Franklin City Deed of Trust and Promissory Note Form

Last validated July 3, 2026 by our Forms Development Team

Franklin City Deed of Trust Form

Franklin City Deed of Trust Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 7/3/2026
Franklin City Deed of Trust Guidelines

Franklin City Deed of Trust Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 6/10/2026
Franklin City Completed Example of the Deed of Trust

Franklin City Completed Example of the Deed of Trust

Example of a properly completed form for reference.

Document Last Validated 6/22/2026
Franklin City Promissory Note Form

Franklin City Promissory Note Form

Note that is secured by the Deed of Trust.

Document Last Validated 6/5/2026
Franklin City Promissory Note Guidelines

Franklin City Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 6/3/2026
Franklin City Completed Example of the Promissory Note Document

Franklin City Completed Example of the Promissory Note Document

Example of a properly completed form for reference.

Document Last Validated 6/22/2026
Franklin City Subordination Agreements

Franklin City Subordination Agreements

Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.

Document Last Validated 5/13/2026
Franklin City Annual Accounting Statement

Franklin City Annual Accounting Statement

Mail to borrower for fiscal year reporting. (A request for payoff information under this section may be made one time within a 12-month period without charge) (6.2-418)

Document Last Validated 6/11/2026

All 8 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Franklin City to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Clerk of Circuit Court

Address:
275 S Main St, Suite 212 / PO Box 567
Rocky Mount, Virginia 24151

Hours: Monday - Friday 8:30 am - 5:00 pm

Phone: (540) 483-3065

Recording Tips for Franklin City:
  • Bring your driver's license or state-issued photo ID
  • Verify all names are spelled correctly before recording
  • Check margin requirements - usually 1-2 inches at top
  • Ask about their eRecording option for future transactions

Cities and Jurisdictions in Franklin City

Properties in any of these areas use Franklin City forms:

  • Franklin

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Franklin City

How do I get my forms?

Forms are available for immediate download after payment. The Franklin City forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Franklin City?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Franklin City, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Franklin City you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Franklin City?

Recording fees in Franklin City vary. Contact the recorder's office at (540) 483-3065 for current fees.

Questions answered? Let's get started!

A Deed of Trust (DOT), is a document that conveys title to real property to a trustee as security for a loan until the grantor (borrower) repays the lender according to terms defined in an attached promissory note. It's similar to a mortgage but differs in that mortgages only include two parties (borrower and lender).
In the Commonwealth of Virginia, a Deed of Trust is the most commonly used instrument to secure a loan. Foreclosure can be done non-judicially, saving time and expense. This process is called a Trustee Sale.
There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party) (Our guidelines will show how to choose a Trustee at little to no cost)
Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take an action against any person for damages.

Due on Sale Clause: It allows the lender to call or modify the loan if the borrower conveys/sells the property. ("Notice - The debt secured hereby is subject to call in full or the terms thereof being modified in the event of sale or conveyance of the property conveyed.") Required format where (any loan is secured by a mortgage or deed of trust on real property comprised of one- to four-family residential dwelling units.) (VA. Revised Statutes 6.2-417)

These forms are flexible, they can be used for financing residential property, agricultural property, rental property, condominiums, and or small office buildings, with or without existing liens and encumbrances.

A "Special Provisions" section is included for any information specific to your transaction.

The Promissory Note offers options of financing, conventional installments, or installments combined with a balloon payment, common with Owner Financing transactions. Late Charges and Default rates are set within.
(Any lender or seller may impose a late charge for failure to make timely payment of any installment due on a debt, whether installment or single maturity, provided that such late charge does not exceed five percent of the amount of such installment payment and that the charge is specified in the contract between the lender or seller and the debtor.) (6.2-400 (B))

In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee, which fee shall be due at the time this Note is otherwise paid in full. The "Overdue Loan Fee" shall be determined based upon the outstanding principal balance of this Note as of the Maturity Date and shall be:
(a) one percent (1.0%) Of such principal balance if the Note is paid in full on or after thirty (30) days after the Maturity Date but less than sixty (60) days after the Maturity Date, or
(b) two percent (2.0%) of such principal balance if the Note is paid in full on or after sixty (60) days after the Maturity Date.

A Deed of Trust secured by a Promissory Note that includes stringent default terms, can be advantageous to the Lender and favorable to Owner Financing.

(Virginia DOT Package includes forms, guidelines, and completed examples) For use in the Commonwealth of Virginia only.


Important: Your property must be located in Franklin City to use these forms. Documents should be recorded at the office below.

This Deed of Trust and Promissory Note meets all recording requirements specific to Franklin City.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Franklin City recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

Get your Franklin City Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4749 Reviews )

Johnnie R.

June 25th, 2019

quick and easy to use

Reply from Staff

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SHERRI B.

December 14th, 2021

World class forms and service. Downloaded and prepared the deed in minutes. Used the recording service (digital), so convenient.

Reply from Staff

Thank you for the kind words Sherri. Have an amazing day!

Jennifer R.

January 8th, 2022

The recording service has been very easy to use. It is efficient and no hassle.

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KELLY P.

July 19th, 2021

That was easy!!

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Thank you!

Logan S.

April 27th, 2020

Wonderful experience. Was preapred to wait days, recording was finished in less than an hour.

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Thank you!

Armando B.

October 23rd, 2021

This was so simple to get around your web site. Guide was easy to follow. Great experience. Would use again.

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Thank you for your feedback. We really appreciate it. Have a great day!

Richard E.

August 10th, 2021

The QuitClaim deed does not provide enough space in the Grantor block at the top of the first page. In fact, all blocks should provide more space.

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Cynthia B.

July 21st, 2023

So simple to e-record my two documents. The communication was fast and very helpful. Thank you so much!

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Janice S.

February 28th, 2019

Really easy downloading the forms the directions everything was really easy thanks!

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Allen P.

January 7th, 2023

Information very useful and helpful. It would be helpful to inform purchasers that legal size paper is needed to print documents. We had to run to the store and purchase some.

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Beverly D.

June 4th, 2022

Deeds.com was a great experience in helping me get some important documents recorded.I would recommend them to anyone wanting documents recorded in a timely manner.

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Evaristo R.

October 6th, 2020

I was very excited to use the website but unfortunately they had a problem retrieving my Deed but thank you for the opportunity.

Reply from Staff

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Philip S.

May 2nd, 2019

You're service saved the day! I had gone to several lawyers and title companies who all said, at a Minimum, preparing a deed costs $1000... Through your service and some work reading about the requirements as well as calling my county clerks office, I was able to complete the deed and it read accepted and recorded today! Thanks so much.

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November 13th, 2020

Easy to purchase. Everything you need to get the job done!

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November 9th, 2019

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