Henry County Deed of Trust and Promissory Note Form
Last validated April 21, 2026 by our Forms Development Team
Henry County Deed of Trust Form
Fill in the blank form formatted to comply with all recording and content requirements.

Henry County Deed of Trust Guidelines
Line by line guide explaining every blank on the form.

Henry County Completed Example of the Deed of Trust
Example of a properly completed form for reference.

Henry County Promissory Note Form
Note that is secured by the Deed of Trust.

Henry County Promissory Note Guidelines
Line by line guide explaining every blank on the form.

Henry County Completed Example of the Promissory Note Document
Example of a properly completed form for reference.

Henry County Subordination Agreements
Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.

Henry County Annual Accounting Statement
Mail to borrower for fiscal year reporting. (A request for payoff information under this section may be made one time within a 12-month period without charge) (6.2-418)
All 8 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Virginia and Henry County documents included at no extra charge:
Where to Record Your Documents
Clerk of the Circuit Court
Martinsville, Virginia 24112-3966
Hours: 9:00am to 5:00pm M-F
Phone: (276) 634-4880
Recording Tips for Henry County:
- White-out or correction fluid may cause rejection
- Check margin requirements - usually 1-2 inches at top
- Leave recording info boxes blank - the office fills these
- Bring extra funds - fees can vary by document type and page count
- Ask about their eRecording option for future transactions
Cities and Jurisdictions in Henry County
Properties in any of these areas use Henry County forms:
- Axton
- Bassett
- Collinsville
- Fieldale
- Ridgeway
- Spencer
- Stanleytown
Hours, fees, requirements, and more for Henry County
How do I get my forms?
Forms are available for immediate download after payment. The Henry County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Henry County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Henry County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Henry County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Henry County?
Recording fees in Henry County vary. Contact the recorder's office at (276) 634-4880 for current fees.
Questions answered? Let's get started!
A Deed of Trust (DOT), is a document that conveys title to real property to a trustee as security for a loan until the grantor (borrower) repays the lender according to terms defined in an attached promissory note. It's similar to a mortgage but differs in that mortgages only include two parties (borrower and lender).
In the Commonwealth of Virginia, a Deed of Trust is the most commonly used instrument to secure a loan. Foreclosure can be done non-judicially, saving time and expense. This process is called a Trustee Sale.
There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party) (Our guidelines will show how to choose a Trustee at little to no cost)
Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take an action against any person for damages.
Due on Sale Clause: It allows the lender to call or modify the loan if the borrower conveys/sells the property. ("Notice - The debt secured hereby is subject to call in full or the terms thereof being modified in the event of sale or conveyance of the property conveyed.") Required format where (any loan is secured by a mortgage or deed of trust on real property comprised of one- to four-family residential dwelling units.) (VA. Revised Statutes 6.2-417)
These forms are flexible, they can be used for financing residential property, agricultural property, rental property, condominiums, and or small office buildings, with or without existing liens and encumbrances.
A "Special Provisions" section is included for any information specific to your transaction.
The Promissory Note offers options of financing, conventional installments, or installments combined with a balloon payment, common with Owner Financing transactions. Late Charges and Default rates are set within.
(Any lender or seller may impose a late charge for failure to make timely payment of any installment due on a debt, whether installment or single maturity, provided that such late charge does not exceed five percent of the amount of such installment payment and that the charge is specified in the contract between the lender or seller and the debtor.) (6.2-400 (B))
In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee, which fee shall be due at the time this Note is otherwise paid in full. The "Overdue Loan Fee" shall be determined based upon the outstanding principal balance of this Note as of the Maturity Date and shall be:
(a) one percent (1.0%) Of such principal balance if the Note is paid in full on or after thirty (30) days after the Maturity Date but less than sixty (60) days after the Maturity Date, or
(b) two percent (2.0%) of such principal balance if the Note is paid in full on or after sixty (60) days after the Maturity Date.
A Deed of Trust secured by a Promissory Note that includes stringent default terms, can be advantageous to the Lender and favorable to Owner Financing.
(Virginia DOT Package includes forms, guidelines, and completed examples) For use in the Commonwealth of Virginia only.
Important: Your property must be located in Henry County to use these forms. Documents should be recorded at the office below.
This Deed of Trust and Promissory Note meets all recording requirements specific to Henry County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Henry County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
Get your Henry County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4699 Reviews )
Richard L.
February 13th, 2021
Thanks for the complete and reasonably priced set of docs. I was specifically looking for and glad to find a current version of a TOD deed following the California extension.
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Hideo K.
September 12th, 2023
Very prompt and satisfied with the service.
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Scotty A.
October 2nd, 2021
A great time and money saver that also has a money back guarantee. I received all the pertinent forms and instructions for less than a family eating a fast food dinner.
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Patrick S.
March 4th, 2019
Excellent!
Thank you!
Ronald C.
January 8th, 2019
Waste of money. The deed form was not printable after completion. Had to create a new form in word on my own.
Sorry to hear that you had printing issues. If you had contacted us we might have been able to help troubleshoot your issue. We certainly do not want you to have to pay for something you could not use. We have canceled your order and refunded your payment.
ziad k.
June 4th, 2024
FIRST TIME USER EXCELENT SERVICE.
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Bridgit L.
May 20th, 2020
I must admit I was a bit hesitant to record a document online, but I am impressed by how quickly the process took from the initial sign-on, uploading and recording! I will definitely use your services again.
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David S.
October 20th, 2020
I downloaded the quit claim deed form and saved it on my computer. I opened it with Adobe and filled it out. The space for the legal description was too small (2 lines only) which did not allow enough room for the long property description that I had.
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Ute P.
February 14th, 2019
Thank you it was hard for me to pull these documents online you been a big help since I am in a different state, quick and awesome.
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Keith K.
October 21st, 2022
More expensive that I would have thought.
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Michael G M.
October 26th, 2022
The download files should have the name of the form included. The present numeric soup is frustrating to navigate.
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John H.
October 13th, 2019
works nice
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Arturo P.
August 16th, 2021
Super easy to use! Totally satisfied. Thanks.
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Sherri R.
December 24th, 2025
I was impressed with how quick and easy the process was.
Happy we could assist. Thank you for sharing your experience.
David C.
December 14th, 2018
I needed to file an affidavit of succession. I downloaded the forms and filled in the blanks. The instructions and example sheet were very helpful. I got the paper recorded with the county today and all went smoothly. Good product.
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