Georgia - Putnam County Deed to Secure Debt and Promissory Note Forms

Included Forms

All Putnam County specific forms and documents listed below are included in your immediate download package:

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Included Supplemental Documents

The Following Georgia and Putnam County supplemental forms are included as a courtesy with your order.

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Affidavit Certificate (Georgia Document)

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Credible Witness Affidavit (Georgia Document)

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Translator Affidavit Certificate (Georgia Document)

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Witness Signature Certificate (Georgia Document)

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Copy Certification by Notary (Georgia Document)

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Copy Certification by Document Custodian (Georgia Document)

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Guide to Georgia Homestead Exemptions (Georgia Document)

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Application for Homestead Exemption (Georgia Document)

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Frequently Asked Questions:

• How long does it take to get my forms?
  • Forms are available immediately after submitting payment.
• What are supplemental forms?
  • Often when a deed is recorded additional documents are required by Georgia or Putnam County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
• How do I get my forms, are they emailed?
  • After you submit payment you will see a page listing the Putnam County forms you ordered with a download link to the pdf form file. You download the forms to your computer. You will also receive an email with a link to your download page in case you need it later.
• What type of files are the forms?
  • All of our Putnam County Deed to Secure Debt and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
• Can the Deed to Secure Debt and Promissory Note forms be re-used?
  • Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Putnam County that you need to transfer you would only need to order our forms once for all of your properties in Putnam County.
• Are these forms guaranteed to be recordable in Putnam County ?
  • Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Putnam County including margin requirements, content requirements, font and font size requirements.
• Do I have to enter all of my property information online?
  • No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
• Can I save the completed form, email it to someone?
  • Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
• Do I need any special software to use these forms?
  • You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
• Are there any recurring fees involved?
  • No. Nothing to cancel, no memberships, no recurring fees.

Areas covered by these Deed to Secure Debt and Promissory Note Forms:

• Putnam County

Including:

• Eatonton

What is the Georgia Deed to Secure Debt and Promissory Note?

A "Deed to Secure Debt" often called a "Security Deed" that is protected by a "Promissory Note" is the preferred method of financing by Lenders in Georgia. Foreclosures can be done non-judicially saving time and expense. It being intended by the parties that this document shall operate as a deed, not as a mortgage and is made under those provisions of O.C.G.A. Sections 44-14-60 through 44-14-85 to secure the payment of Indebtedness.

There are two parties in this instrument.
"Borrower" means a person who has secured an indebtedness with a security interest in real property or a person who has taken an interest in real property subject to an outstanding security interest in the real property and has notified the holder of the security interest that he has taken the real property and assumed the indebtedness secured by the real property. (Section 44-14-5)(1)

"Lender" means a person who has a security interest in real property, which interest is evidenced by a security deed, a mortgage, a trust deed, a bond for title, or other security document granting a security interest in real property to secure an indebtedness owed to the lender. (Section 44-14-5)(2)

All transfers of deeds to secure debt shall be in writing; shall be signed by the grantee or, if the deed has been previously transferred, by the last transferee; and shall be witnessed as required for deeds. 44-14-64(a) This Document meets Georgia County and State recording requirements

Every deed to secure debt shall be recorded in the county where the land conveyed is located. Every bill of sale to secure debt shall be recorded in the county where the maker, if a resident of this state, resided at the time of its execution and, if a nonresident, in the county where the personalty conveyed is located. Deeds or bills of sale not recorded shall remain valid against the persons executing them. The effect of the failure to record deeds and bills of sale shall be the same as the effect of the failure to record a deed of bargain and sale. 44-14-63(a)
(A deed to secure debt shall not be recorded unless it includes the mailing address of the grantee thereof.) (44-14-63(b))

The Promissory Note is a contract used to evidence the debt owed by the borrower. The borrower promises to pay the lender the agreed amount under certain terms and conditions, these include interest rate, late payments, default interest rate (what the interest rate increases to, after a specified number of days)

Use for Residential Property, Condominiums, Rental Property, Vacant Land, Planned Unit Development and Small Commercial Property.
For use in Georgia Only.

Our Promise

The documents you receive here will meet, or exceed, the Putnam County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Putnam County Deed to Secure Debt and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

Customer Reviews:

4.8 out of 5 (3975 Reviews)

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April 1st, 2023

Name: Stephen K.

Review: this 5-star rating is well-deserved.

Reply from Staff on April 1st, 2023

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March 31st, 2023

Name: Fawn T.

Review: So easy, forms were great, examples of filled out forms, and instructions guide. Made it way easier, totally worth it!

Reply from Staff on March 31st, 2023

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March 31st, 2023

Name: James D.

Review: I had a satisfying experience very informative and easy to navigate.

Reply from Staff on March 31st, 2023

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Name: Lacee G.

Review: Great real estate deed forms.

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Name: julie S.

Review: I love this company!! Excellent customer service and quick!! Thank you

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Name: Vicki C.

Review: I purchased a Deed on Death for Washington State. Very user friendly site. Thank you 5star

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Name: Sandra M.

Review: The forms were easy to use but there was a software issue that made it impossible to get the county name to appear on the form in the correct place. It made the deed look a little sloppy

Reply from Staff

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Name: James M.

Review: Just what I needed to help clear ownership of what has been deeded to be by inheritance

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Name: Kristina R.

Review: Fast and friendly service. I will use Deeds.com again.

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Name: Ginger C.

Review: So far so good. Thank you for your prompt responses. Much appreciated.

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Name: Kirsten Z.

Review: Thank you! Including the Guide and completed example was especially helpful.

Reply from Staff

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Name: ANGELA S.

Review: My E-deed was not excepted by the county, so I had to snail mail the documents to the recorders office. Will probably not use this site again, as it did not fulfill my purpose, but would recommend to those who do not have complicated forms.

Reply from Staff

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Name: Jesse S.

Review: I am excited for your service. I'm counting on this working-and calling to see if I can e-file with the County of dealing with, and if so, your service will have saved me more years of stress, worrying about how to correct a deed that was titled incorrectly.

Reply from Staff

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Name: Caroline M. L.

Review: Hopefully, I am on the correct site to transfer ownership of a time share to my son. I am a senior, and this site is easy to follow if I am on the correct site. : )

Reply from Staff

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Name: Teresa H.

Review: cost effective and quick!

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