Oconee County Mortgage Secured by Promissory Note Form (South Carolina)
All Oconee County specific forms and documents listed below are included in your immediate download package:
Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included Oconee County compliant document last validated/updated 4/25/2025
Mortgage Guidelines
Line by line guide explaining every blank on the form.
Included Oconee County compliant document last validated/updated 5/14/2025
Completed Example of the Mortgage Document
Line by line guide explaining every blank on the form.
Included Oconee County compliant document last validated/updated 5/14/2025
Promissory Note Form
P/N can be used for installment or balloon payment(s).
Included Oconee County compliant document last validated/updated 6/9/2025
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included Oconee County compliant document last validated/updated 7/7/2025
Completed Example of the Promissory Note Document
This Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.
Included Oconee County compliant document last validated/updated 4/23/2025
Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
Included Oconee County compliant document last validated/updated 3/5/2025
The following South Carolina and Oconee County supplemental forms are included as a courtesy with your order:
When using these Mortgage Secured by Promissory Note forms, the subject real estate must be physically located in Oconee County. The executed documents should then be recorded in the following office:
Oconee County Register of Deeds
415 S Pine St, Walhalla, South Carolina 29691-2145
Hours: 8:30 to 5:00 M-F
Phone: (864) 638-4285
Local jurisdictions located in Oconee County include:
- Fair Play
- Long Creek
- Mountain Rest
- Newry
- Richland
- Salem
- Seneca
- Tamassee
- Walhalla
- West Union
- Westminster
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Oconee County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Oconee County using our eRecording service.
Are these forms guaranteed to be recordable in Oconee County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Oconee County including margin requirements, content requirements, font and font size requirements.
Can the Mortgage Secured by Promissory Note forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Oconee County that you need to transfer you would only need to order our forms once for all of your properties in Oconee County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by South Carolina or Oconee County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Oconee County Mortgage Secured by Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
Use this form to mortgage residential property, rental property (up to 4 units), small commercial, condominiums and planned unit developments. A mortgagor is often referred to as the borrower and the mortgagee as the lender. (The mortgagor shall be deemed the owner of the land and the mortgagee as owner of the money lent or due and the mortgagee shall be entitled to recover satisfaction for such money out of the land by foreclosure and sale according to law. But notwithstanding the foregoing provision all releases of the equity of redemption shall be binding and effectual in law.) (SECTION 29-3-10. Rights and title of mortgagor and mortgagee.) This form meets recording requirements for a South Carolina Mortgage:
- Signature of mortgagor (borrower)
- Name and address of mortgagee (lender)
- Two witnesses
- SC Probate or Acknowledgement
- Property description
- Derivation Clause
A mortgage and promissory note with stringent default terms can be advantageous to the lender in the case of a default. Compatible with investor/owner financing.
(South Carolina Mortgage Package includes forms, guidelines, and completed examples) For use in South Carolina only.
Our Promise
The documents you receive here will meet, or exceed, the Oconee County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Oconee County Mortgage Secured by Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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September 9th, 2020
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June 22nd, 2021
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February 16th, 2021
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December 26th, 2018
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May 29th, 2019
My sale is a land contract and it is complicated. We were thinking we'd have to get an attorney. Your site is very thorough and helpful. We will still have an attorney look over our final papers --and we are still waiting on my deed from the bank to finalize our input. Had several questions, but they seemed to be answered as I went along. The actual process of downloading and saving and having a link went very smoothly. Thank you.
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