Payne County Mortgage and Promissory Note Form

Payne County Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.

Payne County Mortgage Guidelines
Line by line guide explaining every blank on the form.

Payne County Completed Example of the Mortgage Document
Example of a properly completed form for reference.

Payne County Promissory Note Form
Note that is secured by the Mortgage. Can be used for traditional installments or balloon payment.

Payne County Promissory Note Guidelines
Line by line guide explaining every blank on the form.

Payne County Completed Example of the Promissory Note Document
Example of a properly completed form for reference.

Payne County Mortgage Affidavit Form
Mortgage Tax Affidavit

Payne County Mortgage Affidavit Information
Information explaining exemptions, how and where to pay mortgage tax.

Payne County Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
All 9 documents above included • One-time purchase • No recurring fees
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Additional Oklahoma and Payne County documents included at no extra charge:
Where to Record Your Documents
Payne County Clerk
Stillwater, Oklahoma 74074
Hours: 8:00 to 5:00 Monday through Friday
Phone: (405) 747-8310
Recording Tips for Payne County:
- Ask if they accept credit cards - many offices are cash/check only
- Request a receipt showing your recording numbers
- Make copies of your documents before recording - keep originals safe
Cities and Jurisdictions in Payne County
Properties in any of these areas use Payne County forms:
- Cushing
- Glencoe
- Perkins
- Ripley
- Stillwater
- Yale
Hours, fees, requirements, and more for Payne County
How do I get my forms?
Forms are available for immediate download after payment. The Payne County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Payne County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Payne County including margin requirements, content requirements, font and font size requirements.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Payne County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Payne County?
Recording fees in Payne County vary. Contact the recorder's office at (405) 747-8310 for current fees.
Questions answered? Let's get started!
Mortgages are liens against property when the property owner borrows money from a lending institution or individual. This form can be used for residential, rentals, small commercial, vacant land and planned unit developments. This form contains a power of sale clause which allows for a non-judicial foreclosure in the event of default.
(2. with respect to any mortgage in which a power of sale is granted: a. the mortgage shall state in bold and underlined language, substantially the following:
"A power of sale has been granted in this mortgage. A power of sale may allow the mortgagee to take the mortgaged property and sell it without going to court in a foreclosure action upon default by the mortgagor under this mortgage,") ( 46 OK Stat 46-43) Many lenders prefer a mortgage with power of sale, it can save time and expense if a foreclosure occurs.
Secured by the mortgage is a promissory note (promise to pay) form. The obligations of Borrower to Lender under this Note and the Additional Obligations heroin remain in full force and effect until Lender has received payment in full of all obligations. The note establishes, interest rates, default rates, late payments, balloon payments, maturity, etc. along with default terms and conditions. The form is County specific and the provisions thereof and all rights and obligations of the parties shall be governed by and construed in accordance with the internal laws of the State of Oklahoma.
A mortgage and promissory note that include power of sale and stringent default terms can be beneficial to the lender.
With a few exceptions mortgage tax is due before a mortgage is recorded.
(A. The following taxes are hereby levied on real estate mortgages:
1. A tax of ten cents ($0.10) for each One Hundred Dollars ($100.00) and each remaining fraction thereof where such mortgage is for five (5) years or more;
2. A tax of eight cents ($0.08) for each One Hundred Dollars ($100.00) for each mortgage where such mortgage is for four (4) years or more but less than five (5) years;
3. A tax of six cents ($0.06) for each One Hundred Dollars ($100.00) where such mortgage is for three (3) years or more but less than four (4) years;
4. A tax of four cents ($0.04) for each One Hundred Dollars ($100.00) where such mortgage is for two (2) years or more but less than three (3) years; and
5. A tax of two cents ($0.02) for each One Hundred Dollars ($100.00) where such mortgage is for less than two (2) years.
If the principal debt or obligation secured by the mortgage is less than One Hundred Dollars ($100.00), a tax of ten cents ($0.10) shall be levied on such mortgage and shall be collected and paid as provided for in this article.
B. In addition to the taxes levied pursuant to the provisions of subsection A of this section, the county treasurer shall collect a fee of Five Dollars ($5.00) on each mortgage presented to the county treasurer for certification. The fees collected pursuant to the provisions of this subsection shall be deposited into a cash account to be known as the "County Treasurer's Mortgage Certification Fee Account". Monies from the account shall be expended by the county treasurer in the lawful operation of the treasurer's office.
C. The tax provided for in subsection A of this section may be paid by the mortgagor, the mortgagee or any other interested party.) (68 OK Stat 68-1904)
Included are a mortgage tax information affidavit form and guidelines sheet, providing pertinent information on how to file.
(Oklahoma Mortgage Package includes forms, guidelines, and completed examples) For use in Oklahoma only.
Important: Your property must be located in Payne County to use these forms. Documents should be recorded at the office below.
This Mortgage and Promissory Note meets all recording requirements specific to Payne County.
Our Promise
The documents you receive here will meet, or exceed, the Payne County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
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