Garfield County Mortgage and Promissory Note Form

Garfield County Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.

Garfield County Mortgage Guidelines
Line by line guide explaining every blank on the form.

Garfield County Completed Example of the Mortgage Document
Example of a properly completed form for reference.

Garfield County Promissory Note Form
Note that is secured by the Mortgage. Can be used for traditional installments or balloon payment.

Garfield County Promissory Note Guidelines
Line by line guide explaining every blank on the form.

Garfield County Completed Example of the Promissory Note Document
Example of a properly completed form for reference.


Garfield County Mortgage Affidavit Information
Information explaining exemptions, how and where to pay mortgage tax.

Garfield County Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
All 9 documents above included • One-time purchase • No recurring fees
Additional Oklahoma and Garfield County documents included at no extra charge:
Where to Record Your Documents
Garfield County Clerk
Address:
114 W Broadway Ave / PO Box 1664
Enid, Oklahoma 73702
Hours: 8:00 to 4:30 Monday through Friday
Phone: (580) 237-0225 or 237-0226 (Deeds Dept)
Recording Tips for Garfield County:
- Double-check legal descriptions match your existing deed
- Both spouses typically need to sign if property is jointly owned
- Check margin requirements - usually 1-2 inches at top
- Bring extra funds - fees can vary by document type and page count
- If mailing documents, use certified mail with return receipt
Cities and Jurisdictions in Garfield County
Properties in any of these areas use Garfield County forms:
- Bison
- Carrier
- Covington
- Douglas
- Drummond
- Enid
- Fairmont
- Garber
- Hillsdale
- Hunter
- Kremlin
- Lahoma
- Waukomis
How do I get my forms?
Forms are available for immediate download after payment. The Garfield County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Garfield County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Garfield County including margin requirements, content requirements, font and font size requirements.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Garfield County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Garfield County?
Recording fees in Garfield County vary. Contact the recorder's office at (580) 237-0225 or 237-0226 (Deeds Dept) for current fees.
Have other questions? Contact our support team
Mortgages are liens against property when the property owner borrows money from a lending institution or individual. This form can be used for residential, rentals, small commercial, vacant land and planned unit developments. This form contains a power of sale clause which allows for a non-judicial foreclosure in the event of default.
(2. with respect to any mortgage in which a power of sale is granted: a. the mortgage shall state in bold and underlined language, substantially the following:
"A power of sale has been granted in this mortgage. A power of sale may allow the mortgagee to take the mortgaged property and sell it without going to court in a foreclosure action upon default by the mortgagor under this mortgage,") ( 46 OK Stat 46-43) Many lenders prefer a mortgage with power of sale, it can save time and expense if a foreclosure occurs.
Secured by the mortgage is a promissory note (promise to pay) form. The obligations of Borrower to Lender under this Note and the Additional Obligations heroin remain in full force and effect until Lender has received payment in full of all obligations. The note establishes, interest rates, default rates, late payments, balloon payments, maturity, etc. along with default terms and conditions. The form is County specific and the provisions thereof and all rights and obligations of the parties shall be governed by and construed in accordance with the internal laws of the State of Oklahoma.
A mortgage and promissory note that include power of sale and stringent default terms can be beneficial to the lender.
With a few exceptions mortgage tax is due before a mortgage is recorded.
(A. The following taxes are hereby levied on real estate mortgages:
1. A tax of ten cents ($0.10) for each One Hundred Dollars ($100.00) and each remaining fraction thereof where such mortgage is for five (5) years or more;
2. A tax of eight cents ($0.08) for each One Hundred Dollars ($100.00) for each mortgage where such mortgage is for four (4) years or more but less than five (5) years;
3. A tax of six cents ($0.06) for each One Hundred Dollars ($100.00) where such mortgage is for three (3) years or more but less than four (4) years;
4. A tax of four cents ($0.04) for each One Hundred Dollars ($100.00) where such mortgage is for two (2) years or more but less than three (3) years; and
5. A tax of two cents ($0.02) for each One Hundred Dollars ($100.00) where such mortgage is for less than two (2) years.
If the principal debt or obligation secured by the mortgage is less than One Hundred Dollars ($100.00), a tax of ten cents ($0.10) shall be levied on such mortgage and shall be collected and paid as provided for in this article.
B. In addition to the taxes levied pursuant to the provisions of subsection A of this section, the county treasurer shall collect a fee of Five Dollars ($5.00) on each mortgage presented to the county treasurer for certification. The fees collected pursuant to the provisions of this subsection shall be deposited into a cash account to be known as the "County Treasurer's Mortgage Certification Fee Account". Monies from the account shall be expended by the county treasurer in the lawful operation of the treasurer's office.
C. The tax provided for in subsection A of this section may be paid by the mortgagor, the mortgagee or any other interested party.) (68 OK Stat 68-1904)
Included are a mortgage tax information affidavit form and guidelines sheet, providing pertinent information on how to file.
(Oklahoma Mortgage Package includes forms, guidelines, and completed examples) For use in Oklahoma only.
Important: Your property must be located in Garfield County to use these forms. Documents should be recorded at the office below.
This Mortgage and Promissory Note meets all recording requirements specific to Garfield County.
Our Promise
The documents you receive here will meet, or exceed, the Garfield County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Garfield County Mortgage and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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December 6th, 2019
as always, perfect!
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Frank H.
September 22nd, 2022
Form and instructions were useful. But I suggest creating a form for transferring a deed pursuant to a trust. The existing form is based on a will going through probate so it doesn't fit the trust situation in some respects.
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March 17th, 2022
All of these forms should be downloadable in .zip format - having to do 8-9 downloads is ridiculous, respectfully.
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March 27th, 2020
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October 4th, 2019
Great forms, easy to understand and use (the guide helped a lot). Recorded with no issues. Will be back when needed.
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