Gilmer County Deed to Secure Debt and Promissory Note Form (Georgia)
All Gilmer County specific forms and documents listed below are included in your immediate download package:
Deed to Secure Debt
Fill in the blank form formatted to comply with all recording and content requirements.
Included Gilmer County compliant document last validated/updated 2/17/2025
Deed to Secure Debt Guidelines
Line by line guide explaining every blank on the form.
Included Gilmer County compliant document last validated/updated 5/13/2025
Completed Example-Deed to Secure Debt
Example of a properly completed form for reference.
Included Gilmer County compliant document last validated/updated 5/21/2025
Waiver of Borrowers Rights Form
Borrowers confirm they have waived their rights to a judicial foreclosure.
Included Gilmer County compliant document last validated/updated 6/18/2025
Promissory Note Form
Note that is secured by the Deed to Secure Debt
Included Gilmer County compliant document last validated/updated 6/26/2025
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included Gilmer County compliant document last validated/updated 5/1/2025
Completed Example of the Promissory Note Document
Example of a properly completed form for reference.
Included Gilmer County compliant document last validated/updated 3/13/2025
Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
Included Gilmer County compliant document last validated/updated 5/19/2025
The following Georgia and Gilmer County supplemental forms are included as a courtesy with your order:
When using these Deed to Secure Debt and Promissory Note forms, the subject real estate must be physically located in Gilmer County. The executed documents should then be recorded in the following office:
Clerk of Superior Court
1 Broad St, Room 102, Ellijay, Georgia 30540
Hours: 8:30 to 5:00 M-F
Phone: (706) 635-4462
Local jurisdictions located in Gilmer County include:
- Cherry Log
- East Ellijay
- Ellijay
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Gilmer County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Gilmer County using our eRecording service.
Are these forms guaranteed to be recordable in Gilmer County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Gilmer County including margin requirements, content requirements, font and font size requirements.
Can the Deed to Secure Debt and Promissory Note forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Gilmer County that you need to transfer you would only need to order our forms once for all of your properties in Gilmer County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by Georgia or Gilmer County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Gilmer County Deed to Secure Debt and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
A "Deed to Secure Debt" often called a "Security Deed" that is protected by a "Promissory Note" is the preferred method of financing by Lenders in Georgia. Foreclosures can be done non-judicially saving time and expense. It being intended by the parties that this document shall operate as a deed, not as a mortgage and is made under those provisions of O.C.G.A. Sections 44-14-60 through 44-14-85 to secure the payment of Indebtedness.
There are two parties in this instrument.
"Borrower" means a person who has secured an indebtedness with a security interest in real property or a person who has taken an interest in real property subject to an outstanding security interest in the real property and has notified the holder of the security interest that he has taken the real property and assumed the indebtedness secured by the real property. (Section 44-14-5)(1)
"Lender" means a person who has a security interest in real property, which interest is evidenced by a security deed, a mortgage, a trust deed, a bond for title, or other security document granting a security interest in real property to secure an indebtedness owed to the lender. (Section 44-14-5)(2)
All transfers of deeds to secure debt shall be in writing; shall be signed by the grantee or, if the deed has been previously transferred, by the last transferee; and shall be witnessed as required for deeds. 44-14-64(a) This Document meets Georgia County and State recording requirements
Every deed to secure debt shall be recorded in the county where the land conveyed is located. Every bill of sale to secure debt shall be recorded in the county where the maker, if a resident of this state, resided at the time of its execution and, if a nonresident, in the county where the personalty conveyed is located. Deeds or bills of sale not recorded shall remain valid against the persons executing them. The effect of the failure to record deeds and bills of sale shall be the same as the effect of the failure to record a deed of bargain and sale. 44-14-63(a)
(A deed to secure debt shall not be recorded unless it includes the mailing address of the grantee thereof.) (44-14-63(b))
The Promissory Note is a contract used to evidence the debt owed by the borrower. The borrower promises to pay the lender the agreed amount under certain terms and conditions, these include interest rate, late payments, default interest rate (what the interest rate increases to, after a specified number of days)
Use for Residential Property, Condominiums, Rental Property, Vacant Land, Planned Unit Development and Small Commercial Property.
(Georgia Deed to Secure Debt Package includes forms, guidelines, and completed examples) For use in Georgia Only.
Our Promise
The documents you receive here will meet, or exceed, the Gilmer County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Gilmer County Deed to Secure Debt and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4564 Reviews )
Michael G.
July 14th, 2025
Very helpful and easy to use
Your appreciative words mean the world to us. Thank you.
JAMES D.
July 10th, 2025
Slick as can be and so convenient.rnrnWorked like a charm
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MARY LACEY M.
June 30th, 2025
Great service! Recording was smooth and swiftly performed. Deeds.com is an excellent service.rn
We are delighted to have been of service. Thank you for the positive review!
Larry S.
February 25th, 2023
I think it needs to be easier to enlarge print to fit an 8"x12" sheet of paper. Printing off samples is difficult to read as it is too small
Thank you for your feedback. We really appreciate it. Have a great day!
Bayyinah M.
March 30th, 2022
EasyPeasy!
Thank you!
Debra R.
August 17th, 2021
So easy to follow when preparing a deed. The example places given helped to know how to correctly fill out the form! Very easy! I will use deeds.com again!
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Jay B.
March 17th, 2021
I've never had a problem locating the records I need. I can't imagine what can be done to improve the service.
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Masud K.
June 20th, 2020
Deeds.com did an excellent job in providing me the Real Estate documents I needed. You delivered the documents fast and they were accurate. I greatly appreciate your help. Thanks for everything
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Alexis B.
December 31st, 2018
Highly Pleased- Strongly Recommend Deeds.com Long review... sorry:-) Originally I was very skeptical due to the enormous amount of the scams going on now days and the number of online sources that "claim" to provide you with deed forms for free or for a few. Nothing that you need and want done is free. There is always a cost. So luckily I came across deeds.com. This was the only site that appeared to be simple, to the point, and made no crazy promises. So before selecting this site, I did a little more checking around/price checking to ensure I am getting the best price for the product I needed. I even checked Staples and Amazon to find that they do indeed sell these forms but I do not think the products they provide are specific for my state and county. They claim their forms provided are for all states but my state is specific and I prefer to have forms provided by Deeds.com that is based on Indiana statute that Deed.com clearly identifies on each form. Deeds.com price of $20 seemed a little high at first but when I saw the products provided, the $20 cost is more than reasonable and fair. You not only get the deed form specific for my state and my specific "county" but also the other various/supplemental forms that may be required. Being familiar with my state and knowing how tedious and anal my state is on everything, I was pleasantly please to see the info and extra supplemental forms provided. For example, a person new to the State who recently had property deeded to them, would not necessarily know about the Homestead tax exemption provided if property is your primary residents, over 65 exemption etc. I would highly recommend this site for anyone needing these documents because Deeds.com has you covered on any and all forms/info you could ever need! A bonus is that there is one flat fee and not monthly cost that you have to worry about canceling later unless you superficially select a monthly package. I love the fact that Deeds.com is nothing fancy. There is not a bunch of elaborate graphics etc. They only provide what you need and what they provide is very accurate. Deeds.com has a customer for life.
Thank you so much Alexis. We appreciate you, have a fantastic day.
Lori G.
June 17th, 2019
I needed to add my husband to my deed.
an attorney would charge me $275.00.
I decided to file myself. This makes
it easy. Not done w/the process yet.
But so far so good! :)
Thank you for your feedback. We really appreciate it. Have a great day!
Tom D.
May 4th, 2019
I have one suggestion and couple of question
I would think that most TOD's would be from married couples. It would be real helpful to have a example of the I(we) block for married couples.
Why would I check or not check the "property is registered (torrents)"
Do I need a notarized signature of the Grantee
Thank you for your feedback. We really appreciate it. Have a great day!
Mark R.
September 30th, 2022
All documents were site specific and up-to-date. Not recorded yet but have high hopes.
Thank you for your feedback. We really appreciate it. Have a great day!
Viola G.
November 2nd, 2023
no as easy as anticipated but convenient.
We are grateful for your feedback and looking forward to serving you again. Thank you!
Susan A.
April 23rd, 2021
The warranty deed form, the explanation and the example were well worth the price, as they gave me more confidence I was filling the deed out correctly. I cross referenced all of it with the county registrars website and the previous warranty deed.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Sheryl L.
December 1st, 2021
EZ to use program....was able to print all forms ordered. I expect to go back to to use recording ability. Instructions are easily followed...would be nice to have confirmation included but they are available to purchase. Hope for successful recording of TOD affidavit. Pretty good value...attorney quoted well over the price I paid for package.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!