Williamsburg City Deed of Trust and Promissory Note Form

Williamsburg City Deed of Trust Form
Fill in the blank form formatted to comply with all recording and content requirements.

Williamsburg City Deed of Trust Guidelines
Line by line guide explaining every blank on the form.

Williamsburg City Completed Example of the Deed of Trust
Example of a properly completed form for reference.

Williamsburg City Promissory Note Form
Note that is secured by the Deed of Trust.

Williamsburg City Promissory Note Guidelines
Line by line guide explaining every blank on the form.

Williamsburg City Completed Example of the Promissory Note Document
Example of a properly completed form for reference.

Williamsburg City Subordination Agreements
Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.

Williamsburg City Annual Accounting Statement
Mail to borrower for fiscal year reporting. (A request for payoff information under this section may be made one time within a 12-month period without charge) (6.2-418)
All 8 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Virginia and Williamsburg City documents included at no extra charge:
Where to Record Your Documents
Williamsburg Circuit Court Clerk
Williamsburg, Virginia 23188-8213
Hours: 8:30 to 4:30 M-F / Recording until 4:00
Phone: (757) 564-2242
Recording Tips for Williamsburg City:
- Verify all names are spelled correctly before recording
- Documents must be on 8.5 x 11 inch white paper
- Recorded documents become public record - avoid including SSNs
- Check margin requirements - usually 1-2 inches at top
Cities and Jurisdictions in Williamsburg City
Properties in any of these areas use Williamsburg City forms:
- Williamsburg
Hours, fees, requirements, and more for Williamsburg City
How do I get my forms?
Forms are available for immediate download after payment. The Williamsburg City forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Williamsburg City?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Williamsburg City including margin requirements, content requirements, font and font size requirements.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Williamsburg City you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Williamsburg City?
Recording fees in Williamsburg City vary. Contact the recorder's office at (757) 564-2242 for current fees.
Questions answered? Let's get started!
A Deed of Trust (DOT), is a document that conveys title to real property to a trustee as security for a loan until the grantor (borrower) repays the lender according to terms defined in an attached promissory note. It's similar to a mortgage but differs in that mortgages only include two parties (borrower and lender).
In the Commonwealth of Virginia, a Deed of Trust is the most commonly used instrument to secure a loan. Foreclosure can be done non-judicially, saving time and expense. This process is called a Trustee Sale.
There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party) (Our guidelines will show how to choose a Trustee at little to no cost)
Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take an action against any person for damages.
Due on Sale Clause: It allows the lender to call or modify the loan if the borrower conveys/sells the property. ("Notice - The debt secured hereby is subject to call in full or the terms thereof being modified in the event of sale or conveyance of the property conveyed.") Required format where (any loan is secured by a mortgage or deed of trust on real property comprised of one- to four-family residential dwelling units.) (VA. Revised Statutes 6.2-417)
These forms are flexible, they can be used for financing residential property, agricultural property, rental property, condominiums, and or small office buildings, with or without existing liens and encumbrances.
A "Special Provisions" section is included for any information specific to your transaction.
The Promissory Note offers options of financing, conventional installments, or installments combined with a balloon payment, common with Owner Financing transactions. Late Charges and Default rates are set within.
(Any lender or seller may impose a late charge for failure to make timely payment of any installment due on a debt, whether installment or single maturity, provided that such late charge does not exceed five percent of the amount of such installment payment and that the charge is specified in the contract between the lender or seller and the debtor.) (6.2-400 (B))
In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee, which fee shall be due at the time this Note is otherwise paid in full. The "Overdue Loan Fee" shall be determined based upon the outstanding principal balance of this Note as of the Maturity Date and shall be:
(a) one percent (1.0%) Of such principal balance if the Note is paid in full on or after thirty (30) days after the Maturity Date but less than sixty (60) days after the Maturity Date, or
(b) two percent (2.0%) of such principal balance if the Note is paid in full on or after sixty (60) days after the Maturity Date.
A Deed of Trust secured by a Promissory Note that includes stringent default terms, can be advantageous to the Lender and favorable to Owner Financing.
(Virginia DOT Package includes forms, guidelines, and completed examples) For use in the Commonwealth of Virginia only.
Important: Your property must be located in Williamsburg City to use these forms. Documents should be recorded at the office below.
This Deed of Trust and Promissory Note meets all recording requirements specific to Williamsburg City.
Our Promise
The documents you receive here will meet, or exceed, the Williamsburg City recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Williamsburg City Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4573 Reviews )
Wava B.
January 8th, 2021
Obtaining the form was quick and easy. Thank You
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Patricia D.
January 22nd, 2019
It worked great- I had a little trouble at first with the site, figuring out where to do what, but the form was much better than the one we purchased at Staples, loved being able to fill out with the computer. We did need the other form as per the screen prior to ordering but couldn't figure out which one. The ladies at the recorders were great too.
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ronald d.
February 19th, 2021
I found that the website was laid out well and referenced documents were professionally created.
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chris m.
March 10th, 2022
Was warned by attorney that forms from internet have lots of mistakes. But after looking all over, took a chance on here. So far, I am satisfied, and actually happy that I got something that (I believe) meets my state and local requirements. Haven't filed the deed yet, or had to put it into effect, but being able to pick the local area, and have the relevant state law listed on the deed, gives me confidence. Also, got the whole package of possibly relevant forms, and a very good guide how to prep the deed with a sample completed deed - greatly appreciated!
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Kristina H.
January 23rd, 2020
Everything I needed to complete my release of lien was easy to obtain from Deed.com - and the example and instructions were helpful as well. The website is simple and efficient. Thanks!
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June 3rd, 2021
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July 16th, 2019
As advertised. good value.
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December 29th, 2023
I am very happy with this service
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Taylor W.
February 2nd, 2021
This was the quickest NOC recording i have ever done. I will definitely be using deeds.com from here on out for recordings!
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jen k.
June 15th, 2022
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Donna F.
March 4th, 2019
Straight forward easy to understand completing my document. The guide readily explained filing all portions of the document.
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March 17th, 2021
Very satisfied with your service. Considering how complicated real estate titles are, this could not have been simpler. Your website worked perfectly.
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Vernon A L.
March 23rd, 2022
They are forms....no magic there. I still have to round up the details.
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Janet B.
July 28th, 2020
Review: Very user friendly and that is very important to me. Quick, easy and clear instructions. I would highly recommend deeds.com for your online filing services.
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October 22nd, 2021
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