Virginia Forms

Franklin City Deed of Trust and Promissory Note Form

Franklin City Deed of Trust Form

Franklin City Deed of Trust Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 7/16/2025
Franklin City Deed of Trust Guidelines

Franklin City Deed of Trust Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 8/12/2025
Franklin City Completed Example of the Deed of Trust

Franklin City Completed Example of the Deed of Trust

Example of a properly completed form for reference.

Document Last Validated 7/23/2025
Franklin City Promissory Note Form

Franklin City Promissory Note Form

Note that is secured by the Deed of Trust.

Document Last Validated 8/19/2025
Franklin City Promissory Note Guidelines

Franklin City Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 7/25/2025
Franklin City Completed Example of the Promissory Note Document

Franklin City Completed Example of the Promissory Note Document

Example of a properly completed form for reference.

Document Last Validated 8/14/2025
Franklin City Subordination Agreements

Franklin City Subordination Agreements

Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.

Document Last Validated 8/22/2025
Franklin City Annual Accounting Statement

Franklin City Annual Accounting Statement

Mail to borrower for fiscal year reporting. (A request for payoff information under this section may be made one time within a 12-month period without charge) (6.2-418)

Document Last Validated 7/30/2025

All 8 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Franklin City to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Clerk of Circuit Court
Address:
275 S Main St, Suite 212 / PO Box 567
Rocky Mount, Virginia 24151

Hours: Monday - Friday 8:30 am - 5:00 pm

Phone: (540) 483-3065

Recording Tips for Franklin City:
  • Documents must be on 8.5 x 11 inch white paper
  • Avoid the last business day of the month when possible
  • Check margin requirements - usually 1-2 inches at top

Cities and Jurisdictions in Franklin City

Properties in any of these areas use Franklin City forms:

  • Franklin

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Franklin City

How do I get my forms?

Forms are available for immediate download after payment. The Franklin City forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Franklin City?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Franklin City including margin requirements, content requirements, font and font size requirements.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Franklin City you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Franklin City?

Recording fees in Franklin City vary. Contact the recorder's office at (540) 483-3065 for current fees.

Questions answered? Let's get started!

A Deed of Trust (DOT), is a document that conveys title to real property to a trustee as security for a loan until the grantor (borrower) repays the lender according to terms defined in an attached promissory note. It's similar to a mortgage but differs in that mortgages only include two parties (borrower and lender).
In the Commonwealth of Virginia, a Deed of Trust is the most commonly used instrument to secure a loan. Foreclosure can be done non-judicially, saving time and expense. This process is called a Trustee Sale.
There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party) (Our guidelines will show how to choose a Trustee at little to no cost)
Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take an action against any person for damages.

Due on Sale Clause: It allows the lender to call or modify the loan if the borrower conveys/sells the property. ("Notice - The debt secured hereby is subject to call in full or the terms thereof being modified in the event of sale or conveyance of the property conveyed.") Required format where (any loan is secured by a mortgage or deed of trust on real property comprised of one- to four-family residential dwelling units.) (VA. Revised Statutes 6.2-417)

These forms are flexible, they can be used for financing residential property, agricultural property, rental property, condominiums, and or small office buildings, with or without existing liens and encumbrances.

A "Special Provisions" section is included for any information specific to your transaction.

The Promissory Note offers options of financing, conventional installments, or installments combined with a balloon payment, common with Owner Financing transactions. Late Charges and Default rates are set within.
(Any lender or seller may impose a late charge for failure to make timely payment of any installment due on a debt, whether installment or single maturity, provided that such late charge does not exceed five percent of the amount of such installment payment and that the charge is specified in the contract between the lender or seller and the debtor.) (6.2-400 (B))

In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee, which fee shall be due at the time this Note is otherwise paid in full. The "Overdue Loan Fee" shall be determined based upon the outstanding principal balance of this Note as of the Maturity Date and shall be:
(a) one percent (1.0%) Of such principal balance if the Note is paid in full on or after thirty (30) days after the Maturity Date but less than sixty (60) days after the Maturity Date, or
(b) two percent (2.0%) of such principal balance if the Note is paid in full on or after sixty (60) days after the Maturity Date.

A Deed of Trust secured by a Promissory Note that includes stringent default terms, can be advantageous to the Lender and favorable to Owner Financing.

(Virginia DOT Package includes forms, guidelines, and completed examples) For use in the Commonwealth of Virginia only.


Important: Your property must be located in Franklin City to use these forms. Documents should be recorded at the office below.

This Deed of Trust and Promissory Note meets all recording requirements specific to Franklin City.

Our Promise

The documents you receive here will meet, or exceed, the Franklin City recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Franklin City Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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November 13th, 2020

Easy to purchase. Everything you need to get the job done!

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July 2nd, 2019

The product I purchased looks great and I added Adobe to be able to copy it, but for some reason I can't,so I will delete Adobe and then try again to copy what i paid for. I have all the PDFS' and my computer and printer are fairly new (windows 10),I should have tried to copy it first, I'll get it! Thanks

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October 6th, 2022

amazingly fast! Thank you!

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Lawrence R.

February 4th, 2020

Forms do not allow enough space for fields and cutoff. Need to expand the fields to allow for more writing. I ended up re-typing to be able to include full property description. Would be nice if available in Word format rather than only PDF format.

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Dina O.

December 29th, 2023

easy to use and efficient i like that they give you an example to compare your work to

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June G.

May 16th, 2020

AMAZING! Easy to use, reasonable fee - and get MUCH MORE than just a deed form. I ordered a "deed" and received a whole "package," including a guide and the jurisdiction's costs schedule and cover page that would be needed to record the deed - even included a Certificate of Transfer that is not required for a deed but something I needed for a different transaction. The website was extremely easy to use and the cautions about not disclosing personal information were so clear and personal, they made me feel secure in knowing this site was not trying to rip me off. Very professional. Well done.

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Ernest B.

June 6th, 2021

Forms were perfect, recorded quickly with no issue.

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August 13th, 2024

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James C.

October 20th, 2022

was very helpfull, It provided the refernces to the stat laws so I coul have a deeper look into the issue I was trying to deal with.

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Lindsay B.

February 16th, 2019

The form was easy to fill out. The only problem I had was on the Notary page I live in a different state than the property and I couldn't change the name of the state or county where the notary had to sign.

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Lori W.

July 28th, 2023

Timely, efficient and easy to use.

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Elizabeth R.

April 20th, 2023

It was easy to download and save the Revocation of Beneficiary of Deed form. The example and instructions helped a lot. When I went to file with the county clerk's office, she read through it carefully and said "perfect" when she was through. Thank you for making it so easy!

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Thank you!

John v.

November 13th, 2019

I don't have any experience with real estate legal forms and these were fairly easy to understand. The guide helped a bunch and the information provided on the site filled in any gaps. Overall I would definitely use again.

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George A. M.

August 10th, 2022

User friendly and fast to use. I was pleased with experience.

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Jacqueline H.

February 4th, 2021

Thank you for all your assistance and patience in doing the deed. I can honestly say that DEEDs.com will be permanently on my list as a go to company. I will use the company as a referral to friends and family.

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