Grant County Deed of Trust and Promissory Note Form (West Virginia)

All Grant County specific forms and documents listed below are included in your immediate download package:

Deed of Trust Form

Grant County Deed of Trust Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Grant County compliant document last validated/updated 4/2/2025

Deed of Trust Guidelines

Grant County Deed of Trust Guidelines

Line by line guide explaining every blank on the form.
Included Grant County compliant document last validated/updated 5/1/2025

Completed Example of the Deed of Trust Document

Grant County Completed Example of the Deed of Trust Document

Example of a properly completed form for reference.
Included Grant County compliant document last validated/updated 5/20/2025

Promissory Note Form

Grant County Promissory Note Form

Note that is secured by the Deed of Trust.
Included Grant County compliant document last validated/updated 1/31/2025

Promissory Note Guidelines

Grant County Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included Grant County compliant document last validated/updated 5/7/2025

Completed Example of the Promissory Note Document

Grant County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.
Included Grant County compliant document last validated/updated 5/23/2025

Subordination Agreements

Grant County Subordination Agreements

Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.
Included Grant County compliant document last validated/updated 6/9/2025

Annual Accounting Statement

Grant County Annual Accounting Statement

Mail to borrower for fiscal year reporting.
Included Grant County compliant document last validated/updated 2/19/2025

When using these Deed of Trust and Promissory Note forms, the subject real estate must be physically located in Grant County. The executed documents should then be recorded in the following office:

Grant County

Courthouse - 5 Highland Ave, Petersburg, West Virginia 26847-1705

Hours: Monday-Friday 8am-5pm

Phone: (304) 257-4422 or 4550 or 4545

Local jurisdictions located in Grant County include:

  • Bayard
  • Cabins
  • Gormania
  • Lahmansville
  • Maysville
  • Mount Storm
  • Petersburg

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Grant County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Grant County using our eRecording service.
Are these forms guaranteed to be recordable in Grant County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Grant County including margin requirements, content requirements, font and font size requirements.

Can the Deed of Trust and Promissory Note forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Grant County that you need to transfer you would only need to order our forms once for all of your properties in Grant County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by West Virginia or Grant County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Grant County Deed of Trust and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

There are three parties in this Deed of Trust:
1- The Trustor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party)
Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take action against any person for damages.
In West Virginia, a Deed of Trust (DOT) is the most commonly used instrument to secure a loan. If the DOT has a "Power of Sale" clause, foreclosure can be done non-judicially, saving time and expense, because the trustee doesn't require the court's involvement. This process is called a Trustee Sale. Explained in WV Statute 38-1-3. "Sales under trust deeds."

Proceeds of Trustee Sale: After deducting all costs, fees and expenses of Trustee and of this trust, including the cost of evidence of title in connection with the sale and reasonable attorney's fees, trustee shall apply the proceeds of sale to payment of all sums then secured hereby and all other sums due under the terms hereof, with accrued interest, and the remainder, if any, to the persons legally entitled thereto or as provided by W. VA. ARTICLE 1, 38-1-7.

(38-1-2. Form of deed of trust; memorandum of deed of trust may be recorded.) This Form is fully formatted for W.VA. recording requirements.

Promissory Note secured by Deed of Trust.
In general, the lender can charge 6% with no written contract and 8% with a written contract. Exceptions are made, see W. VA. Statute 47-6-5, "Legal rate of interest".

Terms:
A- Principle Owed and Maturity Date of Loan

B- Payments - Traditional Installment or installments with a Balloon Payment.

C- Late Payments: So much $ owed after X number of days, plus $ for each day after.

D- Default Rate: If payment is at least 30 days past due, then the principal balance shall bear interest at default rate of $$$.

E- Overdue Loan Fee: In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee.

F- Default Terms: If any of the following events of default occur, this Note and any other obligations of the Borrower to the Lender, shall become due immediately, without demand or notice:
1) the failure of the Borrower to pay the principal and any accrued interest when due;
2) the filing of bankruptcy proceedings involving the Borrower as a debtor;
3) the application for the appointment of a receiver for the Borrower;
4) the making of a general assignment for the benefit of the Borrower's creditors;
5) the insolvency of the Borrower;
6) a misrepresentation by the Borrower to the Lender for the purpose of obtaining or extending credit.
7) In addition, the Borrower shall be in default if there is a sale, transfer, assignment, or any other disposition of any real estate pledged as collateral for the payment of this Note, or if there is a default in any security agreement which secures this Note.

G- Venue: If legal action is required, Lender provides the County of such actions.

This package can be used for financing of residential property, a condominium, a small office building and rental property (up to 4 units). A Promissory Note secured by a Deed of Trust with strong default terms can be beneficial to the Lender. This form has terms and conditions defined by W. VA. Statutes, for use in W. VA only.

(West Virginia DOT Package includes forms, guidelines, and completed examples)

Our Promise

The documents you receive here will meet, or exceed, the Grant County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Grant County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4556 Reviews )

Robert H.

June 23rd, 2025

Great service, easy way to get accurate documents

Reply from Staff

Thanks, Robert! We're glad you found the service easy to use and the documents accurate—just what we aim for. Appreciate you taking the time to share your experience!

Andre H.

June 19th, 2025

World class forms, great for someone like me that has no clue what I'm doing! Always better to let the pros do it than think one knows it all and gets themselves in trouble!

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

LeiLoni L.

June 18th, 2025

This site was easy to use.

Reply from Staff

Thank you for your positive words! We’re thrilled to hear about your experience.

Brenda Y.

January 14th, 2020

Five stars rating for sure. All so easy to download and print from your home computer. I live in rural Arizona and have no store to run in to like the lady at the County office told me, so Deeds.com is the best.

Brenda Y.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Jeannette C.

October 22nd, 2021

Very useful service!

This was easy and quick. It guides you through each step and emails update you during the process.

Will use again!

Reply from Staff

Thank you!

ziad k.

June 4th, 2024

FIRST TIME USER EXCELENT SERVICE.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Charles S.

September 15th, 2022

I was very please with the deed, deed of trust and the deed of trust note. It save me a lot of preparation time.

Reply from Staff

Thank you!

Gloria L.

June 18th, 2022

Quick and simple process! I wish I would have used them sooner!

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Jamie P.

December 9th, 2024

Got it next business day in the morning. Saved me phone call and perhaps a trip to courthouse. Very pleased.

Reply from Staff

Your satisfaction with our services is of utmost importance to us. Thank you for letting us know how we did!

Richard S.

August 13th, 2020

Not user friendly, and not an Adobe fan. The first page of Quitclaim Deed form cuts off the Parcel Identification line on the bottom. Also quite a few forms showed up to be downloaded , after I paid, so I was unsure if all the forms were part of the quitclaim package. I have adobe but was unable to locate the forms in adobe on my computer after I downloaded them. Just wanted to print out one quitclaim deed form, which would have taken less that 3 minutes. instead it took 97 minutes. Thank you, though, for having the form there.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Keith K.

October 21st, 2022

More expensive that I would have thought.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Karen F.

June 6th, 2022

The documents' format contained information needed to complete the necessary paperwork for filing with Georgia. However, the fields were not large enough to put the legal description in, and there was no way to enlarge the area. These were only semi-helpful in providing what I needed per Georgia's filing requirement.

Reply from Staff

Thank you!

Shirley W.

August 26th, 2021

I found the form easy to file out. But everything else was confusing with very little direction and help.

Reply from Staff

Thank you!

Robson A.

June 15th, 2021

Very easy & efficient to use! I would have had to drive an hour to the county office. So glad this worked instead!
You should advertise more....if I hadn't done research I would never have known about your service.

Reply from Staff

Thank you!

Sallie S.

January 24th, 2019

Great speedy service with access to areas beyond my reach.

Reply from Staff

Thank you Sallie, have a great day!