Atkinson County Deed to Secure Debt and Promissory Note Form (Georgia)

All Atkinson County specific forms and documents listed below are included in your immediate download package:

Deed to Secure Debt

Atkinson County Deed to Secure Debt

Fill in the blank form formatted to comply with all recording and content requirements.
Included Atkinson County compliant document last validated/updated 2/17/2025

Deed to Secure Debt Guidelines

Atkinson County Deed to Secure Debt Guidelines

Line by line guide explaining every blank on the form.
Included Atkinson County compliant document last validated/updated 5/13/2025

Completed Example-Deed to Secure Debt

Atkinson County Completed Example-Deed to Secure Debt

Example of a properly completed form for reference.
Included Atkinson County compliant document last validated/updated 5/21/2025

Waiver of Borrowers Rights Form

Atkinson County Waiver of Borrowers Rights Form

Borrowers confirm they have waived their rights to a judicial foreclosure.
Included Atkinson County compliant document last validated/updated 6/18/2025

Promissory Note Form

Atkinson County Promissory Note Form

Note that is secured by the Deed to Secure Debt
Included Atkinson County compliant document last validated/updated 6/26/2025

Promissory Note Guidelines

Atkinson County Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included Atkinson County compliant document last validated/updated 5/1/2025

Completed Example of the Promissory Note Document

Atkinson County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.
Included Atkinson County compliant document last validated/updated 3/13/2025

Annual Accounting Statement Form

Atkinson County Annual Accounting Statement Form

Mail to borrower for fiscal year reporting.
Included Atkinson County compliant document last validated/updated 5/19/2025

When using these Deed to Secure Debt and Promissory Note forms, the subject real estate must be physically located in Atkinson County. The executed documents should then be recorded in the following office:

Atkinson County Clerk of Court

19 Roberts Ave W, Pearson, Georgia 31642

Hours: 8:00am-5:00pm M-F

Phone: (912) 422-3343

Local jurisdictions located in Atkinson County include:

  • Axson
  • Pearson
  • Willacoochee

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Atkinson County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Atkinson County using our eRecording service.
Are these forms guaranteed to be recordable in Atkinson County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Atkinson County including margin requirements, content requirements, font and font size requirements.

Can the Deed to Secure Debt and Promissory Note forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Atkinson County that you need to transfer you would only need to order our forms once for all of your properties in Atkinson County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by Georgia or Atkinson County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Atkinson County Deed to Secure Debt and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

A "Deed to Secure Debt" often called a "Security Deed" that is protected by a "Promissory Note" is the preferred method of financing by Lenders in Georgia. Foreclosures can be done non-judicially saving time and expense. It being intended by the parties that this document shall operate as a deed, not as a mortgage and is made under those provisions of O.C.G.A. Sections 44-14-60 through 44-14-85 to secure the payment of Indebtedness.

There are two parties in this instrument.
"Borrower" means a person who has secured an indebtedness with a security interest in real property or a person who has taken an interest in real property subject to an outstanding security interest in the real property and has notified the holder of the security interest that he has taken the real property and assumed the indebtedness secured by the real property. (Section 44-14-5)(1)

"Lender" means a person who has a security interest in real property, which interest is evidenced by a security deed, a mortgage, a trust deed, a bond for title, or other security document granting a security interest in real property to secure an indebtedness owed to the lender. (Section 44-14-5)(2)

All transfers of deeds to secure debt shall be in writing; shall be signed by the grantee or, if the deed has been previously transferred, by the last transferee; and shall be witnessed as required for deeds. 44-14-64(a) This Document meets Georgia County and State recording requirements

Every deed to secure debt shall be recorded in the county where the land conveyed is located. Every bill of sale to secure debt shall be recorded in the county where the maker, if a resident of this state, resided at the time of its execution and, if a nonresident, in the county where the personalty conveyed is located. Deeds or bills of sale not recorded shall remain valid against the persons executing them. The effect of the failure to record deeds and bills of sale shall be the same as the effect of the failure to record a deed of bargain and sale. 44-14-63(a)
(A deed to secure debt shall not be recorded unless it includes the mailing address of the grantee thereof.) (44-14-63(b))

The Promissory Note is a contract used to evidence the debt owed by the borrower. The borrower promises to pay the lender the agreed amount under certain terms and conditions, these include interest rate, late payments, default interest rate (what the interest rate increases to, after a specified number of days)

Use for Residential Property, Condominiums, Rental Property, Vacant Land, Planned Unit Development and Small Commercial Property.

(Georgia Deed to Secure Debt Package includes forms, guidelines, and completed examples) For use in Georgia Only.



Our Promise

The documents you receive here will meet, or exceed, the Atkinson County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Atkinson County Deed to Secure Debt and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4562 Reviews )

MARY LACEY M.

June 30th, 2025

Great service! Recording was smooth and swiftly performed. Deeds.com is an excellent service.rn

Reply from Staff

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Robert F.

June 30th, 2025

Breeze.... It feels silly to hire an attorney to do this for just one beneficiary. Thanks.

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Pauline C.

June 29th, 2025

Everything that was stated to be included in my order was complete. Very satisfied

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Ryan K.

August 23rd, 2023

Excellent service! Quick and much easier than having to do everything through the mail. The agent was quick to answer questions and everything was processed and submitted from Deeds.com within a couple of hours. Will definitely use again if the need arises.

Reply from Staff

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Rita M.

January 12th, 2019

I have not received the deed via email. That is what I was expecting.
Let me know if I am incorrect in my thinking.

Reply from Staff

Thanks for reaching out. While we do send some email notifications, we do not email documents. All orders are available via your account. You can log into your account from the menu button at the top left of most pages on the website.

Ralph H.

October 22nd, 2022

They must have busy when I applied. The screen said it should be done in under10 mins unless heavier traffic. I was a little nervous because of a time deadline. It was completed in 45 mins and for under $30 it was worth every penny to have my deed details at my fingertips. So I give it a 5 on ease of use and quick handling. You can get it done less expensively, but great in a time crunch.

Reply from Staff

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Debra W.

December 24th, 2018

I found this site a must. It provided all the forms I needed to file a Quit Claim Deed. I filed what use to be called a Quick Claim Deed 30 years ago. You only had to file the one form. Today it is called a Quit Claim Deed. The pack provided forms that I had no idea had to be filed with the Quit Claim Deed. I would not have known this otherwise if the option hadn't presented itself. Thank you!

Reply from Staff

Thanks for taking the time to leave your feedback Debra, we really appreciate it.

Debby P.

April 2nd, 2020

First time user and the service was great.. I typically go to recording kiosk at the libraries. This was fast and easy.. I appreciate the great service

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Frank H.

April 26th, 2021

All the forms downloaded are very comprehensive of Quit Claim transfers.

Reply from Staff

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Tracey H.

November 10th, 2020

The transaction was easy and the download was immediately, What a great service to provide for a reasonable price. I highly recommend this service.

Reply from Staff

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Dorothea H.

November 23rd, 2020

I am so glad I chose Deeds.com for my forms! The directions were clear and comprehensive, and the form allowed for customization far beyond the free forms I had looked at before. I highly recommend this site!

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Stephen D.

January 15th, 2019

Very good hope to use in the future.

Reply from Staff

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Frank C.

January 10th, 2023

Great experience and online account service

Reply from Staff

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JOHN F.

May 24th, 2023

Quick and easy! I had previously prepared a Lady Bird deed, submitted it through Deeds.com and it was accepted/recorded by my county in just a few hours. The Deed.com $21 fee was well worth it as I saved fuel, tolls and parking costs not to mention at least 2-3 hours of my time that it would've taken to get downtown and back home!

Reply from Staff

Thanks for the feedback John. We appreciate you taking the time to share your experience. Have an amazing day!

Jimmy W.

February 15th, 2022

The forms where easy to get to and I hope that they will be as easy to fill out.

Reply from Staff

Thank you!