Taylor County Deed of Trust and Promissory Note Form

Taylor County Deed of Trust Form
Fill in the blank form formatted to comply with all recording and content requirements.

Taylor County Deed of Trust Guidelines
Line by line guide explaining every blank on the form.

Taylor County Completed Example of the Deed of Trust Document
Example of a properly completed form for reference.

Taylor County Promissory Note Form
Note that is secured by the Deed of Trust.

Taylor County Promissory Note Guidelines
Line by line guide explaining every blank on the form.

Taylor County Completed Example of the Promissory Note Document
Example of a properly completed form for reference.

Taylor County Subordination Agreements
Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.

Taylor County Annual Accounting Statement
Mail to borrower for fiscal year reporting.
All 8 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional West Virginia and Taylor County documents included at no extra charge:
Where to Record Your Documents
Taylor County Clerk
Grafton, West Virginia 26452
Hours: Monday - Friday 8:00am - 4:30pm
Phone: (304) 265-1401
Recording Tips for Taylor County:
- White-out or correction fluid may cause rejection
- Recorded documents become public record - avoid including SSNs
- Both spouses typically need to sign if property is jointly owned
Cities and Jurisdictions in Taylor County
Properties in any of these areas use Taylor County forms:
- Flemington
- Grafton
- Rosemont
- Simpson
- Thornton
Hours, fees, requirements, and more for Taylor County
How do I get my forms?
Forms are available for immediate download after payment. The Taylor County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Taylor County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Taylor County including margin requirements, content requirements, font and font size requirements.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Taylor County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Taylor County?
Recording fees in Taylor County vary. Contact the recorder's office at (304) 265-1401 for current fees.
Questions answered? Let's get started!
There are three parties in this Deed of Trust:
1- The Trustor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party)
Basic Concept. The Trustor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take action against any person for damages.
In West Virginia, a Deed of Trust (DOT) is the most commonly used instrument to secure a loan. If the DOT has a "Power of Sale" clause, foreclosure can be done non-judicially, saving time and expense, because the trustee doesn't require the court's involvement. This process is called a Trustee Sale. Explained in WV Statute 38-1-3. "Sales under trust deeds."
Proceeds of Trustee Sale: After deducting all costs, fees and expenses of Trustee and of this trust, including the cost of evidence of title in connection with the sale and reasonable attorney's fees, trustee shall apply the proceeds of sale to payment of all sums then secured hereby and all other sums due under the terms hereof, with accrued interest, and the remainder, if any, to the persons legally entitled thereto or as provided by W. VA. ARTICLE 1, 38-1-7.
(38-1-2. Form of deed of trust; memorandum of deed of trust may be recorded.) This Form is fully formatted for W.VA. recording requirements.
Promissory Note secured by Deed of Trust.
In general, the lender can charge 6% with no written contract and 8% with a written contract. Exceptions are made, see W. VA. Statute 47-6-5, "Legal rate of interest".
Terms:
A- Principle Owed and Maturity Date of Loan
B- Payments - Traditional Installment or installments with a Balloon Payment.
C- Late Payments: So much $ owed after X number of days, plus $ for each day after.
D- Default Rate: If payment is at least 30 days past due, then the principal balance shall bear interest at default rate of $$$.
E- Overdue Loan Fee: In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee.
F- Default Terms: If any of the following events of default occur, this Note and any other obligations of the Borrower to the Lender, shall become due immediately, without demand or notice:
1) the failure of the Borrower to pay the principal and any accrued interest when due;
2) the filing of bankruptcy proceedings involving the Borrower as a debtor;
3) the application for the appointment of a receiver for the Borrower;
4) the making of a general assignment for the benefit of the Borrower's creditors;
5) the insolvency of the Borrower;
6) a misrepresentation by the Borrower to the Lender for the purpose of obtaining or extending credit.
7) In addition, the Borrower shall be in default if there is a sale, transfer, assignment, or any other disposition of any real estate pledged as collateral for the payment of this Note, or if there is a default in any security agreement which secures this Note.
G- Venue: If legal action is required, Lender provides the County of such actions.
This package can be used for financing of residential property, a condominium, a small office building and rental property (up to 4 units). A Promissory Note secured by a Deed of Trust with strong default terms can be beneficial to the Lender. This form has terms and conditions defined by W. VA. Statutes, for use in W. VA only.
(West Virginia DOT Package includes forms, guidelines, and completed examples)
Important: Your property must be located in Taylor County to use these forms. Documents should be recorded at the office below.
This Deed of Trust and Promissory Note meets all recording requirements specific to Taylor County.
Our Promise
The documents you receive here will meet, or exceed, the Taylor County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Taylor County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4581 Reviews )
Leonard H.
November 21st, 2019
Just perfect for what I needed. Made the property transfer very easy.
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June 15th, 2021
Great product; Got the Job done.
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Robert S.
January 10th, 2019
Documents available immediately as advertised. Was easy to understand the guide and complete the deed form for notarization and filing for recording.
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October 7th, 2020
Looked everywhere to find what I needed. Found your website and there it was. Very pleased with the speed that I received my documents in. Will definitely keep you in my go to.
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December 17th, 2020
Great service
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March 12th, 2024
Amazing! Great prompt service and follow up. I couldn’t be happier
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Lori C.
November 15th, 2019
It just a little disconcerting that I was not able to preview any of the forms prior to purchasing them. Thank goodness they were the correct forms I needed. I would suggest being able to at least make the picture of the forms a little larger or give the capability to zoom in.
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January 24th, 2019
Great speedy service with access to areas beyond my reach.
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Connie H.
January 18th, 2019
I really appreciated the detailed instructions provided with the document. The instructions made it easy to fill it out correctly. Filed the document with the courthouse the next day and have received confirmation that it has been filed.
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GARY S.
April 16th, 2021
I thought your forms are great. Easy to use with instructions provided.
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Diana M.
June 25th, 2020
First time user - process went very smooth and fast. It took me a little to find my messages. At first I didn't know you process documents other than deeds so maybe you should consider putting on your home page that it's not only for deeds - it's for any document that needs recording. :)
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Margaret M.
October 28th, 2019
Great job with these forms. Super easy and up to date, a rare find online these days. Thank you.
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Michael A.
November 14th, 2020
Customer service was poor. I felt like I had to debate the representative to provide guidance and assistance. They acted as though I knew the process, the documents involved, etc. At the same time, they asked me to confirm which documents or at least pages needed to be filed. I was leaning of Deeds.com for their expertise.
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Amy L B.
March 12th, 2025
easy to download forms and help is there if you need it!
Thank you, Amy! We appreciate your kind words and are glad you found the forms easy to download. Our team is always here if you ever need assistance. Thanks for choosing us!
Jan David F.
January 5th, 2019
Your data doesn't go deep enough in time to be useful to me. I needed deeds from 1911 to 1966.
Thank you for your feedback Jan. It does look like staff canceled your order after discussing your needs with you.