Cameron County Real Estate Lien Note (Owelty of Partition) Form

Last validated September 10, 2026 by our Forms Development Team

Formatted for recording in Cameron County, for property anywhere in the county: rural and unincorporated areas as well as Brownsville, Combes, Harlingen, La Feria, Los Fresnos, Los Indios, Lozano, Olmito and 6 more.

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Cameron County Real Estate Lien Note (Owelty of Partition) Form

Cameron County Real Estate Lien Note (Owelty of Partition) Form

Fill in the blank Real Estate Lien Note (Owelty of Partition) form formatted to comply with all Texas recording and content requirements.

Document last validated 9/10/2026
Cameron County Real Estate Lien Note (Owelty of Partition) Guide

Cameron County Real Estate Lien Note (Owelty of Partition) Guide

Line by line guide explaining every blank on the Real Estate Lien Note (Owelty of Partition) form.

Document last validated 8/28/2026
Cameron County Completed Example of the Real Estate Lien Note (Owelty of Partition) Document

Cameron County Completed Example of the Real Estate Lien Note (Owelty of Partition) Document

Example of a properly completed Texas Real Estate Lien Note (Owelty of Partition) document for reference.

Document last validated 8/18/2026

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Important: Your property must be located in Cameron County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Cameron County Clerk

Address:
Administration Bldg - 964 E Harrison St, Suite 213
Brownsville, Texas 78520

Hours: 8:00 to 5:00 M-F

Phone: (956) 544-0815

Mail: Cameron County Clerk, Filing & Recording Dept

Address:
P.O. Box 2178
Brownsville, Texas 78522

Hours: N/A

Phone: use for mailing purposes

Branch Office

Address:
Joe Rivera & Aurora De la Garza Bldg - 1390 W Expressway 83
San Benito, Texas 78586

Hours: 8:00 - 5:00 M-F

Phone: 956-247-3509

Recording Tips for Cameron County:
  • Bring your driver's license or state-issued photo ID
  • Ensure all signatures are in blue or black ink
  • Ask for certified copies if you need them for other transactions
  • Ask if they accept credit cards - many offices are cash/check only
  • Check that your notary's commission hasn't expired

Cities and Jurisdictions in Cameron County

Properties in any of these areas use Cameron County forms:

  • Brownsville
  • Combes
  • Harlingen
  • La Feria
  • Los Fresnos
  • Los Indios
  • Lozano
  • Olmito
  • Port Isabel
  • Rio Hondo
  • San Benito
  • Santa Maria
  • Santa Rosa
  • South Padre Island

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Cameron County

How do I get my forms?

Forms are available for immediate download after payment. The Cameron County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Cameron County?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Cameron County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Cameron County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. The free Adobe Acrobat Reader is recommended, and most PDF apps also work. You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Cameron County?

Recording fees in Cameron County vary. Contact the recorder's office at (956) 544-0815 for current fees.

Questions answered? Let's get started!

Texas homestead law turns away almost every lien, but owelty of partition stands on the short constitutional list of debts a homestead can secure. When co-owned property passes to one owner, whether a divorce court awards the family home to one spouse or heirs agree that one of them keeps an inherited house, the equalizing debt owed to the departing owner can be secured against the entire property under Article XVI, Section 50(a)(3) of the Texas Constitution. The real estate lien note is the instrument that puts that debt on paper: the written promise to pay that the owelty lien secures.

A Debt the Homestead Can Secure

The constitutional text is specific. The owelty must be imposed against the entirety of the property, not just a fractional share, and it must come from a court order or a written agreement of the parties to the partition; the provision expressly includes a debt of one spouse in favor of the other spouse resulting from a division or an award of a family homestead in a divorce proceeding. Property Code Section 41.001(b)(4) carries the same rule in the statutes. Because owelty is its own constitutional category, a buyout documented this way travels a different path from a home equity loan under Section 50(a)(6), and refinance lenders routinely treat a recorded owelty lien as a debt eligible for rate-and-term refinancing.

One Buyout, Three Instruments

Texas owelty practice divides the work among three documents. A deed conveys the departing owner's interest and carries the owelty lien. A deed of trust secures repayment against the property with a power of sale. And this note states the money terms: the principal amount fixed by the decree or partition agreement, the interest rate, the rate on matured unpaid amounts, and the terms of payment, with recitals tying the debt to the decree or agreement and to the deed of trust. The note is signed by the maker alone, without a notary, and it is never recorded; the deed and deed of trust go to the county clerk, while the original note is delivered to the payee, who holds it until the debt is paid and then signs a recordable release of lien.

The Money Terms

The Finance Code frames the interest entries. An agreed rate operates under Chapter 302 and the optional ceilings of Chapter 303; where no interest is agreed, Section 302.002 supplies legal interest of 6 percent beginning on the 30th day after an amount is due. The note's printed terms include a usury savings clause that caps every rate at the lawful maximum, prepayment in whole or in part at any time without penalty, acceleration on an uncured default, and a collection-costs provision alongside the attorney's fees recovery that Civil Practice and Remedies Code Section 38.001 extends to written contracts. The terms of payment stay in the parties' hands: a single maturity date, monthly installments, or payment due on sale or refinance of the property all appear in owelty practice.

The package includes the note as a fillable PDF, a completed example documenting a realistic Travis County divorce buyout from decree to signature, and a plain language guide that walks through every numbered section, the constitutional framework, and the recorded companion instruments. The materials are informational and are not legal advice.

Important: Your property must be located in Cameron County to use these forms. Documents should be recorded at the county recording office listed above.

This Real Estate Lien Note (Owelty of Partition) meets all recording requirements specific to Cameron County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Cameron County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

Get your Cameron County Real Estate Lien Note (Owelty of Partition) form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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I am not very happy about the fact that I paid 27.00 to not even have the forms filled out. I thought that it was going to be all done for me and I was told that I need a lawyer to have the form filled out properly.

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The order you placed for the do it yourself forms has been canceled. We do hope that you find the $27 attorney you deserve. Have a wonderful day.

Robert T. 5 out of 5 stars

Thanks to Deeds.com, our law office was able to get the deed of trust filed without having to run around town wasting gas and they were very efficient and quick with getting it done in a timely manner.

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In Colorado a Release of a Deed of Trust without the original note must be efiled - the Recorder said it had to be Simplifile or CSC Global neither of whom are designed to do a 1 off filing (you have to subscribe). Fortunately, I found Deeds.com - they were great. helped me work through a couple clerical issues and it is done. I am so happy and pleased. I would give them more stars if I could. I will spread the word among the realtors and title companies who couldn't help that there is a better option.

Reply from Staff

Thank you, John. We’re glad we could help get the Colorado release submitted and recorded. We appreciate the kind words and especially appreciate you spreading the word to others who may run into the same filing roadblocks.

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Easy directions for document information.

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Site was very easy to use. Lots of information provided...if the deed gets registered without a problem...you'll get a 10! and if it doesn't...I'll let you know!

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