West Virginia Forms

Hancock County Deed of Trust and Promissory Note Form

Hancock County Deed of Trust Form

Hancock County Deed of Trust Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 4/2/2025
Hancock County Deed of Trust Guidelines

Hancock County Deed of Trust Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 8/14/2025
Hancock County Completed Example of the Deed of Trust Document

Hancock County Completed Example of the Deed of Trust Document

Example of a properly completed form for reference.

Document Last Validated 8/18/2025
Hancock County Promissory Note Form

Hancock County Promissory Note Form

Note that is secured by the Deed of Trust.

Document Last Validated 8/25/2025
Hancock County Promissory Note Guidelines

Hancock County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 6/24/2025
Hancock County Completed Example of the Promissory Note Document

Hancock County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.

Document Last Validated 8/7/2025
Hancock County Subordination Agreements

Hancock County Subordination Agreements

Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.

Document Last Validated 6/9/2025
Hancock County Annual Accounting Statement

Hancock County Annual Accounting Statement

Mail to borrower for fiscal year reporting.

Document Last Validated 8/12/2025

All 8 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Hancock County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Hancock County Clerk
Address:
102 North Court St / PO Box 367
New Cumberland, West Virginia 26047

Hours: 7:30 to 4:30 M-F

Phone: (304) 564-3311 x266

Recording Tips for Hancock County:
  • Bring your driver's license or state-issued photo ID
  • Check margin requirements - usually 1-2 inches at top
  • Avoid the last business day of the month when possible
  • Make copies of your documents before recording - keep originals safe

Cities and Jurisdictions in Hancock County

Properties in any of these areas use Hancock County forms:

  • Chester
  • New Cumberland
  • New Manchester
  • Newell
  • Weirton

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Hancock County

How do I get my forms?

Forms are available for immediate download after payment. The Hancock County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Hancock County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Hancock County including margin requirements, content requirements, font and font size requirements.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Hancock County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Hancock County?

Recording fees in Hancock County vary. Contact the recorder's office at (304) 564-3311 x266 for current fees.

Questions answered? Let's get started!

There are three parties in this Deed of Trust:
1- The Trustor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party)
Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take action against any person for damages.
In West Virginia, a Deed of Trust (DOT) is the most commonly used instrument to secure a loan. If the DOT has a "Power of Sale" clause, foreclosure can be done non-judicially, saving time and expense, because the trustee doesn't require the court's involvement. This process is called a Trustee Sale. Explained in WV Statute 38-1-3. "Sales under trust deeds."

Proceeds of Trustee Sale: After deducting all costs, fees and expenses of Trustee and of this trust, including the cost of evidence of title in connection with the sale and reasonable attorney's fees, trustee shall apply the proceeds of sale to payment of all sums then secured hereby and all other sums due under the terms hereof, with accrued interest, and the remainder, if any, to the persons legally entitled thereto or as provided by W. VA. ARTICLE 1, 38-1-7.

(38-1-2. Form of deed of trust; memorandum of deed of trust may be recorded.) This Form is fully formatted for W.VA. recording requirements.

Promissory Note secured by Deed of Trust.
In general, the lender can charge 6% with no written contract and 8% with a written contract. Exceptions are made, see W. VA. Statute 47-6-5, "Legal rate of interest".

Terms:
A- Principle Owed and Maturity Date of Loan

B- Payments - Traditional Installment or installments with a Balloon Payment.

C- Late Payments: So much $ owed after X number of days, plus $ for each day after.

D- Default Rate: If payment is at least 30 days past due, then the principal balance shall bear interest at default rate of $$$.

E- Overdue Loan Fee: In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee.

F- Default Terms: If any of the following events of default occur, this Note and any other obligations of the Borrower to the Lender, shall become due immediately, without demand or notice:
1) the failure of the Borrower to pay the principal and any accrued interest when due;
2) the filing of bankruptcy proceedings involving the Borrower as a debtor;
3) the application for the appointment of a receiver for the Borrower;
4) the making of a general assignment for the benefit of the Borrower's creditors;
5) the insolvency of the Borrower;
6) a misrepresentation by the Borrower to the Lender for the purpose of obtaining or extending credit.
7) In addition, the Borrower shall be in default if there is a sale, transfer, assignment, or any other disposition of any real estate pledged as collateral for the payment of this Note, or if there is a default in any security agreement which secures this Note.

G- Venue: If legal action is required, Lender provides the County of such actions.

This package can be used for financing of residential property, a condominium, a small office building and rental property (up to 4 units). A Promissory Note secured by a Deed of Trust with strong default terms can be beneficial to the Lender. This form has terms and conditions defined by W. VA. Statutes, for use in W. VA only.

(West Virginia DOT Package includes forms, guidelines, and completed examples)

Important: Your property must be located in Hancock County to use these forms. Documents should be recorded at the office below.

This Deed of Trust and Promissory Note meets all recording requirements specific to Hancock County.

Our Promise

The documents you receive here will meet, or exceed, the Hancock County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Hancock County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4581 Reviews )

Elizabeth R.

April 20th, 2023

It was easy to download and save the Revocation of Beneficiary of Deed form. The example and instructions helped a lot. When I went to file with the county clerk's office, she read through it carefully and said "perfect" when she was through. Thank you for making it so easy!

Reply from Staff

Thank you!

Donald S.

March 16th, 2021

Guidelines somewhat helpful. Forms fillable but not editable unless you buy an Adobe conversion service subscription. End product looks crude and amateurish. Fields can't be reduced or enlarged to accommodate unique data. Very disappointing.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Nicole M.

June 3rd, 2020

This is my very first use with your company. I submitted my package and within the hour you had responded with an Invoice for me to pay so you could proceed with my recording. So far I am very impressed! Thank you.

Reply from Staff

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Clarence F.

January 25th, 2022

very easy to use !!!

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Rodney K.

April 12th, 2022

I need more time to review the vast number of documents received for such a good price. Hoping your info allows me to meet with and talk intelligently with a lawyer.

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John H.

September 13th, 2021

Quality product. Forms are as advertised. Easy to use site.

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Susan M.

November 20th, 2020

It was easy to use and clear directions.

Reply from Staff

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Robert F.

July 11th, 2023

This service is excellent. I submitted a Quickclaim Deed so my home would be in the name of a Living Trust I had just created. This was my first attempted at any of this and the staff person, KVH, who reviewed my Deed was extremely helpful and quick to respond to any questions I had and to make sure the Deed had the correct information before submittal to the county for recording. I started the process one afternoon and by the next day, the Deed was submitted to, and recorded in, my county. I will use them again whenever needed.

Reply from Staff

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Tracey B.

January 7th, 2019

Has no problems at all, everything was perfect. TB

Reply from Staff

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February 4th, 2020

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Sohaib R.

April 4th, 2022

Digital anything can be extremely convenient and quick, and my experience with Deeds.com has been exactly that. Very worth their fee. (I used them to record real property records/deeds in Texas).

Reply from Staff

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Dawn L.

May 26th, 2022

Not totally satisfied as unable to edit as needed on signature page of the deed. I want to be able to date the document and don't want the verbage "signed, sealed and delivered in the presence of" to appear and cannot remove it. The notary will make his or her own statement below as to the date executed.

Reply from Staff

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Maria Lucy A.

August 5th, 2020

Very good service. Directions were easy to follow to obtain the document I needed.

Reply from Staff

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iris e.

April 11th, 2024

Easy to use website. customer service messages you back super quickly. They also double check your work and if anything is missing they message me right away. Price is reasonable. I highly recommend their services. 5 Star hands Down!!

Reply from Staff

We are grateful for your engagement and feedback, which help us to serve you better. Thank you for being an integral part of our community.

Ardys A.

January 13th, 2019

Very pleased with all the info I received and not just a blank form.

Reply from Staff

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