Harrisonburg City Deed of Trust and Promissory Note Form
Last validated August 11, 2026 by our Forms Development Team
Harrisonburg City Deed of Trust Form
Fill in the blank form formatted to comply with all recording and content requirements.

Harrisonburg City Deed of Trust Guidelines
Line by line guide explaining every blank on the form.

Harrisonburg City Completed Example of the Deed of Trust
Example of a properly completed form for reference.

Harrisonburg City Promissory Note Form
Note that is secured by the Deed of Trust.

Harrisonburg City Promissory Note Guidelines
Line by line guide explaining every blank on the form.

Harrisonburg City Completed Example of the Promissory Note Document
Example of a properly completed form for reference.

Harrisonburg City Subordination Agreements
Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.

Harrisonburg City Annual Accounting Statement
Mail to borrower for fiscal year reporting. (A request for payoff information under this section may be made one time within a 12-month period without charge) (6.2-418)
All 8 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Virginia and Harrisonburg City documents included at no extra charge:
Where to Record Your Documents
Rockingham Circuit Court Clerk
Harrisonburg, Virginia 22802
Hours: Monday - Friday 9:00 am - 5:00 pm
Phone: (540) 564-3111
Recording Tips for Harrisonburg City:
- Double-check legal descriptions match your existing deed
- White-out or correction fluid may cause rejection
- Recording fees may differ from what's posted online - verify current rates
- Some documents require witnesses in addition to notarization
Cities and Jurisdictions in Harrisonburg City
Properties in any of these areas use Harrisonburg City forms:
- Harrisonburg
Hours, fees, requirements, and more for Harrisonburg City
How do I get my forms?
Forms are available for immediate download after payment. The Harrisonburg City forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Harrisonburg City?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Harrisonburg City, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Harrisonburg City you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Harrisonburg City?
Recording fees in Harrisonburg City vary. Contact the recorder's office at (540) 564-3111 for current fees.
Questions answered? Let's get started!
A Deed of Trust (DOT), is a document that conveys title to real property to a trustee as security for a loan until the grantor (borrower) repays the lender according to terms defined in an attached promissory note. It's similar to a mortgage but differs in that mortgages only include two parties (borrower and lender).
In the Commonwealth of Virginia, a Deed of Trust is the most commonly used instrument to secure a loan. Foreclosure can be done non-judicially, saving time and expense. This process is called a Trustee Sale.
There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party) (Our guidelines will show how to choose a Trustee at little to no cost)
Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take an action against any person for damages.
Due on Sale Clause: It allows the lender to call or modify the loan if the borrower conveys/sells the property. ("Notice - The debt secured hereby is subject to call in full or the terms thereof being modified in the event of sale or conveyance of the property conveyed.") Required format where (any loan is secured by a mortgage or deed of trust on real property comprised of one- to four-family residential dwelling units.) (VA. Revised Statutes 6.2-417)
These forms are flexible, they can be used for financing residential property, agricultural property, rental property, condominiums, and or small office buildings, with or without existing liens and encumbrances.
A "Special Provisions" section is included for any information specific to your transaction.
The Promissory Note offers options of financing, conventional installments, or installments combined with a balloon payment, common with Owner Financing transactions. Late Charges and Default rates are set within.
(Any lender or seller may impose a late charge for failure to make timely payment of any installment due on a debt, whether installment or single maturity, provided that such late charge does not exceed five percent of the amount of such installment payment and that the charge is specified in the contract between the lender or seller and the debtor.) (6.2-400 (B))
In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee, which fee shall be due at the time this Note is otherwise paid in full. The "Overdue Loan Fee" shall be determined based upon the outstanding principal balance of this Note as of the Maturity Date and shall be:
(a) one percent (1.0%) Of such principal balance if the Note is paid in full on or after thirty (30) days after the Maturity Date but less than sixty (60) days after the Maturity Date, or
(b) two percent (2.0%) of such principal balance if the Note is paid in full on or after sixty (60) days after the Maturity Date.
A Deed of Trust secured by a Promissory Note that includes stringent default terms, can be advantageous to the Lender and favorable to Owner Financing.
(Virginia DOT Package includes forms, guidelines, and completed examples) For use in the Commonwealth of Virginia only.
Important: Your property must be located in Harrisonburg City to use these forms. Documents should be recorded at the office below.
This Deed of Trust and Promissory Note meets all recording requirements specific to Harrisonburg City.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Harrisonburg City recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
Get your Harrisonburg City Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4771 Reviews )
Mary L.
March 25th, 2023
Super easy, fast recording time. 100% recommend.
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Deborah B.
January 6th, 2019
Easy download, and super easy to fill out. Had them recorded Friday with zero issues. Recommended.
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Gary B.
March 30th, 2021
After spending $21 to obtain a Quit Claim Deed form, I realized that I was in over my head. There are a lot of legal considerations and I am not familiar enough with the legal terms and choices to feel confident doing it myself. I since hired a paralegal service to prepare my Quit Claim. I wish I knew the knowledge required before I purchased.
Glad to hear you sought the assistance of a legal professional familiar with your specific situation Gary. We always recommend this to anyone not completely sure of what they are doing.
Cheryl B.
August 26th, 2022
I did this on a desktop using a scanned .pdf file. Simple, straight-forward, excellent instructions, easy, fast, and well documented for each step. From account creation to proof of recording: 4 hours... from the comfort of my home. I would highly recommend this service to anyone, including - and maybe especially - those who are looking for fast recording who aren't well versed in computers and on-line processes. Well done in all ways.
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Ashley D.
March 4th, 2021
Was able to print my documents immediately. Documents included deed form, a guide, a sample document, etc. Very helpful!
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Kenneth C.
August 24th, 2020
Great forms, easy to use if you have at least a sixth grade education.
Thank you!
Don R.
January 26th, 2022
From Pennsylvania here. Documents are great and easy to fill out however you are lacking a couple of things. You only provide the option for a Grant Deed when you purchase by your county which is Mercer County for me. Why not give the ability to get a Warranty Deed that better protects the Grantee? Also, being from Pennsylvania and in a county that mined Buituminous Coal we are required to include the Coal Severance Notice and Bituminous Mine Subsidence and Land Conservation Act Notice. You can check the box on your Deed form that they are required and attached but you do not provide the verbiage or form for this. You state that you know what each county requires and include everything required but you do not include these two required Notices. This has been a requirement for years and the wording never changes. I had to look for these Notices and hand type this information and include it on another seperate page after the Notary section on the Deed. The Grantor has to sign the Coal Severance Notice and be witnessed by a Notary so I had to add another place for the Notary and will have to pay twice for witnessed signatures when it could have been included in your document. My Deed from 2003 was done that way and then the Notary statement after that so it was only one notarized witness of signature.
Thank you for your feedback. We really appreciate it. Have a great day!
Susan G.
January 7th, 2023
I was pleased with the example of a completed beneficiary deed and instructions. It made filling out the deed very easy.
Thank you!
LEON S.
November 16th, 2019
recorded deed space to small for corrective deed requirement
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Barbara S.
March 11th, 2021
I found your site easy to use, though I would prefer an option to download to MWords but Adobe works well. The cost is very, very reasonable and provides documents I didn't know were needed. I would recommend this to anyone trying to deal with legal documents.
Thank you!
Nancy O.
August 6th, 2023
Have not actually filed as yet but package seems to answer all my questions and believe this will be a walk in the park instead a a headache or expensive endeavor. Thanks.
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Connie G.
October 15th, 2019
This product makes it so much easier to understand and file forms that you might have to pay an attorney to do. All Counties have their own way of submitting forms and with Deeds you have the correct format.
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Richard B.
April 27th, 2023
Excellent! I was able to complete the documents especially using the instructions as a guide. Thanks
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Scott W.
March 31st, 2020
Wow! That was easy! I was expecting a more difficult process. Upload your docs and wait for a response. Which was minutes later. I would give it 6 stars.
Thank you for your kind words Scott, glad we could help.
Wilma E.
July 18th, 2022
Very satisfied with service and form. Completed form, printed, and submitted to county for processing. Everything went well.
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