South Carolina Mortgage Secured by Promissory Note
County Specific Legal Forms Validated as recently as April 14, 2026 by our Forms Development Team
About the South Carolina Mortgage Secured by Promissory Note
How to Use This Form
- Select your county from the list on the left
- Download the county-specific form
- Fill in the required information
- Have the document notarized if required
- Record with your county recorder's office
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Use this form to mortgage residential property, rental property (up to 4 units), small commercial, condominiums and planned unit developments. A mortgagor is often referred to as the borrower and the mortgagee as the lender. (The mortgagor shall be deemed the owner of the land and the mortgagee as owner of the money lent or due and the mortgagee shall be entitled to recover satisfaction for such money out of the land by foreclosure and sale according to law. But notwithstanding the foregoing provision all releases of the equity of redemption shall be binding and effectual in law.) (SECTION 29-3-10. Rights and title of mortgagor and mortgagee.) This form meets recording requirements for a South Carolina Mortgage:
- Signature of mortgagor (borrower)
- Name and address of mortgagee (lender)
- Two witnesses
- SC Probate or Acknowledgement
- Property description
- Derivation Clause
A mortgage and promissory note with stringent default terms can be advantageous to the lender in the case of a default. Compatible with investor/owner financing.
(South Carolina Mortgage Package includes forms, guidelines, and completed examples) For use in South Carolina only.
How to Use This Form
- Select your county from the list above
- Download the county-specific form
- Fill in the required information
- Have the document notarized if required
- Record with your county recorder's office
What Others Like You Are Saying
"Excellent service. Unbelievably rapid and detailed responses. Was not happy to have to pay the fee b…"
"Easy enough to use the forms. Will probably get them reviewed before recording just to be sure."
"I found that the product wasn't what I was looking for. But ordering the product was smooth and easy…"
"Deeds.com does a great job getting our legal documents filed with the D.C. Recorder of Deeds. Frazer…"
"Excellent service with rapid turn around time!"
Common Uses for Mortgage Secured by Promissory Note
- Clear a paid-off mortgage from the public record
- Subordinate a second mortgage to allow refinancing
- Document the full payoff of a home loan for public record
- Substitute a new trustee on a deed of trust
- Document a borrower's obligation secured by real property
- Secure a loan with real property as collateral
Compare other South Carolina deed forms and documents
Important: County-Specific Forms
Our mortgage secured by promissory note forms are specifically formatted for each county in South Carolina.
After selecting your county, you'll receive forms that meet all local recording requirements, ensuring your documents will be accepted without delays or rejection fees.