Okaloosa County Mortgage Instrument and Promissory Note Form (Florida)
All Okaloosa County specific forms and documents listed below are included in your immediate download package:
Mortgage Instrument and Promissory Note Form
Fill in the blank Mortgage Instrument and Promissory Note form formatted to comply with all Florida recording and content requirements.
Included Okaloosa County compliant document last validated/updated 5/30/2025
Mortgage Instrument and Promissory Note Guide
Line by line guide explaining every blank on the Mortgage Instrument and Promissory Note form.
Included Okaloosa County compliant document last validated/updated 6/25/2025
Completed Example of the Mortgage Instrument and Promissory Note Document
Example of a properly completed Florida Mortgage Instrument and Promissory Note document for reference.
Included Okaloosa County compliant document last validated/updated 5/28/2025
Promissory Note Form
Note that is secured by the Mortgage Deed. Can be used for traditional installments or balloon payment.
Included Okaloosa County compliant document last validated/updated 5/2/2025
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included Okaloosa County compliant document last validated/updated 5/8/2025
Completed Example of the Promissory Note
This Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.
Included Okaloosa County compliant document last validated/updated 7/4/2024
Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
Included Okaloosa County compliant document last validated/updated 6/13/2025
The following Florida and Okaloosa County supplemental forms are included as a courtesy with your order:
When using these Mortgage Instrument and Promissory Note forms, the subject real estate must be physically located in Okaloosa County. The executed documents should then be recorded in the following office:
Okaloosa County Clerk of Circuit Court
101 E James Lee Blvd, Crestview, Florida 32536
Hours: 8:00am - 5:00pm M-F
Phone: (850) 689-5000
Local jurisdictions located in Okaloosa County include:
- Baker
- Crestview
- Destin
- Eglin Afb
- Fort Walton Beach
- Holt
- Hurlburt Field
- Laurel Hill
- Mary Esther
- Milligan
- Niceville
- Shalimar
- Valparaiso
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Okaloosa County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Okaloosa County using our eRecording service.
Are these forms guaranteed to be recordable in Okaloosa County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Okaloosa County including margin requirements, content requirements, font and font size requirements.
Can the Mortgage Instrument and Promissory Note forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Okaloosa County that you need to transfer you would only need to order our forms once for all of your properties in Okaloosa County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by Florida or Okaloosa County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Okaloosa County Mortgage Instrument and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
Use this mortgage for financing residential property, condominiums, planned unit developments and land. This mortgage and promissory note can be used for conventional financing or balloon payments. In Florida [every mortgage in which the final payment or the principal balance due and payable upon maturity is greater than twice the amount of the regular monthly or periodic payment of the mortgage shall be deemed a balloon mortgage; and, except as provided in subparagraph 2., there shall be printed or clearly stamped on such mortgage a legend in substantially the following form: THIS IS A BALLOON MORTGAGE AND THE FINAL PRINCIPAL PAYMENT OR THE PRINCIPAL BALANCE DUE UPON MATURITY IS $, TOGETHER WITH ACCRUED INTEREST, IF ANY, AND ALL ADVANCEMENTS MADE BY THE MORTGAGEE UNDER THE TERMS OF THIS MORTGAGE.] [697.05(2)(a)1]. A mortgage and promissory note with strict default terms can be beneficial to a party financing a real property.
(Florida Mortgage Package includes forms, guidelines, and completed example)
For use in Florida Only.
Our Promise
The documents you receive here will meet, or exceed, the Okaloosa County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Okaloosa County Mortgage Instrument and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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June 26th, 2025
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June 24th, 2025
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June 23rd, 2025
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February 17th, 2021
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May 10th, 2019
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Tracey T.
January 20th, 2022
I downloaded the Lady Bird deed. The process was quick and easy to download. Just select your county, fill out the form. You will need the property description from your original deed. In my case I had to go downtown Wayne County (Detroit). (Make an appt online). 1st you will have to get the property tax certified to ensure all taxes are paid to date (5th floor at the Wayne County Treasurer office). Give them the form you just filled out and they will stamp certified $5. After that take the form to the Register of Deeds (7th floor) appt needed. $18. Make sure it is properly notarized and all signatures completed. Once approved, they will scan it, stamp it, give it back with a receipt and mail a copy also. All Done. Worked beautifully. My co worker go a lawyer and paid over $250. I just used deeds.com and total for forms and going downtown with notarizing was less than $40 Yea!
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RICHARD M.
May 12th, 2020
After a little glitch due to heavy volume at the County Recorder, my document was recorded. County Recorder was closed to public access at the office (due to the coronavirus issues) so all documents were either mailed to them or sent in electronically.
Deeds.com was very efficient at their end with very quick responses to my questions and concerns. I would definitely use their services again.
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Stan B.
March 19th, 2022
Very satisfied with the PDF documents that I purchased. Will be able to transfer property without hiring an attorney.
Well worth the price I paid.
Stan
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February 14th, 2021
Very informative and user friendly. Was able to get all information and forms needed without any problems.
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February 22nd, 2020
With the guide everything went great
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July 2nd, 2021
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December 8th, 2020
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December 25th, 2020
I was pleasantly surprised as I didn't even know you can record a quit claim deed digitally. I am in the mortgage business so I will gladly refer all my clients to this website! Deeds.com was prompt and fast with the entire process. My document was recorded and completed in less than 24 hours! Thank you again!
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July 16th, 2019
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November 24th, 2024
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