Brown County Mortgage Security Agreement and Promissory Note Form (South Dakota)

All Brown County specific forms and documents listed below are included in your immediate download package:

Mortgage Form

Brown County Mortgage Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Brown County compliant document last validated/updated 3/31/2025

Mortgage Guidelines

Brown County Mortgage Guidelines

Line by line guide explaining every blank on the form.
Included Brown County compliant document last validated/updated 5/22/2025

Completed Example of the Mortgage Document

Brown County Completed Example of the Mortgage Document

Example of a properly completed form for reference.
Included Brown County compliant document last validated/updated 4/21/2025

Promissory Note Form

Brown County Promissory Note Form

Note that is secured by the Mortgage Agreement.
Included Brown County compliant document last validated/updated 5/20/2025

Promissory Note Guidelines

Brown County Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included Brown County compliant document last validated/updated 5/26/2025

Completed Example of the Promissory Note Document

Brown County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.
Included Brown County compliant document last validated/updated 6/2/2025

Annual Accounting Statement Form

Brown County Annual Accounting Statement Form

Mail to borrower for fiscal year reporting.
Included Brown County compliant document last validated/updated 4/28/2025

The following South Dakota and Brown County supplemental forms are included as a courtesy with your order:

When using these Mortgage Security Agreement and Promissory Note forms, the subject real estate must be physically located in Brown County. The executed documents should then be recorded in the following office:

Brown County Register of Deeds

25 Market St, Aberdeen , South Dakota 57402-1307

Hours: 8:00am-5:00pm M-F

Phone: (605) 626-7140

Local jurisdictions located in Brown County include:

  • Aberdeen
  • Barnard
  • Bath
  • Claremont
  • Columbia
  • Ferney
  • Frederick
  • Groton
  • Hecla
  • Houghton
  • Mansfield
  • Stratford
  • Warner
  • Westport

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Brown County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Brown County using our eRecording service.
Are these forms guaranteed to be recordable in Brown County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Brown County including margin requirements, content requirements, font and font size requirements.

Can the Mortgage Security Agreement and Promissory Note forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Brown County that you need to transfer you would only need to order our forms once for all of your properties in Brown County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by South Dakota or Brown County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Brown County Mortgage Security Agreement and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

This is a recordable mortgage that serves (as notice to all subsequent purchasers and encumbrancers.) (44-8-10) Included is a Power of Sale clause, considered more favorable to lenders because it uses a non-judicial foreclosure, saving time and expense. [In case of default in the payment of said principal sum of money or any part thereof, or interest thereon at the time or times above specified for payment thereof, or in case of nonpayment of any taxes, assessments, or insurance as aforesaid, or of breach of any covenant or agreement herein contained, then and in either case, the whole, principal and interest, of said note -- shall at the option of the holder thereof, immediately become due and payable, and this mortgage may be foreclosed by action, or by advertisement as provided by statute or the rules of practice relating thereto, and this paragraph shall be deemed as authorizing and constituting a power of sale as mentioned in said statutes or rules, and any amendatory thereof.] [44-8-3]

This mortgage contains a (due-on-sale clause) which (is a provision of a real estate mortgage which requires that the note secured by the mortgage be paid at the time the property is transferred and no assumption of the original note is permitted.) (44-8-27). This is done because [No lender may enforce a due-on-sale clause unless the real estate mortgage includes such clause.] [44-8-28]

44-8-21. Mortgage securing note for purchase price of real estate--No negotiability--Enforcement of liability--Endorsement of note. In all cases where a note given by the purchaser and grantee of real estate to the vendor and grantor thereof to secure payment of all or any part of the purchase price is secured by a mortgage on such real estate, such note shall bear an endorsement upon its face to the effect that it is given for such purpose, and thereafter the same shall not be negotiable, nor shall any liability of any kind be enforced upon it either by action at law, or by set-off, or counterclaim, or otherwise, excepting by foreclosure of the mortgage. The rights of any party to said note, or of any assignee, or purchaser thereof, shall not be affected by the absence of such endorsement but shall be the same as though such note had been properly endorsed. Nothing herein contained shall apply to such note given prior to July 1, 1933.

44-8-22. Rights of payee of note given in payment of purchase price--Deficiency judgment prohibition inapplicable unless note secured by real estate mortgage.

Nothing contained in 44-8-20 or 44-8-21 shall affect the rights of a payee or other owner of a note given in payment of all or part of the purchase price of real estate unless such note is secured by a real estate mortgage.

A mortgage and promissory note secured, including stringent default terms can be beneficial to the lender. Use these forms for residential, commercial, rental property, condominiums, vacant land and planned unit developments.

(South Dakota Mortgage Package includes forms, guidelines, and completed examples) For use in South Dakota only.

Our Promise

The documents you receive here will meet, or exceed, the Brown County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Brown County Mortgage Security Agreement and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4562 Reviews )

MARY LACEY M.

June 30th, 2025

Great service! Recording was smooth and swiftly performed. Deeds.com is an excellent service.rn

Reply from Staff

We are delighted to have been of service. Thank you for the positive review!

Robert F.

June 30th, 2025

Breeze.... It feels silly to hire an attorney to do this for just one beneficiary. Thanks.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Pauline C.

June 29th, 2025

Everything that was stated to be included in my order was complete. Very satisfied

Reply from Staff

Thank you for your positive words! We’re thrilled to hear about your experience.

Heather T.

January 21st, 2022

Thank you for making this so easy

Reply from Staff

Thank you!

Elma Jean B.

June 11th, 2023

My experience was great! Thank you, ejb

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Barbara J.

October 7th, 2023

Process was simple and fast. Awaiting response form agency. I’m happy to have found deeds.com for a speedy service.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Julie K.

September 4th, 2023

The process for obtaining document itself was easy, and the included guide and example are great! rnI do have an issue with the format itself, though. The form has pre-defined text boxes, which cannot be altered without partially rebuilding the entire document. For the 'property description' field on the Mineral Deed form, the text box is not large enough for the rather lengthy legal description entered on my original plat.rnFortunately, I have a copy of Adobe Pro, so I have been able to re-build the doc to accommodate this short-coming.

Reply from Staff

Thank you for taking the time to provide feedback on our legal form. We're pleased to hear that you found the process for obtaining the document and the included guide beneficial.

We understand and appreciate your concern regarding the formatting and size limitations of certain fields, especially the 'property description' field. Our forms are designed to adhere to specific formatting requirements that are often mandated for legal compliance. Making direct alterations to the document can result in them becoming non-conforming, which is why we advise customers to use an exhibit page when their legal description is extensive or does not fit.

Jennifer H.

October 12th, 2020

Deeds.com is amazing. It made finding out how to file legal documents worry free and easily understood. Thank You

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

samantha b.

February 18th, 2019

excellent instructions and the examples made completing the forms so very simple. thanks so much.

Reply from Staff

Thank you Samantha.

Melody L.

November 8th, 2020

Beware, you cannot save the information you typed and change it later. It will be a PDF upon saving. So if you need corrections...you have to start all over!

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

George R.

September 29th, 2021

Your website worked but I am waiting for answers for two questions.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Pamela S.

January 6th, 2021

Great experience! Instructions are very clear and thorough. The completeness of the instructions really inspired confidence. Within minutes of uploading my document, I received a message that it had been prepared and submitted to the county for recording. Makes it so simple! Well worth it.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Fallon G.

March 7th, 2025

Very easy to use, thank you!

Reply from Staff

Knowing our customers are happy is our top priority. Thank you for the wonderful feedback!

Maggie C.

April 29th, 2020

Easy to use fantastic website. Immediately found the Sheriff's Deed I needed.

Reply from Staff

Thank you!

Lydia E.

December 16th, 2021

Very intuitive to use and comprehensive enough for the most complex of cases.

Reply from Staff

Thank you!