Harrisonburg City Deed of Trust and Promissory Note Form

Last validated August 11, 2026 by our Forms Development Team

Harrisonburg City Deed of Trust Form

Harrisonburg City Deed of Trust Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 7/24/2026
Harrisonburg City Deed of Trust Guidelines

Harrisonburg City Deed of Trust Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 8/11/2026
Harrisonburg City Completed Example of the Deed of Trust

Harrisonburg City Completed Example of the Deed of Trust

Example of a properly completed form for reference.

Document Last Validated 7/23/2026
Harrisonburg City Promissory Note Form

Harrisonburg City Promissory Note Form

Note that is secured by the Deed of Trust.

Document Last Validated 7/9/2026
Harrisonburg City Promissory Note Guidelines

Harrisonburg City Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 7/24/2026
Harrisonburg City Completed Example of the Promissory Note Document

Harrisonburg City Completed Example of the Promissory Note Document

Example of a properly completed form for reference.

Document Last Validated 6/22/2026
Harrisonburg City Subordination Agreements

Harrisonburg City Subordination Agreements

Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.

Document Last Validated 8/6/2026
Harrisonburg City Annual Accounting Statement

Harrisonburg City Annual Accounting Statement

Mail to borrower for fiscal year reporting. (A request for payoff information under this section may be made one time within a 12-month period without charge) (6.2-418)

Document Last Validated 7/9/2026

All 8 documents above included • One-time purchase • No recurring fees

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Important: Your property must be located in Harrisonburg City to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Rockingham Circuit Court Clerk

Address:
80 Court Square
Harrisonburg, Virginia 22802

Hours: Monday - Friday 9:00 am - 5:00 pm

Phone: (540) 564-3111

Recording Tips for Harrisonburg City:
  • Ensure all signatures are in blue or black ink
  • Double-check legal descriptions match your existing deed
  • Mornings typically have shorter wait times than afternoons
  • Bring multiple forms of payment in case one isn't accepted

Cities and Jurisdictions in Harrisonburg City

Properties in any of these areas use Harrisonburg City forms:

  • Harrisonburg

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Harrisonburg City

How do I get my forms?

Forms are available for immediate download after payment. The Harrisonburg City forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Harrisonburg City?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Harrisonburg City, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Harrisonburg City you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Harrisonburg City?

Recording fees in Harrisonburg City vary. Contact the recorder's office at (540) 564-3111 for current fees.

Questions answered? Let's get started!

A Deed of Trust (DOT), is a document that conveys title to real property to a trustee as security for a loan until the grantor (borrower) repays the lender according to terms defined in an attached promissory note. It's similar to a mortgage but differs in that mortgages only include two parties (borrower and lender).
In the Commonwealth of Virginia, a Deed of Trust is the most commonly used instrument to secure a loan. Foreclosure can be done non-judicially, saving time and expense. This process is called a Trustee Sale.
There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party) (Our guidelines will show how to choose a Trustee at little to no cost)
Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take an action against any person for damages.

Due on Sale Clause: It allows the lender to call or modify the loan if the borrower conveys/sells the property. ("Notice - The debt secured hereby is subject to call in full or the terms thereof being modified in the event of sale or conveyance of the property conveyed.") Required format where (any loan is secured by a mortgage or deed of trust on real property comprised of one- to four-family residential dwelling units.) (VA. Revised Statutes 6.2-417)

These forms are flexible, they can be used for financing residential property, agricultural property, rental property, condominiums, and or small office buildings, with or without existing liens and encumbrances.

A "Special Provisions" section is included for any information specific to your transaction.

The Promissory Note offers options of financing, conventional installments, or installments combined with a balloon payment, common with Owner Financing transactions. Late Charges and Default rates are set within.
(Any lender or seller may impose a late charge for failure to make timely payment of any installment due on a debt, whether installment or single maturity, provided that such late charge does not exceed five percent of the amount of such installment payment and that the charge is specified in the contract between the lender or seller and the debtor.) (6.2-400 (B))

In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee, which fee shall be due at the time this Note is otherwise paid in full. The "Overdue Loan Fee" shall be determined based upon the outstanding principal balance of this Note as of the Maturity Date and shall be:
(a) one percent (1.0%) Of such principal balance if the Note is paid in full on or after thirty (30) days after the Maturity Date but less than sixty (60) days after the Maturity Date, or
(b) two percent (2.0%) of such principal balance if the Note is paid in full on or after sixty (60) days after the Maturity Date.

A Deed of Trust secured by a Promissory Note that includes stringent default terms, can be advantageous to the Lender and favorable to Owner Financing.

(Virginia DOT Package includes forms, guidelines, and completed examples) For use in the Commonwealth of Virginia only.


Important: Your property must be located in Harrisonburg City to use these forms. Documents should be recorded at the office below.

This Deed of Trust and Promissory Note meets all recording requirements specific to Harrisonburg City.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Harrisonburg City recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

Get your Harrisonburg City Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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September 11th, 2019

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3 stars for ease of use on the website. Subracted 2 stars for the forms being PDFs that you are unable to complete online, they have to be printed. Very inefficient.

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December 28th, 2020

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Suhila C.

August 23rd, 2020

This site is awesome. It has everything I need to purchase and sell (transfer deed ownership) land and property. I cannot wait to get our new land and building for business. Thanks, Suhila

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January 11th, 2021

Quick, responsive service always!! Preferred way to record documents. Thanks Deeds.com!!

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Terry S.

March 23rd, 2022

Worked well for us except for not being able to edit. Got it completed and recorded with the county clerk! Having the instructions and example made it easy!

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irene w.

February 11th, 2021

Just found this site, what a great resource ! Thank you so much for providing affordable help to those of us navigating estate planning mazes. The forms were all very easy to download, even on our rather ancient computer, and the accompanying explanations were in clear, understandable English designed to explain, with appropriate cautions to avoid problems.

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Jeri M.

October 28th, 2019

Very happy with the site and the deed document I received.

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February 11th, 2025

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Marolyn V.

June 4th, 2026

The booklet is too wordy. Not concise enough for someone who is inexperienced at filling out your form. It would be nice to have a picture example of what you are talking about. When we got to the Registars office we found out they do not have a notary. Would have been nice to know before we went. The form asks for page and book which is no longer needed. So why have it on there?

Reply from Staff

Thank you, Marolyn, this is useful feedback. A completed sample is actually included with the form, and your note tells us we should make it easier to find and tie it more directly to the instructions, so we'll do that. We'll also add a "before you begin" checklist and a clearer note that the document needs to be notarized in advance, since recording offices don't provide notary service. On the book and page: that reference is required by the Utah statute this affidavit is filed under (§ 57-1-5.1) and still applies to older deeds recorded before counties moved to entry-number-only indexing around 2000. You enter whichever reference appears on your recorded deed and leave the rest blank. Appreciate you taking the time to write in.