South Carolina Mortgage Secured by Promissory Note

County Specific Legal Forms Validated as recently as June 12, 2026 by our Forms Development Team

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About the South Carolina Mortgage Secured by Promissory Note

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How to Use This Form

Select your county from the list on the left
Download the county-specific form
Fill in the required information
Have the document notarized if required
Record with your county recorder's office

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Use this form to mortgage residential property, rental property (up to 4 units), small commercial, condominiums and planned unit developments. A mortgagor is often referred to as the borrower and the mortgagee as the lender. (The mortgagor shall be deemed the owner of the land and the mortgagee as owner of the money lent or due and the mortgagee shall be entitled to recover satisfaction for such money out of the land by foreclosure and sale according to law. But notwithstanding the foregoing provision all releases of the equity of redemption shall be binding and effectual in law.) (SECTION 29-3-10. Rights and title of mortgagor and mortgagee.) This form meets recording requirements for a South Carolina Mortgage:
- Signature of mortgagor (borrower)
- Name and address of mortgagee (lender)
- Two witnesses
- SC Probate or Acknowledgement
- Property description
- Derivation Clause

A mortgage and promissory note with stringent default terms can be advantageous to the lender in the case of a default. Compatible with investor/owner financing.

(South Carolina Mortgage Package includes forms, guidelines, and completed examples) For use in South Carolina only.

How to Use This Form

Select your county from the list above
Download the county-specific form
Fill in the required information
Have the document notarized if required
Record with your county recorder's office

What Others Like You Are Saying

— Anthony C.

"I am filing a Personal Representative Deed. Haven't used the forms yet but the package sent is compr…"

— Daniel W.

"They are amazing. So fast and friendly."

— LINDA S.

"This was SO much easier than having to go down to the county recorder's office. I would definitely u…"

— Michael O.

"Received everything that was promised."

— Chanda C.

"It's going well so far!"

Common Uses for Mortgage Secured by Promissory Note

Document a borrower's obligation secured by real property
Subordinate a second mortgage to allow refinancing
Secure a loan with real property as collateral
Release a lien after a debt has been paid in full
Establish priority of a mortgage or deed of trust

Compare other South Carolina deed forms and documents

Quitclaim Deed Gift Deed Warranty Deed Special Warranty Deed Grant Deed Correction Deed Easement Deed Termination of Easement Satisfaction of Mortgage or Deed of Trust Contract for Deed Memorandum of Contract Full Release of Memorandum of Contract Special Power of Attorney for Real Property Affidavit of Deceased Joint Tenant Personal Representative Deed of Sale Personal Representative Deed of Distribution Mineral Deed Mineral Deed with Quitclaim Covenants Trustee Deed General Durable Power of Attorney Certificate of Trust Lis Pendens Lis Pendens Release Disclaimer of Interest

Important: County-Specific Forms

Our mortgage secured by promissory note forms are specifically formatted for each county in South Carolina.

After selecting your county, you'll receive forms that meet all local recording requirements, ensuring your documents will be accepted without delays or rejection fees.

Back to South Carolina Forms