Orange County Discharge of Mortgage (Personal Representative) Form

Last validated August 7, 2026 by our Forms Development Team

Orange County Discharge of Mortgage (Personal Representative) Form

Orange County Discharge of Mortgage (Personal Representative) Form

Fill in the blank Discharge of Mortgage (Personal Representative) form formatted to comply with all Vermont recording and content requirements.

Document Last Validated 7/18/2026
Orange County Discharge of Mortgage (Personal Representative) Guide

Orange County Discharge of Mortgage (Personal Representative) Guide

Line by line guide explaining every blank on the Discharge of Mortgage (Personal Representative) form.

Document Last Validated 7/18/2026
Orange County Completed Example of the Discharge of Mortgage (Personal Representative) Document

Orange County Completed Example of the Discharge of Mortgage (Personal Representative) Document

Example of a properly completed Vermont Discharge of Mortgage (Personal Representative) document for reference.

Document Last Validated 8/7/2026

All 3 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Orange County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Bradford Town Clerk

Address:
172 North Main St / PO Box 339
Bradford, Vermont 05033

Hours: Mon-Thu 8:30 to 4:30; Fri 9:00 to 12:00

Phone: (802) 222-4727 x 300

Braintree Town Clerk

Address:
932 VT Route 12A
Braintree, Vermont 05060

Hours: Mon-Wed 9:00 to 4:00 and by appt

Phone: (802) 728-9787

Brookfield Town Clerk

Address:
40 Ralph Rd / PO Box 463
Brookfield, Vermont 05036

Hours: Tue-Thu 8:30 to 4:30

Phone: (802) 276-3352 x10

Chelsea Town Clerk

Address:
296 VT Rte 110 / PO Box 266
Chelsea, Vermont 5038

Hours: Mon, Tue-Fri 8:00 to 12:00 & 1:00 to 4:00

Phone: (802) 685-4460

Corinth Town Clerk

Address:
1387 Cookeville Rd / PO Box 461
Corinth, Vermont 05039

Hours: Mon 8:00 to 4:00, Tue 8:00 to 6:00, Fri 9:00 to 3:00

Phone: (802) 439-5850

Fairlee Town Clerk

Address:
75 Town Common Rd / PO Box 95
Fairlee, Vermont 05045

Hours: Mon-Thu 8:30 to 3:30; Fri 9:00 to 12:00 or by appt

Phone: (802) 333-4363

Newbury Town Clerk

Address:
4982 Main St S / PO Box 126
Newbury, Vermont 05051

Hours: Mon-Fri 8:30 to 2:30; Tue until 6:00

Phone: (802) 866-5521

Orange Town Clerk

Address:
392 US Route 302 / PO Box 233
East Barre, Vermont 05641 / 05649

Hours: Mon-Fri 8:00 to 12:00 & 1:00 to 4:00

Phone: (802) 479-2673

Randolph Town Clerk

Address:
7 Summer St / Drawer B
Randolph, Vermont 05060

Hours: Mon-Fri 8:30 to 4:30

Phone: (802) 728-5433 x 11

Strafford Town Clerk

Address:
227 Justin Morrill Hwy / PO Box 27
Strafford, Vermont 05072

Hours: Mon-Thu 7:30 to 4:30

Phone: (802) 765-4411

Thetford Town Clerk

Address:
3910 VT Route 113 / PO Box 126
Thetford, Vermont 05075

Hours: Mon 6:00 to 8:00; Tue-Thu 8:00 to 4:00

Phone: (802) 785-2922 x 10

Topsham Town Clerk

Address:
6 Harts Rd / PO Box 69
Topsham, Vermont 05076

Hours: Mon 1:00 to 6:00; Tue, Thu, Fri 9:00 to 4:00

Phone: (802) 439-5505

Tunbridge Town Clerk

Address:
271 VT RT 110 / PO Box 6
Tunbridge, Vermont 05077

Hours: Mon-Thu 7:30 to 3:00; Thu closed 11:00 to 12:30

Phone: (802) 889-5521

Vershire Town Clerk

Address:
6894 Vt Rte 113
Vershire, Vermont 05079

Hours: Tue-Thu 8:30 to 12:00 & 1:00 to 4:30

Phone: (802) 685-2227

Washington Town Clerk

Address:
2895 VT Rte 110
Washington, Vermont 05675

Hours: Mon, Tue 8:30 to 2:30 and by appt

Phone: (802) 883-2218

West Fairlee Town Clerk

Address:
870 Rte 113
West Fairlee, Vermont 05083

Hours: Mon, Tues, Wed 9:30-12 &1-3:30

Phone: (802) 333-9696

Williamstown Clerk

Address:
2470 VT Rte 14 / PO Box 646
Williamstown, Vermont 05679

Hours: M-F 10am-3pm

Phone: (802) 433-5455 x203

Orange County Clerk

Address:
5 Court St
Chelsea, Vermont 05038

Hours: 8:30 to 4:00 M-F

Phone: (802) 685-4610

Recording Tips for Orange County:
  • Both spouses typically need to sign if property is jointly owned
  • Ask about their eRecording option for future transactions
  • Check margin requirements - usually 1-2 inches at top
  • Bring multiple forms of payment in case one isn't accepted

Cities and Jurisdictions in Orange County

Properties in any of these areas use Orange County forms:

  • Bradford
  • Brookfield
  • Chelsea
  • Corinth
  • East Corinth
  • East Randolph
  • East Thetford
  • Fairlee
  • Newbury
  • North Thetford
  • Post Mills
  • Randolph
  • Randolph Center
  • South Strafford
  • Strafford
  • Thetford
  • Thetford Center
  • Topsham
  • Tunbridge
  • Vershire
  • Washington
  • Wells River
  • West Fairlee
  • West Newbury
  • West Topsham
  • Williamstown

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Orange County

How do I get my forms?

Forms are available for immediate download after payment. The Orange County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Orange County?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Orange County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Orange County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Orange County?

Recording fees in Orange County vary. Contact the recorder's office at (802) 222-4727 x 300 for current fees.

Questions answered? Let's get started!

A recorded mortgage does not end with the lender's life. When the individual who held a mortgage on Vermont real property dies, the mortgage stays on the town land records as an open encumbrance until a discharge enters the record, and the signature that clears it comes from the estate: 27 V.S.A. § 463 names the mortgagee's executor and administrator among those who may execute the statutory acknowledgment of satisfaction. This Vermont Discharge of Mortgage (Personal Representative) form is arranged for exactly that signature, a court-appointed executor or administrator discharging a mortgage the deceased lender held. Customers sometimes search for the same instrument as a satisfaction of mortgage, a mortgage release, or a mortgage lien release signed by an estate.

A discharge signed for the lender's estate

The form carries one fiduciary signer and one acknowledgment certificate. A dedicated section collects the estate details: the decedent's name as it appears on the recorded mortgage, the date of death, the fiduciary capacity, the Probate Division unit, the case number, and the date the letters issued, so the recorded instrument shows on its face who signed and under what authority. The operative section then states that the personal representative acts in that fiduciary capacity and not individually, acknowledges satisfaction of the secured debt, and discharges and releases the mortgage together with all interest in the mortgaged premises held by virtue of it.

The pattern that presents this configuration most often is seller financing. An owner sold Vermont property, took back a mortgage from the buyer, and died while the mortgage remained of record; in many files the payoff finished years earlier and no discharge was ever recorded. The borrower's title stays clouded either way, and the personal representative of the mortgagee's estate holds the statutory authority to clear it. A living mortgagee signing personally, a bank acting through an officer, and co-executors signing together each present a different signing configuration; this form recites a single personal representative.

The certification the statute prescribes

27 V.S.A. § 463 supplies the language: an acknowledgment of satisfaction substantially in the statutory form, certifying that the described mortgage is paid in full and satisfied and identifying the mortgagor, the mortgagee, the date of the mortgage, the book and page where it is recorded, and the town whose land records hold it. The form carries that certification with a blank at each element the statute leaves open, completed to mirror the recorded mortgage so the discharge indexes against the instrument it terminates. Under § 463(b), a satisfaction acknowledged before a town clerk, notary public, master, county clerk, or judge or register of probate, and recorded, discharges the mortgage and bars actions brought on it. An optional section identifies any recorded assignment of the mortgage, the chain 27 V.S.A. § 464(b) points to when it calls for any instrument necessary to show record ownership of the mortgage and authority to execute the discharge.

Thirty days, and a town-by-town record

Vermont gives the discharge duty teeth. Within 30 days after full performance of the conditions of the mortgage, 27 V.S.A. § 464 requires execution and delivery of a valid and complete discharge, and it attaches statutory damages of $25.00 per day, up to $5,000.00 in the aggregate, for a discharge withheld past that window, along with consequential damages, punitive damages, court costs, and attorney's fees for an aggrieved party who substantially prevails. An estate that resolves the discharge promptly closes that exposure.

Recording is municipal. Vermont keeps land records town by town, with no county recording system, so the completed discharge goes to the town or city clerk of the town named in the certification, and a mortgage recorded in more than one town is discharged in each of them. The statewide recording fee is $15.00 per page under 32 V.S.A. § 1671(a), and no property transfer tax return accompanies a discharge, because the Vermont Department of Taxes places discharges outside the Form PTT-172 filing category.

What the download includes

The purchase delivers three items: the fillable Discharge of Mortgage (Personal Representative) form, a completed example built on a Middlebury fact pattern, and a guide that describes each section of the form, the notarization, and town clerk recording. The materials describe Vermont law in general terms and are not legal advice.

Important: Your property must be located in Orange County to use these forms. Documents should be recorded at the office below.

This Discharge of Mortgage (Personal Representative) meets all recording requirements specific to Orange County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Orange County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

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September 17th, 2020

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February 11th, 2022

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October 3rd, 2023

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April 24th, 2020

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