Iron County Deed of Trust and Promissory Note Form

Iron County Deed of Trust Form
Fill in the blank form formatted to comply with all recording and content requirements.

Iron County Deed of Trust Guidelines
Line by line guide explaining every blank on the form.

Iron County Completed Example of the Deed of Trust Form
Example of a properly completed form for reference.

Iron County Promissory Note Form
Note that is secured by the Deed of Trust.

Iron County Promissory Note Guidelines
Line by line guide explaining every blank on the form.

Iron County Completed Example of the Promissory Note Document
Example of a properly completed form for reference.

Iron County Annual Accounting Statement Form
Lender sends to borrower for fiscal year reporting.
All 7 documents above included • One-time purchase • No recurring fees
Additional Utah and Iron County documents included at no extra charge:
Where to Record Your Documents
Iron County Recorder
Address:
68 S 100 East / PO Box 506
Parowan, Utah 84761
Hours: 8:00 to 5:00 M-F
Phone: (435) 477-8350
Recording Tips for Iron County:
- Ensure all signatures are in blue or black ink
- Ask about their eRecording option for future transactions
- Bring extra funds - fees can vary by document type and page count
- Ask about accepted payment methods when you call ahead
Cities and Jurisdictions in Iron County
Properties in any of these areas use Iron County forms:
- Beryl
- Brian Head
- Cedar City
- Kanarraville
- Modena
- Newcastle
- Paragonah
- Parowan
- Summit
How do I get my forms?
Forms are available for immediate download after payment. The Iron County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Iron County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Iron County including margin requirements, content requirements, font and font size requirements.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Iron County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Iron County?
Recording fees in Iron County vary. Contact the recorder's office at (435) 477-8350 for current fees.
Have other questions? Contact our support team
A deed of trust (DOT), is a document that conveys title to real property to a trustee as security for a loan until the Trustor/borrower repays the Beneficiary/lender according to terms defined in an attached promissory note. In Utah a Deed of Trust with "Power of Sale" is the most favored lending instrument, foreclosures can be non-judicially, saving time and expense.
There are Three parties in a Deed of Trust
("Beneficiary" means the person named or otherwise designated in a trust deed as the person for whose benefit a trust deed is given, or his successor in interest. (Utah Code 57-1-19(1)) Also known as Lender
("Trustor" means the person conveying real property by a trust deed as security for the performance of an obligation.) (Utah Code 57-1-19(2)) Also known as borrower
("Trustee" means a person to whom title to real property is conveyed by trust deed, or his successor in interest. Utah Code 57-1-19(4))
In the case of default on loan, the (Trustee is given the power of sale by which the trustee may exercise and cause the trust property to be sold in the manner provided in Sections 57-1-24 and 57-1-27, after a breach of an obligation for which the trust property is conveyed as security; or, at the option of the beneficiary, a trust deed may be foreclosed in the manner provided by law for the foreclosure of mortgages on real property.) (57-1-23)
These forms contain clauses that are stringent, helping to protect the lender, typically used by an individual/investor/landlord financing residential property, rental property, condominiums, vacant land, small commercial and office.
1. Right to Inspect Property
2. Care of Property (Lender may make necessary repairs and add the cost to the Note, protecting against undue depreciation)
3. Due on Sale (balance due upon sale of property by borrower)
4. Additional financing prohibited unless approved by lender
5. Defaults on prior incumbrances (borrower promises to comply with the terms of prior mortgages or encumbrances.)
6. Indemnification of Lender. Borrower shall indemnify the Lender against any and all liability
7. Assignment of Rents (borrower can collect rents so long as no event of default has occurred)
Promissory Note - use for traditional installment or balloon payment.
1. Late Charge: Any above noted payment which is at least ___ days past due
2. Default Rate: I payment is/are at least 30 days past due, then the principal balance shall bear interest at default rate of ( ___%).
3. In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee.
4. Governed by Utah Law.
(Utah DOT Package includes forms, guidelines, and completed examples)
Important: Your property must be located in Iron County to use these forms. Documents should be recorded at the office below.
This Deed of Trust and Promissory Note meets all recording requirements specific to Iron County.
Our Promise
The documents you receive here will meet, or exceed, the Iron County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Iron County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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January 23rd, 2021
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