Lawrence County Mortgage Security Agreement and Promissory Note Form (South Dakota)
All Lawrence County specific forms and documents listed below are included in your immediate download package:
Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included Lawrence County compliant document last validated/updated 3/31/2025
Mortgage Guidelines
Line by line guide explaining every blank on the form.
Included Lawrence County compliant document last validated/updated 5/22/2025
Completed Example of the Mortgage Document
Example of a properly completed form for reference.
Included Lawrence County compliant document last validated/updated 4/21/2025
Promissory Note Form
Note that is secured by the Mortgage Agreement.
Included Lawrence County compliant document last validated/updated 5/20/2025
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included Lawrence County compliant document last validated/updated 5/26/2025
Completed Example of the Promissory Note Document
Example of a properly completed form for reference.
Included Lawrence County compliant document last validated/updated 6/2/2025
Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
Included Lawrence County compliant document last validated/updated 4/28/2025
The following South Dakota and Lawrence County supplemental forms are included as a courtesy with your order:
When using these Mortgage Security Agreement and Promissory Note forms, the subject real estate must be physically located in Lawrence County. The executed documents should then be recorded in the following office:
Lawrence County Register of Deeds
90 Sherman St / PO Box 565, Deadwood, South Dakota 57732-0565
Hours: 8:00 to 5:00 M-F
Phone: (605) 578-3930
Local jurisdictions located in Lawrence County include:
- Deadwood
- Lead
- Nemo
- Saint Onge
- Spearfish
- Whitewood
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Lawrence County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Lawrence County using our eRecording service.
Are these forms guaranteed to be recordable in Lawrence County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Lawrence County including margin requirements, content requirements, font and font size requirements.
Can the Mortgage Security Agreement and Promissory Note forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Lawrence County that you need to transfer you would only need to order our forms once for all of your properties in Lawrence County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by South Dakota or Lawrence County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Lawrence County Mortgage Security Agreement and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
This is a recordable mortgage that serves (as notice to all subsequent purchasers and encumbrancers.) (44-8-10) Included is a Power of Sale clause, considered more favorable to lenders because it uses a non-judicial foreclosure, saving time and expense. [In case of default in the payment of said principal sum of money or any part thereof, or interest thereon at the time or times above specified for payment thereof, or in case of nonpayment of any taxes, assessments, or insurance as aforesaid, or of breach of any covenant or agreement herein contained, then and in either case, the whole, principal and interest, of said note -- shall at the option of the holder thereof, immediately become due and payable, and this mortgage may be foreclosed by action, or by advertisement as provided by statute or the rules of practice relating thereto, and this paragraph shall be deemed as authorizing and constituting a power of sale as mentioned in said statutes or rules, and any amendatory thereof.] [44-8-3]
This mortgage contains a (due-on-sale clause) which (is a provision of a real estate mortgage which requires that the note secured by the mortgage be paid at the time the property is transferred and no assumption of the original note is permitted.) (44-8-27). This is done because [No lender may enforce a due-on-sale clause unless the real estate mortgage includes such clause.] [44-8-28]
44-8-21. Mortgage securing note for purchase price of real estate--No negotiability--Enforcement of liability--Endorsement of note. In all cases where a note given by the purchaser and grantee of real estate to the vendor and grantor thereof to secure payment of all or any part of the purchase price is secured by a mortgage on such real estate, such note shall bear an endorsement upon its face to the effect that it is given for such purpose, and thereafter the same shall not be negotiable, nor shall any liability of any kind be enforced upon it either by action at law, or by set-off, or counterclaim, or otherwise, excepting by foreclosure of the mortgage. The rights of any party to said note, or of any assignee, or purchaser thereof, shall not be affected by the absence of such endorsement but shall be the same as though such note had been properly endorsed. Nothing herein contained shall apply to such note given prior to July 1, 1933.
44-8-22. Rights of payee of note given in payment of purchase price--Deficiency judgment prohibition inapplicable unless note secured by real estate mortgage.
Nothing contained in 44-8-20 or 44-8-21 shall affect the rights of a payee or other owner of a note given in payment of all or part of the purchase price of real estate unless such note is secured by a real estate mortgage.
A mortgage and promissory note secured, including stringent default terms can be beneficial to the lender. Use these forms for residential, commercial, rental property, condominiums, vacant land and planned unit developments.
(South Dakota Mortgage Package includes forms, guidelines, and completed examples) For use in South Dakota only.
Our Promise
The documents you receive here will meet, or exceed, the Lawrence County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Lawrence County Mortgage Security Agreement and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4562 Reviews )
MARY LACEY M.
June 30th, 2025
Great service! Recording was smooth and swiftly performed. Deeds.com is an excellent service.rn
We are delighted to have been of service. Thank you for the positive review!
Robert F.
June 30th, 2025
Breeze.... It feels silly to hire an attorney to do this for just one beneficiary. Thanks.
Thank you for your feedback. We really appreciate it. Have a great day!
Pauline C.
June 29th, 2025
Everything that was stated to be included in my order was complete. Very satisfied
Thank you for your positive words! We’re thrilled to hear about your experience.
J O.
July 18th, 2020
It's okay, seems you need to make it easier to search deeds on properties without having to go through a lot of researching issues, make it simple!
Thank you!
Ralph H.
May 13th, 2019
It had all the info I was looking for!
Thank you Ralph, we appreciate your feedback.
Shane T.
March 7th, 2020
The Transfer on Death Deed form package was very good. But like anything, could use some improvements.
There is not enough space to fill more than one beneficiary with any level of additional detail like "as his sole and separate property"
The area for the legal description could be a bit bigger and potentially fit many legal descriptions. Or it could be made to simply say "See Exhibit A" as is likely necessary for most anyway.
The guide should indicate what "homestead property" means so the user doesn't have to research the legal definition. (which turns out to be obvious, at least in my state, if you live there, it's your homestead.)
It would be helpful if an "Affidavit of Death" form were included in the package for instances where the current deed hasn't been updated to reflect a widowed owner as the sole owner before recording with only the one signature.
Thank you for your feedback. We really appreciate it. Have a great day!
Robert B.
April 2nd, 2019
Excellent, easy to operate, saved $$$ by doing this TOD deed myself. WILL BUY AGAIN!!
Thank you Robert. Have a fantastic day!
Dianne M.
June 30th, 2023
I find the resources on this website so helpful. The service is outstanding. Thank you.
Thank you!
Terry C.
July 29th, 2021
It is a difficult challenge -- trying to take the needless jargon out of legal transactions so ordinary citizens can manage their affairs. Deeds.com hasn't solved all the problems, but has made a super effort to help us achieve self-sufficiency.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Robert B.
January 4th, 2021
Very easy to use.
Thank you for your feedback. We really appreciate it. Have a great day!
Kevin C.
August 10th, 2022
Nice site but $30 to download a blank form is a bit much.
Thank you for your feedback. We really appreciate it. Have a great day!
Don R.
January 26th, 2022
From Pennsylvania here. Documents are great and easy to fill out however you are lacking a couple of things. You only provide the option for a Grant Deed when you purchase by your county which is Mercer County for me. Why not give the ability to get a Warranty Deed that better protects the Grantee?
Also, being from Pennsylvania and in a county that mined Buituminous Coal we are required to include the Coal Severance Notice and Bituminous Mine Subsidence and Land Conservation Act Notice. You can check the box on your Deed form that they are required and attached but you do not provide the verbiage or form for this. You state that you know what each county requires and include everything required but you do not include these two required Notices. This has been a requirement for years and the wording never changes. I had to look for these Notices and hand type this information and include it on another seperate page after the Notary section on the Deed. The Grantor has to sign the Coal Severance Notice and be witnessed by a Notary so I had to add another place for the Notary and will have to pay twice for witnessed signatures when it could have been included in your document. My Deed from 2003 was done that way and then the Notary statement after that so it was only one notarized witness of signature.
Thank you for your feedback. We really appreciate it. Have a great day!
ian a.
September 28th, 2022
Your website advertising was somewhat deceptive regarding doing a quitclaim on a name change.
"If you are transferring the property to yourself under your new name, all you have to do is update the deed from your former name to your current one."
This made this sound easy. But when I downloaded the material for my state, expecting to find an example, there was no example of how to do a name change quitclaim deed!
I therefore had to figure this out myself. You might have provided a warning about certain uses that were not covered in the material so that people know ahead of time that the use they needed to know about wasn't covered in the material.
Thank you for your feedback. We really appreciate it. Have a great day!
Mary D.
March 29th, 2021
LOVE this site.. easy to use and very very quick to record
Thank you for your feedback. We really appreciate it. Have a great day!
Joni F.
March 24th, 2021
It was easy to navigate and I found my information without any trouble.
Thank you!