Karnes County Deed of Trust and Promissory Note Form (Texas)

All Karnes County specific forms and documents listed below are included in your immediate download package:

Deed of Trust Form

Karnes County Deed of Trust Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Karnes County compliant document last validated/updated 6/20/2025

Texas Deed of Trust Guidelines

Karnes County Texas Deed of Trust Guidelines

Line by line guide explaining every blank on the form.
Included Karnes County compliant document last validated/updated 6/2/2025

Completed Example of the Deed of Trust Document

Karnes County Completed Example of the Deed of Trust Document

Example of a properly completed form for reference.
Included Karnes County compliant document last validated/updated 5/28/2025

Promissory Note Form

Karnes County Promissory Note Form

Note secured by Deed of Trust, fill in the blank.
Included Karnes County compliant document last validated/updated 4/25/2025

Promissory Note Guidelines

Karnes County Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included Karnes County compliant document last validated/updated 3/12/2025

Completed Example of the Promissory Note Document

Karnes County Completed Example of the Promissory Note Document

This Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.
Included Karnes County compliant document last validated/updated 6/11/2025

Annual Accounting Statement Form

Karnes County Annual Accounting Statement Form

Mail to borrower for fiscal year reporting.
Included Karnes County compliant document last validated/updated 4/7/2025

When using these Deed of Trust and Promissory Note forms, the subject real estate must be physically located in Karnes County. The executed documents should then be recorded in the following office:

Karnes County Clerk Office

210 W Calvert, Suite 100, Karnes City, Texas 78118

Hours: Monday-Friday 8am-12, 1-5pm / Fridays until 4:30pm

Phone: (830) 780-3938

Local jurisdictions located in Karnes County include:

  • Ecleto
  • Falls City
  • Gillett
  • Hobson
  • Karnes City
  • Kenedy
  • Panna Maria
  • Runge

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Karnes County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Karnes County using our eRecording service.
Are these forms guaranteed to be recordable in Karnes County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Karnes County including margin requirements, content requirements, font and font size requirements.

Can the Deed of Trust and Promissory Note forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Karnes County that you need to transfer you would only need to order our forms once for all of your properties in Karnes County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by Texas or Karnes County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Karnes County Deed of Trust and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

A deed of trust (DOT) is a document that conveys title to real property to a trustee as security for a loan until the grantor (borrower) repays the lender according to terms defined in a promissory note. It's similar to a mortgage but differs - mortgages only include two parties (borrower and lender). In Texas a Deed of Trust is the preferred lending instrument.

There are three parties to a deed of trust: the borrower (grantor), the lender (beneficiary), and the trustee. The trustee, typically a title agency or other disinterested party, serves two purposes: to initiate the foreclosure process for the lender if the borrower defaults on the loan, and to transfer (reconvey) the property back to the borrower after the debt is paid in full.

This DOT includes a power of sale clause, this can be beneficial to the lender, saving time and expense in the case of a foreclosure. Sec.51.0074. DUTIES OF TRUSTEE.
(a) One or more persons may be authorized to exercise the power of sale under a security instrument.
(b) A trustee may not be:
(1) assigned a duty under a security instrument other than to exercise the power of sale in accordance with the terms of the security instrument; or
(2) held to the obligations of a fiduciary of the mortgagor or mortgagee.

Use these forms to finance real property; residential, rental, condominiums, vacant land, and planned unit developments. A promissory note secured by a deed of trust, that include stringent default terms can be beneficial to the lender, typical of owner financing, investor financing, etc.

(Texas Deed of Trust Package includes forms, guidelines, and completed example)

For use in Texas only.

Our Promise

The documents you receive here will meet, or exceed, the Karnes County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Karnes County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4557 Reviews )

Nigel S.

June 24th, 2025

Very simple to use. The 'completed examples' are very helpful.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Robert H.

June 23rd, 2025

Great service, easy way to get accurate documents

Reply from Staff

Thanks, Robert! We're glad you found the service easy to use and the documents accurate—just what we aim for. Appreciate you taking the time to share your experience!

Andre H.

June 19th, 2025

World class forms, great for someone like me that has no clue what I'm doing! Always better to let the pros do it than think one knows it all and gets themselves in trouble!

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Kent B.

February 25th, 2019

Disappointed on most recent order. Format did not permit changing the "boilerplate" language to change "grantor" to "grantors". In so restricting, could not use pre-printed form to make a joint party conveyance.

Reply from Staff

Sorry to hear of your disappointment. We've canceled your order and payment for the warranty deed document. Have a wonderful day.

Lillian B.

October 27th, 2022

Easy peasy

Reply from Staff

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Andrew M.

January 21st, 2024

Awesome service, I don’t know how much it saved me but I know it was a lot cheaper than going to a lawyer.

Reply from Staff

We are delighted to have been of service. Thank you for the positive review!

Clarice O.

June 15th, 2020

It was very easy plus exactly what I neded.

Reply from Staff

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William C.

August 28th, 2019

Great service and fast also

Reply from Staff

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Conrad N.

November 1st, 2021

It worked well for me.

Reply from Staff

Thank you!

John T.

October 12th, 2023

I have not completed the submission of documents yet but the initial sign up and documents were easily done and trouble free. Will update with results soon

Reply from Staff

Thank you!

Frank B.

March 16th, 2023

Great website, super easy to use, user friendly to navigate. Will definitely use for future needs, and will definitely refer to other customers.

F. Betancourt
Texas

Reply from Staff

Thank you!

Kenneth S.

December 30th, 2018

Navigating the site was fine, but the service was not able to find my deed. Still have not received my refund.

Reply from Staff

Thanks for your feedback Kenneth. Sorry we were not able to pull the deed for your property. We voided your payment on December 28, 2018. Sometimes, depending on your financial institution, it can take a few days for the pending charge (hold) to expire.

Lesa F.

May 14th, 2021

Excellent service for recovering a couple of deeds that had been misplaced. They were fast and efficient at a fair price. I would definitely use them again.

Reply from Staff

Thank you!

Maxine P.

August 24th, 2020

This is so amazing and I truly thank you for what I needed for my documents. This is a great company and will take care of what you needs.

Reply from Staff

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Janette P.

April 30th, 2021

It was easy to find what I needed but I thought the price was too high.

Reply from Staff

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