Georgia Forms

Gilmer County Deed to Secure Debt and Promissory Note Form

Gilmer County Deed to Secure Debt

Gilmer County Deed to Secure Debt

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 8/1/2025
Gilmer County Deed to Secure Debt Guidelines

Gilmer County Deed to Secure Debt Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 5/13/2025
Gilmer County Completed Example-Deed to Secure Debt

Gilmer County Completed Example-Deed to Secure Debt

Example of a properly completed form for reference.

Document Last Validated 8/13/2025
Gilmer County Waiver of Borrowers Rights Form

Gilmer County Waiver of Borrowers Rights Form

Borrowers confirm they have waived their rights to a judicial foreclosure.

Document Last Validated 8/20/2025
Gilmer County Promissory Note Form

Gilmer County Promissory Note Form

Note that is secured by the Deed to Secure Debt

Document Last Validated 8/18/2025
Gilmer County Promissory Note Guidelines

Gilmer County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 5/1/2025
Gilmer County Completed Example of the Promissory Note Document

Gilmer County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.

Document Last Validated 3/13/2025
Gilmer County Annual Accounting Statement Form

Gilmer County Annual Accounting Statement Form

Mail to borrower for fiscal year reporting.

Document Last Validated 5/19/2025

All 8 documents above included • One-time purchase • No recurring fees

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Important: Your property must be located in Gilmer County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Clerk of Superior Court
Address:
1 Broad St, Room 102
Ellijay, Georgia 30540

Hours: 8:30 to 5:00 M-F

Phone: (706) 635-4462

Recording Tips for Gilmer County:
  • Recorded documents become public record - avoid including SSNs
  • Check margin requirements - usually 1-2 inches at top
  • Verify the recording date if timing is critical for your transaction
  • Mornings typically have shorter wait times than afternoons

Cities and Jurisdictions in Gilmer County

Properties in any of these areas use Gilmer County forms:

  • Cherry Log
  • East Ellijay
  • Ellijay

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Gilmer County

How do I get my forms?

Forms are available for immediate download after payment. The Gilmer County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Gilmer County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Gilmer County including margin requirements, content requirements, font and font size requirements.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Gilmer County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Gilmer County?

Recording fees in Gilmer County vary. Contact the recorder's office at (706) 635-4462 for current fees.

Questions answered? Let's get started!

A "Deed to Secure Debt" often called a "Security Deed" that is protected by a "Promissory Note" is the preferred method of financing by Lenders in Georgia. Foreclosures can be done non-judicially saving time and expense. It being intended by the parties that this document shall operate as a deed, not as a mortgage and is made under those provisions of O.C.G.A. Sections 44-14-60 through 44-14-85 to secure the payment of Indebtedness.

There are two parties in this instrument.
"Borrower" means a person who has secured an indebtedness with a security interest in real property or a person who has taken an interest in real property subject to an outstanding security interest in the real property and has notified the holder of the security interest that he has taken the real property and assumed the indebtedness secured by the real property. (Section 44-14-5)(1)

"Lender" means a person who has a security interest in real property, which interest is evidenced by a security deed, a mortgage, a trust deed, a bond for title, or other security document granting a security interest in real property to secure an indebtedness owed to the lender. (Section 44-14-5)(2)

All transfers of deeds to secure debt shall be in writing; shall be signed by the grantee or, if the deed has been previously transferred, by the last transferee; and shall be witnessed as required for deeds. 44-14-64(a) This Document meets Georgia County and State recording requirements

Every deed to secure debt shall be recorded in the county where the land conveyed is located. Every bill of sale to secure debt shall be recorded in the county where the maker, if a resident of this state, resided at the time of its execution and, if a nonresident, in the county where the personalty conveyed is located. Deeds or bills of sale not recorded shall remain valid against the persons executing them. The effect of the failure to record deeds and bills of sale shall be the same as the effect of the failure to record a deed of bargain and sale. 44-14-63(a)
(A deed to secure debt shall not be recorded unless it includes the mailing address of the grantee thereof.) (44-14-63(b))

The Promissory Note is a contract used to evidence the debt owed by the borrower. The borrower promises to pay the lender the agreed amount under certain terms and conditions, these include interest rate, late payments, default interest rate (what the interest rate increases to, after a specified number of days)

Use for Residential Property, Condominiums, Rental Property, Vacant Land, Planned Unit Development and Small Commercial Property.

(Georgia Deed to Secure Debt Package includes forms, guidelines, and completed examples) For use in Georgia Only.



Important: Your property must be located in Gilmer County to use these forms. Documents should be recorded at the office below.

This Deed to Secure Debt and Promissory Note meets all recording requirements specific to Gilmer County.

Our Promise

The documents you receive here will meet, or exceed, the Gilmer County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Gilmer County Deed to Secure Debt and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4581 Reviews )

David K.

March 16th, 2023

Price seemed high (~$28) for just some forms (especially because we may not actually use the forms), but it beats navigating the Hawaii state and Honolulu county websites for forms. It would be better if a single button push would download all 7 or 8 forms.

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Michael A.

July 5th, 2021

Pleasant experiences. Look forward to future contacts

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Debra C.

August 14th, 2019

The website is so easy to use. I was able to purchase and download my documents within seconds!

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Stephen B.

August 21st, 2024

This was the first time to use the Deeds.com website for preparing my deed document. This was painless and easy to follow the instructions and sample package for filling in the blank boxes document. The city clerk was impressed to review my document and easily filed my deed record without questions. I would recommend anyone to prepare a legal form that is available from the Deeds.com website.

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Alan M.

December 3rd, 2021

The packet I downloaded was complete and useful, and process was not unduly opaque. However, I would have liked to download the whole packet, about 6 files, all at one go. Still, the forms provided the complete solution to my situation.

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Margaret V.

August 6th, 2019

It was easy to follow the instructions, the sample pages were a great help.

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John G.

July 25th, 2022

I was actually quite pleased with the ease of use of this site. I really, really liked the step by step instructions and examples of the finished product !!

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Tawnya B.

December 28th, 2018

The document I needed and easy instructions!

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GLENN C.

January 22nd, 2020

Your response was very thorough

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Jonnie G.

November 15th, 2019

I very much dreaded this whole endeavor but very pleasantly surprised. So far, so good. I feel much more confidant that the crucial form, when presented, will play well with the county.......

Reply from Staff

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Rebecca H.

December 14th, 2020

Very pleased with the ease of this deed form. Completing the deed form to make sure everything was in my name took ten minutes. Thanks.

Reply from Staff

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davidjrhall e.

March 13th, 2023

So far its been good. The David Jr Hall Estate Trust is a Business Blind Trust and we are looking forward to working with your platform and seeing how far we can go.

Reply from Staff

Thank you!

Rebecca H.

May 22nd, 2021

I thought the forms were reasonably priced, the instructions included in the packet were thorough, and the examples helpful. Thank you for the additional CDR forms too. I contacted the Recorder's office via email with a question and Jennifer Bowser answered promptly. Job well done! However, when I delivered the deed and Real Property Transfer Declaration to the Clerk's office in Lafayette, the clerk was unfamiliar with the Declaration document being submitted and it took some time to convince her to submit the form without charging the recording fee. She even tried to phone the recorder's office for clarification, but no one answered. There then was an additional form at that office that I had to complete called Recording Request/Transmittal Form. I would suggest including that form with instructions in your on-line packet to speed up the process when a Deed is delivered to the County Clerk's satellite office. I do not expect every clerk to know all the particulars of recording requirements but a little knowledge wouldn't hurt.

Reply from Staff

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scott m.

February 21st, 2021

thanks- easy as pie.

Reply from Staff

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Leonard N.

January 21st, 2021

Nice and clear. Can't wait to process the completed documents at the Recorder's Office

Reply from Staff

Thank you!