White County Purchaser's Agreement (with installment payments) Form

White County Purchaser's Agreement (with installment payments) Form
Fill in the blank Purchaser's Agreement (with installment payments) form formatted to comply with all Arkansas recording and content requirements.

White County Purchaser's Agreement (with installment payments) Guide
Line by line guide explaining every blank on the Purchaser's Agreement (with installment payments) form.

White County Completed Example of the Purchaser's Agreement (with installment payments) Document
Example of a properly completed Arkansas Purchaser's Agreement (with installment payments) document for reference.
All 3 documents above included • One-time purchase • No recurring fees
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Additional Arkansas and White County documents included at no extra charge:
Where to Record Your Documents
White County Circuit Clerk
Searcy, Arkansas 72143
Hours: 8:00am to 4:30pm M-F
Phone: (501) 279-6203
Recording Tips for White County:
- Ensure all signatures are in blue or black ink
- Bring your driver's license or state-issued photo ID
- Make copies of your documents before recording - keep originals safe
- Recording fees may differ from what's posted online - verify current rates
- Recorded documents become public record - avoid including SSNs
Cities and Jurisdictions in White County
Properties in any of these areas use White County forms:
- Bald Knob
- Beebe
- Bradford
- El Paso
- Garner
- Griffithville
- Higginson
- Judsonia
- Kensett
- Letona
- Mc Rae
- Pangburn
- Romance
- Rose Bud
- Russell
- Searcy
- West Point
Hours, fees, requirements, and more for White County
How do I get my forms?
Forms are available for immediate download after payment. The White County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in White County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by White County including margin requirements, content requirements, font and font size requirements.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in White County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in White County?
Recording fees in White County vary. Contact the recorder's office at (501) 279-6203 for current fees.
Questions answered? Let's get started!
PURCHASER’S AGREEMENT (with installment payments)
In Arkansas, a purchaser’s agreement with payments, often referred to an installment sale agreement, is a common way to structure the sale of real property when the buyer is unable to pay the full purchase price upfront and does not qualify for or seek traditional mortgage financing. Here’s how such agreements typically work and key elements they include:
Overview of a Purchase Agreement with Payments:
1. A purchase agreement with payments in Arkansas allows a buyer to pay for the property in installments directly to the seller over a specified period. This method bypasses the need for immediate traditional financing.
2. Clearly identifies the buyer and the seller.
3. Legal Description of Property.
4. Purchase Price: States the total agreed-upon price for the property.
5. Down Payment: Specifies any down payment required by the buyer at the outset of the agreement.
6. Payment Schedule: Details the amount of each installment, when payments are due (e.g., monthly), and the duration over which payments will be made. It also specifies the form of payment.
7. Interest Rate: If applicable, the interest rate on the unpaid balance is stated.
8. Late Fees and Penalties: Any above noted payment past due shall be subject to a late charge of $ ----- And an additional $ ----per day until the payment is received.
9. Default Provisions: BUYER further agrees that they understand none of the down payment or the monthly payments will be refunded in the event of an eviction.
10. Transfer of Title: Specifies that the legal title to the property will remain with the seller until the buyer completes all payments under the contract. Once all payments are made, the seller is obligated to convey the title to the buyer by Warranty Deed.
11. Warranties or Disclosures: Sold in (As is Condition), exceptions can be made for a specific situation.
12. Insurance and Taxes: Outlines who is responsible for property taxes, insurance, and maintenance until the title is transferred.
Legal Considerations
Equitable Title: The buyer holds equitable title during the term of the agreement, meaning they have a right to obtain full legal title upon full payment.
Recording the Agreement: It's generally advisable to record the Purchasers Agreement with the county recorder’s office to protect both parties’ interests and provide public notice of the buyer’s interest in the property. (For use in Arkansas only.)
For privacy or Buyers protection, see (Memorandum and Notice of Agreement) form.
Important: Your property must be located in White County to use these forms. Documents should be recorded at the office below.
This Purchaser's Agreement (with installment payments) meets all recording requirements specific to White County.
Our Promise
The documents you receive here will meet, or exceed, the White County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
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