Union County Mortgage Security Agreement and Promissory Note Form

Last validated September 18, 2026 by our Forms Development Team

Formatted for recording in Union County, for property anywhere in the county: rural and unincorporated areas as well as Alcester, Beresford, Elk Point, Jefferson, North Sioux City.

$3997
One-time purchase. No subscription.
  • 7 documents included
  • Immediate PDF download
  • Formatting guarantee

Union County Mortgage Form

Union County Mortgage Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document last validated 7/21/2026
Union County Mortgage Guidelines

Union County Mortgage Guidelines

Line by line guide explaining every blank on the form.

Document last validated 8/13/2026
Union County Completed Example of the Mortgage Document

Union County Completed Example of the Mortgage Document

Example of a properly completed form for reference.

Document last validated 8/31/2026
Union County Promissory Note Form

Union County Promissory Note Form

Note that is secured by the Mortgage Agreement.

Document last validated 8/3/2026
Union County Promissory Note Guidelines

Union County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document last validated 9/18/2026
Union County Completed Example of the Promissory Note Document

Union County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.

Document last validated 9/17/2026
Union County Annual Accounting Statement Form

Union County Annual Accounting Statement Form

Mail to borrower for fiscal year reporting.

Document last validated 8/12/2026

All 7 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Additional South Dakota and Union County documents included at no extra charge:

Important: Your property must be located in Union County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Union County Register of Deeds

Address:
209 East Main St., Suite 210
Elk Point, South Dakota 57025

Hours: 8:30 to 5:00 M-F

Phone: (605) 356-2191

Recording Tips for Union County:
  • Bring your driver's license or state-issued photo ID
  • Ensure all signatures are in blue or black ink
  • Verify all names are spelled correctly before recording
  • White-out or correction fluid may cause rejection
  • Ask about their eRecording option for future transactions

Cities and Jurisdictions in Union County

Properties in any of these areas use Union County forms:

  • Alcester
  • Beresford
  • Elk Point
  • Jefferson
  • North Sioux City

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Union County

How do I get my forms?

Forms are available for immediate download after payment. The Union County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Union County?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Union County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Union County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. The free Adobe Acrobat Reader is recommended, and most PDF apps also work. You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Union County?

Recording fees in Union County vary. Contact the recorder's office at (605) 356-2191 for current fees.

Questions answered? Let's get started!

This is a recordable mortgage that serves (as notice to all subsequent purchasers and encumbrancers.) (44-8-10) Included is a Power of Sale clause, considered more favorable to lenders because it uses a non-judicial foreclosure, saving time and expense. [In case of default in the payment of said principal sum of money or any part thereof, or interest thereon at the time or times above specified for payment thereof, or in case of nonpayment of any taxes, assessments, or insurance as aforesaid, or of breach of any covenant or agreement herein contained, then and in either case, the whole, principal and interest, of said note -- shall at the option of the holder thereof, immediately become due and payable, and this mortgage may be foreclosed by action, or by advertisement as provided by statute or the rules of practice relating thereto, and this paragraph shall be deemed as authorizing and constituting a power of sale as mentioned in said statutes or rules, and any amendatory thereof.] [44-8-3]

This mortgage contains a (due-on-sale clause) which (is a provision of a real estate mortgage which requires that the note secured by the mortgage be paid at the time the property is transferred and no assumption of the original note is permitted.) (44-8-27). This is done because [No lender may enforce a due-on-sale clause unless the real estate mortgage includes such clause.] [44-8-28]

44-8-21. Mortgage securing note for purchase price of real estate--No negotiability--Enforcement of liability--Endorsement of note. In all cases where a note given by the purchaser and grantee of real estate to the vendor and grantor thereof to secure payment of all or any part of the purchase price is secured by a mortgage on such real estate, such note shall bear an endorsement upon its face to the effect that it is given for such purpose, and thereafter the same shall not be negotiable, nor shall any liability of any kind be enforced upon it either by action at law, or by set-off, or counterclaim, or otherwise, excepting by foreclosure of the mortgage. The rights of any party to said note, or of any assignee, or purchaser thereof, shall not be affected by the absence of such endorsement but shall be the same as though such note had been properly endorsed. Nothing herein contained shall apply to such note given prior to July 1, 1933.

44-8-22. Rights of payee of note given in payment of purchase price--Deficiency judgment prohibition inapplicable unless note secured by real estate mortgage.

Nothing contained in 44-8-20 or 44-8-21 shall affect the rights of a payee or other owner of a note given in payment of all or part of the purchase price of real estate unless such note is secured by a real estate mortgage.

A mortgage and promissory note secured, including stringent default terms can be beneficial to the lender. Use these forms for residential, commercial, rental property, condominiums, vacant land and planned unit developments.

(South Dakota Mortgage Package includes forms, guidelines, and completed examples) For use in South Dakota only.

Important: Your property must be located in Union County to use these forms. Documents should be recorded at the county recording office listed above.

This Mortgage Security Agreement and Promissory Note meets all recording requirements specific to Union County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Union County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

Get your Union County Mortgage Security Agreement and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4,798 Reviews )

Janet C. 5 out of 5 stars

Easy to use website and extremely helpful. great service!

Reply from Staff

Thank you!

FE P. 5 out of 5 stars

Looked into a good number of DIY deeds on the internet. Very glad that I chose Deeds.com. They made it easy to make your own deed based on your state and the process based on the sample included was easy to follow. Also the cost was very reasonable. Great company.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

MYRON J. 5 out of 5 stars

Great way to track and save forms.

Reply from Staff

Thank you!

James N. 2 out of 5 stars

The purchasing process was very slick and my credit card was charged IMMEDIATELY. The deliver went well as the link was provided immediately. However I asked a question via the "Contact Us" link and days later I get a survey but no reply. I may have been directed to the wrong forms via my County and I wanted to confirm that...but still no answer. What would that deserve as a rating???

Reply from Staff

Also, your history on our site shows no messages sent via our contact us page.

Kenny H. 5 out of 5 stars

The forms are extremely helpful. They could use some updating. Promissory note "...in the form of cash, check or money order." is a bit outdated. My note is with my son and we have an automatic bank transfer set up for payments. He could Venmo me. There are many other options and likely to be more changes in the future, so I know this is difficult to maintain.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Florence F. 5 out of 5 stars

excellent experience and very prompt and detail . great service

Reply from Staff

We appreciate your review and your business. Thank you.

Jayar L. 5 out of 5 stars

I just completed my first deed filing and I’m very happy with the experience. The deeds staff was extremely supportive and helpful in guiding me through the learning curve of being my first filing without legal assistance. They saved me a ton in legal fees.

Reply from Staff

Thank you for the kind words Jayar. Glad we were able to help.

GARY K. 5 out of 5 stars

I AM THRILLED THAT I FOUND YOU. I HAVE BOOKMARKED YOU FOR THE FUTURE. I USED YOU FOR A LIS PENDENS AND IT WAS EASY TO FOLLOW AND FILL IN.I WILL HIGHLY RECOMMEND YOU TO MY ASSOCIATES. THANK YOU

Reply from Staff

Thank you!

Gregory J. 5 out of 5 stars

Ordered two separate forms for two separate states at two differnt times and couldn't be happier with my purchase. When compared to the cost of having two different attorneys prepare the forms I needed, the value of deeds.com couldn't be beat!

Reply from Staff

Thank you Gregory. We appreciate you taking the time to leave your feedback. Have a great day!

Glenn W. 5 out of 5 stars

Efficient, helpful & easy! I highly recommend Deeds.com to anyone. Such a joy to use especially after trying to navigate the Cooks County Clerks office.

Reply from Staff

Thank you for your kind words and for choosing us.

Frankie A. 4 out of 5 stars

Deeds.com recorded documents for me without any issue. It's a good service and provides a lot of assistance on its web site. However, I asked for a printed receipt (i.e. an pdf copy of one), but after a staff provided me with an obvious answer, they simply ignored my follow up requests. I also asked a simple formatting question that they should have been able to answer; instead, they passed the buck and referred me to the recorder, which currently is a very time-consuming venture. They also have no telephone number for any issue. Generally, the service saves me the time and effort of physically recording a document, but when you think about $19.00 per recording seems like a steep price for the services rendered.

Reply from Staff

We appreciate your feedback Frankie. We are glad that we were able to submit your documents as requested. Sorry to hear that we let you down in other areas. We do encourage you to shop around for services that may better suit your needs. Have a wonderful day.

Lesa F. 5 out of 5 stars

Excellent service for recovering a couple of deeds that had been misplaced. They were fast and efficient at a fair price. I would definitely use them again.

Reply from Staff

Thank you!

Dyanna B. 5 out of 5 stars

Got what I needed. Easy access.

Reply from Staff

Thank you for your positive words! We’re thrilled to hear about your experience.

Ronald P. 3 out of 5 stars

Forms easy to download but experienced problems trying to type in my information into the forms. Then when I went to print a form, Adobe wanted to charge me for printing. I ended up printing the blank forms and then filling them out manually.

Reply from Staff

Thank you, Ronald. We're glad you found the forms easy to download, though we're sorry to hear about the printing and fill-in experience. Our forms are designed to be fillable and printable using free software like Adobe Reader. If you ever run into issues, our support team is happy to help!

Anne H. 5 out of 5 stars

After some initial general confusion -- (we sold a small piece of land privately and therefore do not typically prepare such documentation (!)) -- we were able to purchase and download all forms from Deeds.com and understand how to complete it/them. The help is all there, we just needed to read and study it - the "Example" helped alot. We were able to complete the Document per your online form(s) and then take it to be signed/notarized - and take the completed paper document to the Registry -- and it is now all registered and we are All Set. Took the morning (only). THANK YOU. A wonderful tool!!

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!