
If the principal debt or obligation secured by the mortgage is less than One Hundred Dollars ($100.00), a tax of ten cents ($0.10) shall be levied on such mortgage and shall be collected and paid as provided for in this article.

B. In addition to the taxes levied pursuant to the provisions of subsection A of this section, the county treasurer shall collect a fee of Five Dollars ($5.00) on each mortgage presented to the county treasurer for certification. The fees collected pursuant to the provisions of this subsection shall be deposited into a cash account to be known as the "County Treasurer's Mortgage Certification Fee Account". Monies from the account shall be expended by the county treasurer in the lawful operation of the treasurer's office.

C. The tax provided for in subsection A of this section may be paid by the mortgagor, the mortgagee or any other interested party.) (68 OK Stat 68-1904)

Included are a mortgage tax information affidavit form and guidelines sheet, providing pertinent information on how to file.

(Oklahoma Mortgage Package includes forms, guidelines, and completed examples) For use in Oklahoma only.

Important: Your property must be located in Garfield County to use these forms. Documents should be recorded at the office below.

This Mortgage and Promissory Note meets all recording requirements specific to Garfield County.

Our Promise

The documents you receive here will meet, or exceed, the Garfield County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Garfield County Mortgage and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4569 Reviews )

Scotty A.

October 2nd, 2021

A great time and money saver that also has a money back guarantee. I received all the pertinent forms and instructions for less than a family eating a fast food dinner.

Reply from Staff

Thank you!

Robert S.

July 22nd, 2020

Process was easy to follow and worked as advertised. Thought the price was a little high.

Reply from Staff

Thank you!

Robert H.

January 10th, 2024

Easy to use and understand. I am glad to have found this resource.

Reply from Staff

Your appreciative words mean the world to us. Thank you and we look forward to serving you again!

Preston P.

January 12th, 2023

Filled my need for the documents needed. thank you, I am sure I will return soon.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Missy J.

December 6th, 2019

as always, perfect!

Reply from Staff

Thank you!

Frank H.

September 22nd, 2022

Form and instructions were useful. But I suggest creating a form for transferring a deed pursuant to a trust. The existing form is based on a will going through probate so it doesn't fit the trust situation in some respects.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Gregory C.

March 17th, 2022

All of these forms should be downloadable in .zip format - having to do 8-9 downloads is ridiculous, respectfully.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Debra C.

March 27th, 2020

Excellent service. Love the site.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Angela B.

September 19th, 2020

Great forms! Quick, easy, and to the point. The completed document, when printed out, looks really professional.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Susan S.

October 4th, 2019

Great forms, easy to understand and use (the guide helped a lot). Recorded with no issues. Will be back when needed.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Omid B.

January 14th, 2021

Super efficient, extremely responsive , and above all quick turnaround. Thank you! Will definitely use your services again!

Reply from Staff

Thank you!

Julie A.

November 23rd, 2021

This process was so easy. I am pleased with efficiency and ease of it all.

Reply from Staff

Thank you!

Roger J.

December 3rd, 2020

I found the service easy to use and very helpful.

Reply from Staff

Thank you!

Amy S.

May 4th, 2023

Fast and easy access.

Reply from Staff

Thank you!

Thoreson P.

June 7th, 2021

Top notch service.

Reply from Staff

Thank you!