Virginia Forms

Franklin City Deed of Trust and Promissory Note Form

Franklin City Deed of Trust Form

Franklin City Deed of Trust Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 7/16/2025
Franklin City Deed of Trust Guidelines

Franklin City Deed of Trust Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 6/6/2025
Franklin City Completed Example of the Deed of Trust

Franklin City Completed Example of the Deed of Trust

Example of a properly completed form for reference.

Document Last Validated 7/23/2025
Franklin City Promissory Note Form

Franklin City Promissory Note Form

Note that is secured by the Deed of Trust.

Document Last Validated 5/30/2025
Franklin City Promissory Note Guidelines

Franklin City Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 7/25/2025
Franklin City Completed Example of the Promissory Note Document

Franklin City Completed Example of the Promissory Note Document

Example of a properly completed form for reference.

Document Last Validated 6/4/2025
Franklin City Subordination Agreements

Franklin City Subordination Agreements

Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.

Document Last Validated 4/15/2025
Franklin City Annual Accounting Statement

Franklin City Annual Accounting Statement

Mail to borrower for fiscal year reporting. (A request for payoff information under this section may be made one time within a 12-month period without charge) (6.2-418)

Document Last Validated 7/30/2025

All 8 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Franklin City to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Clerk of Circuit Court
Address:
275 S Main St, Suite 212 / PO Box 567
Rocky Mount, Virginia 24151

Hours: Monday - Friday 8:30 am - 5:00 pm

Phone: (540) 483-3065

Recording Tips for Franklin City:
  • Bring your driver's license or state-issued photo ID
  • White-out or correction fluid may cause rejection
  • Check that your notary's commission hasn't expired
  • Recorded documents become public record - avoid including SSNs

Cities and Jurisdictions in Franklin City

Properties in any of these areas use Franklin City forms:

  • Franklin

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Franklin City

How do I get my forms?

Forms are available for immediate download after payment. The Franklin City forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Franklin City?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Franklin City including margin requirements, content requirements, font and font size requirements.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Franklin City you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Franklin City?

Recording fees in Franklin City vary. Contact the recorder's office at (540) 483-3065 for current fees.

Questions answered? Let's get started!

A Deed of Trust (DOT), is a document that conveys title to real property to a trustee as security for a loan until the grantor (borrower) repays the lender according to terms defined in an attached promissory note. It's similar to a mortgage but differs in that mortgages only include two parties (borrower and lender).
In the Commonwealth of Virginia, a Deed of Trust is the most commonly used instrument to secure a loan. Foreclosure can be done non-judicially, saving time and expense. This process is called a Trustee Sale.
There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party) (Our guidelines will show how to choose a Trustee at little to no cost)
Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take an action against any person for damages.

Due on Sale Clause: It allows the lender to call or modify the loan if the borrower conveys/sells the property. ("Notice - The debt secured hereby is subject to call in full or the terms thereof being modified in the event of sale or conveyance of the property conveyed.") Required format where (any loan is secured by a mortgage or deed of trust on real property comprised of one- to four-family residential dwelling units.) (VA. Revised Statutes 6.2-417)

These forms are flexible, they can be used for financing residential property, agricultural property, rental property, condominiums, and or small office buildings, with or without existing liens and encumbrances.

A "Special Provisions" section is included for any information specific to your transaction.

The Promissory Note offers options of financing, conventional installments, or installments combined with a balloon payment, common with Owner Financing transactions. Late Charges and Default rates are set within.
(Any lender or seller may impose a late charge for failure to make timely payment of any installment due on a debt, whether installment or single maturity, provided that such late charge does not exceed five percent of the amount of such installment payment and that the charge is specified in the contract between the lender or seller and the debtor.) (6.2-400 (B))

In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee, which fee shall be due at the time this Note is otherwise paid in full. The "Overdue Loan Fee" shall be determined based upon the outstanding principal balance of this Note as of the Maturity Date and shall be:
(a) one percent (1.0%) Of such principal balance if the Note is paid in full on or after thirty (30) days after the Maturity Date but less than sixty (60) days after the Maturity Date, or
(b) two percent (2.0%) of such principal balance if the Note is paid in full on or after sixty (60) days after the Maturity Date.

A Deed of Trust secured by a Promissory Note that includes stringent default terms, can be advantageous to the Lender and favorable to Owner Financing.

(Virginia DOT Package includes forms, guidelines, and completed examples) For use in the Commonwealth of Virginia only.


Important: Your property must be located in Franklin City to use these forms. Documents should be recorded at the office below.

This Deed of Trust and Promissory Note meets all recording requirements specific to Franklin City.

Our Promise

The documents you receive here will meet, or exceed, the Franklin City recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Franklin City Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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June 25th, 2021

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May 19th, 2022

Special Warranty Deed I can't seem to type all my info in the blank spaces. It won't allow me to type any more. Maybe you should consider either allowing typists to type more (leaving more space) or allowing more room to type more.

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September 26th, 2022

Great Transaction. Easy to follow instructions!

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Natasha M.

January 9th, 2024

Your forms, guides, sample deeds and submission process were accessible, easy to understand and simple. I also was pleasantly surprised by the efficiency, professionalism and ease of staff communicating with me after I uploaded the document to ensure the county accepted it. I will continue to use this website to record deeds. Thank you!

Reply from Staff

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Catherine E.

January 7th, 2021

I was referred to your company, but when i tried to process the recording of a deed to a property in City of Philadelphia my service was rejected. I appreciated the feedback i received from one of your representatives who instructed me in the right process for recording a deed in philadelphia. Thank you for all your help. The deed that needed to be recorded was overnighted yesterday. Stay safe and mask up

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ROBERT H.

January 11th, 2019

No review provided.

Reply from Staff

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Lanette H.

September 9th, 2020

I liked getting the forms but I was charged twice for some reason. I'm not sure what happened with that. Can you reimburse me? Thank you. Lanette

Reply from Staff

Thank you for your feedback Lanette. In review, it looks like your first payment was declined, second one was approved and processed. What you are seeing is one payment and a hold placed by your financial institution for the declined attempt. We are not sure why they do this but the hold usually falls off after a few day depending on their policy. If you have further questions about this you can contact your financial institution and they will explain. Have a great day.

LIDIA M.

February 3rd, 2021

excellent

Reply from Staff

Thank you!

Margo M.

February 11th, 2021

So far help has been good given some of the information you don't have as far as making corrections. This is my first time using your service so maybe I will be better at utilizing it if I have to again.

Reply from Staff

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Daniel Z.

August 23rd, 2019

I am satisfied with the service. Live in another state and could not go directly to the county office for my deed. Your service solved my problem. Thank you

Reply from Staff

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Donald P.

November 12th, 2019

Very fast and efficient. Easy to fill out but was upset the latest tax exemptions ruled in 2014 did not seem to be included. Exclusion of sale to blood relatives, etc. _ the one I needed.

Reply from Staff

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Joshua P.

July 27th, 2022

Easy fill in the blanks form. Just FYI make sure you have a copy of whatever deed you are changing and the tax records. You will want the language to be identical.

Reply from Staff

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John T.

February 26th, 2021

Amazing! Very helpful. Very specific.

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Jo Carol K.

October 17th, 2020

The information/forms/and ease of filling in the blanks provided me with the confidence to "do it myself". Excellent customer service. Thank you for being there.

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Jan M.

June 5th, 2019

Fantastic company. They are the absolute best and helped me get the information I needed.

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