Desha County Mortgage Secured by Promissory Note Form
Last validated August 10, 2026 by our Forms Development TeamFormatted for recording in Desha County, for property anywhere in the county: rural and unincorporated areas as well as Arkansas City, Dumas, Mc Gehee, Pickens, Snow Lake, Tillar, Watson.
- 7 documents included
- Immediate PDF download
- Formatting guarantee

Desha County Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.

Desha County Mortgage Guide
Line by line guide explaining every blank on the form.

Desha County Completed Example of the Mortgage Document
Line by line guide explaining every blank on the form.

Desha County Promissory Note Form
Fill in the Blank Form.

Desha County Promissory Note Guidelines
Line by line guide explaining every blank on the form.

Desha County Completed Example of the Promissory Note Document
This Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.

Desha County Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
All 7 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Arkansas and Desha County documents included at no extra charge:
Where to Record Your Documents
Desha County Circuit Clerk
Arkansas City, Arkansas 71630
Hours: 8:00am to 4:00pm M-F
Phone: (870) 877-2411
Recording Tips for Desha County:
- Bring your driver's license or state-issued photo ID
- Ensure all signatures are in blue or black ink
- Request a receipt showing your recording numbers
- Ask about accepted payment methods when you call ahead
- Ask for certified copies if you need them for other transactions
Cities and Jurisdictions in Desha County
Properties in any of these areas use Desha County forms:
- Arkansas City
- Dumas
- Mc Gehee
- Pickens
- Snow Lake
- Tillar
- Watson
Hours, fees, requirements, and more for Desha County
How do I get my forms?
Forms are available for immediate download after payment. The Desha County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Desha County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Desha County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Desha County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. The free Adobe Acrobat Reader is recommended, and most PDF apps also work. You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Desha County?
Recording fees in Desha County vary. Contact the recorder's office at (870) 877-2411 for current fees.
Questions answered? Let's get started!
("Mortgage" means the grant of an interest in real property to be held as security for the performance of an obligation by the mortgagor or other person.) (18-50-101 (4))
Once (filed in the recorder's office) the mortgage becomes a (lien on the mortgaged property). (The filing shall be notice to all persons of the existence of the mortgage.) (18-40-102)
The (Mortgagor)/ Borrower grants (an interest in real property as security for the performance of an obligation secured by a mortgage.) (18-50-101 (8))
The (Mortgagee)/Lender holds (an interest in real property as security for the performance of an obligation secured by a mortgage.) (18-50-101 (7))
The borrower must also complete a promissory note. A promissory note is a negotiable instrument that contains an unconditional written promise, signed by the borrower, to repay the lender or its designated agent. It defines the amount and specific terms of the loan between the borrower and the lender (interest rates, default rate, late payment fee, etc.), and must be completed at the same time as the security instrument. Many lenders retain the promissory note for the duration of the mortgage and return it to the borrower after the debt is repaid.
Use these forms for real property, land, single family, condominiums, small commercial and rental units (up to 4). The promissory note can be used for traditional installment and balloon payments. In Arkansas, the Mortgagor/Borrower has the right to redeem the property if it is sold through decree of the circuit court/foreclosure. (This may be done at any time within one (1) year from the date of sale). [The mortgagor may waive the right of redemption in the mortgage so executed and foreclosed.] In this form the Mortgagor/Borrower releases their right of redemption. They also relinquish their rights of homestead (if any). These terms can be beneficial to the Mortgagee/Lender if default occurs. (18-49-106 (2)) [18-49-106 (b)]
(Arkansas Mortgage Package includes forms, guidelines, and completed examples) For use in Arkansas Only.
Important: Your property must be located in Desha County to use these forms. Documents should be recorded at the county recording office listed above.
This Mortgage Secured by Promissory Note meets all recording requirements specific to Desha County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Desha County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
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