Amherst County Deed of Trust and Promissory Note Form

Amherst County Deed of Trust Form
Fill in the blank form formatted to comply with all recording and content requirements.

Amherst County Deed of Trust Guidelines
Line by line guide explaining every blank on the form.

Amherst County Completed Example of the Deed of Trust
Example of a properly completed form for reference.

Amherst County Promissory Note Form
Note that is secured by the Deed of Trust.

Amherst County Promissory Note Guidelines
Line by line guide explaining every blank on the form.

Amherst County Completed Example of the Promissory Note Document
Example of a properly completed form for reference.

Amherst County Subordination Agreements
Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.

Amherst County Annual Accounting Statement
Mail to borrower for fiscal year reporting. (A request for payoff information under this section may be made one time within a 12-month period without charge) (6.2-418)
All 8 documents above included • One-time purchase • No recurring fees
Additional Virginia and Amherst County documents included at no extra charge:
Where to Record Your Documents
Amherst County Circuit Court Clerk
Address:
113 Taylor St / PO Box 462
Amherst, Virginia 24521
Hours: Monday - Friday 8:30 am - 5:00 pm
Phone: (434) 946-9310
Recording Tips for Amherst County:
- Verify all names are spelled correctly before recording
- White-out or correction fluid may cause rejection
- Recorded documents become public record - avoid including SSNs
- Make copies of your documents before recording - keep originals safe
- Avoid the last business day of the month when possible
Cities and Jurisdictions in Amherst County
Properties in any of these areas use Amherst County forms:
- Amherst
- Clifford
- Madison Heights
- Monroe
- Sweet Briar
How do I get my forms?
Forms are available for immediate download after payment. The Amherst County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Amherst County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Amherst County including margin requirements, content requirements, font and font size requirements.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Amherst County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Amherst County?
Recording fees in Amherst County vary. Contact the recorder's office at (434) 946-9310 for current fees.
Have other questions? Contact our support team
A Deed of Trust (DOT), is a document that conveys title to real property to a trustee as security for a loan until the grantor (borrower) repays the lender according to terms defined in an attached promissory note. It's similar to a mortgage but differs in that mortgages only include two parties (borrower and lender).
In the Commonwealth of Virginia, a Deed of Trust is the most commonly used instrument to secure a loan. Foreclosure can be done non-judicially, saving time and expense. This process is called a Trustee Sale.
There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party) (Our guidelines will show how to choose a Trustee at little to no cost)
Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take an action against any person for damages.
Due on Sale Clause: It allows the lender to call or modify the loan if the borrower conveys/sells the property. ("Notice - The debt secured hereby is subject to call in full or the terms thereof being modified in the event of sale or conveyance of the property conveyed.") Required format where (any loan is secured by a mortgage or deed of trust on real property comprised of one- to four-family residential dwelling units.) (VA. Revised Statutes 6.2-417)
These forms are flexible, they can be used for financing residential property, agricultural property, rental property, condominiums, and or small office buildings, with or without existing liens and encumbrances.
A "Special Provisions" section is included for any information specific to your transaction.
The Promissory Note offers options of financing, conventional installments, or installments combined with a balloon payment, common with Owner Financing transactions. Late Charges and Default rates are set within.
(Any lender or seller may impose a late charge for failure to make timely payment of any installment due on a debt, whether installment or single maturity, provided that such late charge does not exceed five percent of the amount of such installment payment and that the charge is specified in the contract between the lender or seller and the debtor.) (6.2-400 (B))
In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee, which fee shall be due at the time this Note is otherwise paid in full. The "Overdue Loan Fee" shall be determined based upon the outstanding principal balance of this Note as of the Maturity Date and shall be:
(a) one percent (1.0%) Of such principal balance if the Note is paid in full on or after thirty (30) days after the Maturity Date but less than sixty (60) days after the Maturity Date, or
(b) two percent (2.0%) of such principal balance if the Note is paid in full on or after sixty (60) days after the Maturity Date.
A Deed of Trust secured by a Promissory Note that includes stringent default terms, can be advantageous to the Lender and favorable to Owner Financing.
(Virginia DOT Package includes forms, guidelines, and completed examples) For use in the Commonwealth of Virginia only.
Important: Your property must be located in Amherst County to use these forms. Documents should be recorded at the office below.
This Deed of Trust and Promissory Note meets all recording requirements specific to Amherst County.
Our Promise
The documents you receive here will meet, or exceed, the Amherst County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Amherst County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4569 Reviews )
Karen M.
May 6th, 2019
This was a very easy and organized system to use.
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Steven T.
August 1st, 2022
I needed the deed forms for setting up our living trust. It appears this will do the trick! Steve
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Jon B.
April 27th, 2021
The information and documents received are great. But the communication with customer service is not good at all. I've been waiting three days for them to respond to a question. I don't think they are going too.
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patricia w.
August 5th, 2022
Fast, easy download of forms needed. Thank you, Deeds.com
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Sean M.
January 2nd, 2023
This was exactly what I needed. For $25-$30 it gave me the formatted document I needed and made it so easy to input the info. I wouldn't recommend it to someone who has no clue what they're doing, but for somebody who knows all the info and just needs a formatted page to input it onto, this is perfect.
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Morgan K.
August 24th, 2021
When I brought this deed to the county assessor, they were so impressed that I had done it correctly on my first try, and said they wished everyone would do such a good job on their paperwork.
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Joy N.
February 22nd, 2024
As a real estate professional, I've had the opportunity to use various legal form providers over the years, but none have matched the quality and user-friendliness of Deeds.com's real estate legal forms. The forms themselves are comprehensive, up-to-date, and in line with current real estate laws and regulations, which is paramount in our field. The clarity and thoroughness of the documentation ensured that I could complete with confidence, knowing that every detail was covered. I wholeheartedly recommend their services and look forward to continuing our partnership.
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January 15th, 2021
Excellent service and customer support. Thank you for your help and time.
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March 16th, 2023
Price seemed high (~$28) for just some forms (especially because we may not actually use the forms), but it beats navigating the Hawaii state and Honolulu county websites for forms. It would be better if a single button push would download all 7 or 8 forms.
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Leticia A.
January 20th, 2020
Down to the point,covers every angle with great tips:Don't forget Probate.
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Maureen F.
January 27th, 2021
Forms were delivered quickly and were easily filled out. State specific!
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Wayne S.
March 12th, 2025
The website is quick and easy to navigate and the downloading of forms is a simple process.
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Donna r.
September 18th, 2020
Downloads were easy but I am pretty lost in filling out. Thought be more instructions
Thank you for your feedback Donna. If you are not completely sure of what you are doing we highly recommend seeking the assistance of a legal professional familiar with your specific situation.
Gerlinde H.
June 18th, 2019
This was fantastic. I downloaded the document, filled it out, printed it, had it notarized and drove to the recorders office and had it recorded within less than 15 minutes. Instructions are precise and easy to understand. You saved me hundreds of dollars a lawyer would have charged for the same work.
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Judy F.
May 27th, 2022
The site was easy to use, I just wasn't sure which of all these documents I needed.
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