West Virginia Forms

Nicholas County Deed of Trust and Promissory Note Form

Nicholas County Deed of Trust Form

Nicholas County Deed of Trust Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 4/2/2025
Nicholas County Deed of Trust Guidelines

Nicholas County Deed of Trust Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 8/14/2025
Nicholas County Completed Example of the Deed of Trust Document

Nicholas County Completed Example of the Deed of Trust Document

Example of a properly completed form for reference.

Document Last Validated 8/18/2025
Nicholas County Promissory Note Form

Nicholas County Promissory Note Form

Note that is secured by the Deed of Trust.

Document Last Validated 8/25/2025
Nicholas County Promissory Note Guidelines

Nicholas County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 6/24/2025
Nicholas County Completed Example of the Promissory Note Document

Nicholas County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.

Document Last Validated 8/7/2025
Nicholas County Subordination Agreements

Nicholas County Subordination Agreements

Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.

Document Last Validated 6/9/2025
Nicholas County Annual Accounting Statement

Nicholas County Annual Accounting Statement

Mail to borrower for fiscal year reporting.

Document Last Validated 8/12/2025

All 8 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Nicholas County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Nicholas County Clerk
Address:
Courthouse - 700 Main St
Summersville, West Virginia 26651-1444

Hours: 8:30 to 4:30 M-F

Phone: (304) 872-7820

Recording Tips for Nicholas County:
  • Check that your notary's commission hasn't expired
  • Ask if they accept credit cards - many offices are cash/check only
  • Both spouses typically need to sign if property is jointly owned
  • Bring extra funds - fees can vary by document type and page count

Cities and Jurisdictions in Nicholas County

Properties in any of these areas use Nicholas County forms:

  • Belva
  • Birch River
  • Calvin
  • Canvas
  • Craigsville
  • Dixie
  • Drennen
  • Fenwick
  • Gilboa
  • Keslers Cross Lanes
  • Leivasy
  • Mount Lookout
  • Mount Nebo
  • Nettie
  • Pool
  • Richwood
  • Summersville
  • Swiss
  • Tioga

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Nicholas County

How do I get my forms?

Forms are available for immediate download after payment. The Nicholas County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Nicholas County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Nicholas County including margin requirements, content requirements, font and font size requirements.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Nicholas County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Nicholas County?

Recording fees in Nicholas County vary. Contact the recorder's office at (304) 872-7820 for current fees.

Questions answered? Let's get started!

There are three parties in this Deed of Trust:
1- The Trustor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party)
Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take action against any person for damages.
In West Virginia, a Deed of Trust (DOT) is the most commonly used instrument to secure a loan. If the DOT has a "Power of Sale" clause, foreclosure can be done non-judicially, saving time and expense, because the trustee doesn't require the court's involvement. This process is called a Trustee Sale. Explained in WV Statute 38-1-3. "Sales under trust deeds."

Proceeds of Trustee Sale: After deducting all costs, fees and expenses of Trustee and of this trust, including the cost of evidence of title in connection with the sale and reasonable attorney's fees, trustee shall apply the proceeds of sale to payment of all sums then secured hereby and all other sums due under the terms hereof, with accrued interest, and the remainder, if any, to the persons legally entitled thereto or as provided by W. VA. ARTICLE 1, 38-1-7.

(38-1-2. Form of deed of trust; memorandum of deed of trust may be recorded.) This Form is fully formatted for W.VA. recording requirements.

Promissory Note secured by Deed of Trust.
In general, the lender can charge 6% with no written contract and 8% with a written contract. Exceptions are made, see W. VA. Statute 47-6-5, "Legal rate of interest".

Terms:
A- Principle Owed and Maturity Date of Loan

B- Payments - Traditional Installment or installments with a Balloon Payment.

C- Late Payments: So much $ owed after X number of days, plus $ for each day after.

D- Default Rate: If payment is at least 30 days past due, then the principal balance shall bear interest at default rate of $$$.

E- Overdue Loan Fee: In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee.

F- Default Terms: If any of the following events of default occur, this Note and any other obligations of the Borrower to the Lender, shall become due immediately, without demand or notice:
1) the failure of the Borrower to pay the principal and any accrued interest when due;
2) the filing of bankruptcy proceedings involving the Borrower as a debtor;
3) the application for the appointment of a receiver for the Borrower;
4) the making of a general assignment for the benefit of the Borrower's creditors;
5) the insolvency of the Borrower;
6) a misrepresentation by the Borrower to the Lender for the purpose of obtaining or extending credit.
7) In addition, the Borrower shall be in default if there is a sale, transfer, assignment, or any other disposition of any real estate pledged as collateral for the payment of this Note, or if there is a default in any security agreement which secures this Note.

G- Venue: If legal action is required, Lender provides the County of such actions.

This package can be used for financing of residential property, a condominium, a small office building and rental property (up to 4 units). A Promissory Note secured by a Deed of Trust with strong default terms can be beneficial to the Lender. This form has terms and conditions defined by W. VA. Statutes, for use in W. VA only.

(West Virginia DOT Package includes forms, guidelines, and completed examples)

Important: Your property must be located in Nicholas County to use these forms. Documents should be recorded at the office below.

This Deed of Trust and Promissory Note meets all recording requirements specific to Nicholas County.

Our Promise

The documents you receive here will meet, or exceed, the Nicholas County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Nicholas County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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June 22nd, 2022

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January 25th, 2022

very easy to use !!!

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Michael L.

December 28th, 2018

I accidentally ordered the wrong deed package. Was looking for a quit claim deed and got a trustee deed. I immediately emailed the company, nothing back from them. I would like to exchange my purchase.

Reply from Staff

Thank you for your feedback. We replied to your message on December 20th at 2:05 pm, the reply was as follows: As a one time courtesy we have canceled your order/payment for the Trustee Deed document.

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February 23rd, 2019

Great company to work with, quick responses.

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April 22nd, 2020

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December 3rd, 2020

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Mary H.

July 27th, 2022

Great source for forms acceptable to the county.

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November 4th, 2020

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November 10th, 2020

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Phoenix D.

August 17th, 2020

I was looking for the proper quit claim deed for my state. I found it on deeds.com along with instructions and a sample. I couldn't have filed without them.

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Ronnie W T.

September 16th, 2022

Very fast and efficient as soon as we paid for the document, it was downloaded to us immediately.

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August 12th, 2020

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James S.

August 26th, 2020

unbelievable Deeds Rocks Start to finish 2=Day Recommended by Coconino County Recorders office in Arizona there were incomplete sections. I would correct and resubmit . All done Yeah!!!!!!

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Willard V.

May 11th, 2025

While it's nice to get all the forms and info in one package for a reasonable cost, the fixed format of the form does not allow for a lengthy meet and bounds property description for real property. Also, the Cover Sheet has big fillable sections with no instructions about what's supposed to go there. I tried the "Contact Us" link, but all it does is spin saying it's trying verify the security of my connection. Looks like I;m going to have to create my own deed in MS Word instead of just filling in the blacks of the PDF file that I downloaded. Bummer!

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Hideo K.

September 12th, 2023

Very prompt and satisfied with the service.

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