Jo Daviess County Contract for Deed Form

Jo Daviess County Contract for Deed Form
Fill in the blank Contract for Deed form formatted to comply with all Illinois recording and content requirements.

Jo Daviess County Contract for Deed Guide
Line by line guide explaining every blank on the Contract for Deed form.

Jo Daviess County Completed Example of the Contract for Deed Document
Example of a properly completed Illinois Contract for Deed document for reference.

Jo Daviess County Real Property Disclosure Form
An executed installment sales contract shall include a statement acknowledging that the seller provided the buyer with the installment sales contract disclosure

Jo Daviess County Lead Based Paint Disclosure Form
A Contract for Deed is subject to the Lead Poisoning Prevention Act

Jo Daviess County 3-day Cancellation Notice Form
Illinois State law requires a 3-day cooling-off period for installment sales contracts
All 6 documents above included • One-time purchase • No recurring fees
Additional Illinois and Jo Daviess County documents included at no extra charge:
Where to Record Your Documents
Jo Daviess County Clerk and Recorder
Address:
330 North Bench St - Courthouse, Rm. 104
Galena, Illinois 61036
Hours: 8:00 am - 4:00 pm Monday - Friday
Phone: (815) 777-9694
Recording Tips for Jo Daviess County:
- Ensure all signatures are in blue or black ink
- Ask if they accept credit cards - many offices are cash/check only
- Check margin requirements - usually 1-2 inches at top
Cities and Jurisdictions in Jo Daviess County
Properties in any of these areas use Jo Daviess County forms:
- Apple River
- East Dubuque
- Elizabeth
- Galena
- Hanover
- Nora
- Scales Mound
- Stockton
- Warren
How do I get my forms?
Forms are available for immediate download after payment. The Jo Daviess County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Jo Daviess County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Jo Daviess County including margin requirements, content requirements, font and font size requirements.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Jo Daviess County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Jo Daviess County?
Recording fees in Jo Daviess County vary. Contact the recorder's office at (815) 777-9694 for current fees.
Have other questions? Contact our support team
In Illinois, ("Installment sales contract" or "contract" means any contract or agreement, including a contract for deed, bond for deed, or any other sale or legal device whereby a seller agrees to sell and the buyer agrees to buy a residential real estate, in which the consideration for the sale is payable in installments for a period of at least one year after the date of sale, and the seller continues to have an interest or security for the purchase price or otherwise in the property.) ((765 ILCS 67/5) Sec. 5. Definitions)
Key requirements and considerations for a Contract for Deed in Illinois:
1. Written Agreement: The contract must be in writing and signed by both parties. It should include all the terms of the sale, such as the purchase price, payment schedule, interest rate, and responsibilities for taxes and maintenance.
2. Disclosure Requirements: The seller is required to provide certain disclosures to the buyer, including:
o Property Condition: Any known material defects in the property.
o Installment Payment Terms: Detailed terms of the installment payments, including interest rates and payment schedules.
3. Recording the Contract: The buyer should ensure the contract is recorded with the county recorder’s office to protect their interest in the property. This helps in providing notice to third parties and securing the buyer’s interest.
4. Equitable Title: While the seller retains legal title, the buyer receives equitable title, giving them the right to occupy and use the property.
5. Default and Forfeiture: The contract should outline what constitutes a default and the consequences, which may include forfeiture of the property. Illinois law provides some protections for buyers, such as requirements for notice and an opportunity to cure the default before forfeiture.
6. Interest and Fees: (The interest rate being charged, if any, expressed only as an annual percentage rate.) (765 ILCS 67/10) (5))
7. Compliance with Local Laws: Ensure the contract complies with all relevant local, state, and federal laws, including consumer protection laws.
8. Legal Description of Property: The contract should include a legal description of the property being sold.
9. Transfer of Title: The contract should specify that the seller will transfer the legal title to the buyer once all payments have been made and the terms of the contract are fulfilled.
10. Insurance and Taxes: The contract should specify who is responsible for paying property taxes and maintaining insurance on the property during the installment period.
11. Right to Prepay: (Prepayment penalties prohibited. The seller may not charge or collect a prepayment penalty or any similar fee or finance charge if the buyer elects to pay the outstanding principal balance of the purchase price under the contract before the scheduled payment date under the contract.) (765 ILCS 67/60)Sec. 60.)
12. (An amortization schedule, as defined in Section 5.) (765 ILCS 67/10)(23.)
[As used in this Act, unless the context otherwise requires:
"Amortization schedule" means a written schedule which sets forth the date of each periodic payment, the amount of each periodic payment that will be applied to the principal balance and the resulting principal balance, and the amount of each periodic payment that will be applied to any interest charged, if applicable, pursuant to the contract.] [765 ILCS 67/5] Sec. 5. Definitions]
13. A versatile Contract that can be used for installment payment and/or with ballon payment option. Use for residential, condominiums and rental properties. Residential property has additional requirements, a 3 day notice of Right to Cancel, RESIDENTIAL REAL PROPERTY DISCLOSURE REPORT, residential homes built before 1978 require a Disclosure of Information and Acknowledgement-Lead-Based Paint and/or Lead-Based Paint Hazards. Included for your convenience.
Important: Your property must be located in Jo Daviess County to use these forms. Documents should be recorded at the office below.
This Contract for Deed meets all recording requirements specific to Jo Daviess County.
Our Promise
The documents you receive here will meet, or exceed, the Jo Daviess County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Jo Daviess County Contract for Deed form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4569 Reviews )
anthony r.
November 19th, 2020
Fast and easy
Thank you!
Brian B.
May 13th, 2021
Very good price. It came with instructions and a sample filled out. Very helpful.
Thank you for your feedback. We really appreciate it. Have a great day!
Pamela B.
June 18th, 2023
Very easy to use. Time will tell if I have any issues getting it recorded. Beats using an attorney who won't return calls and emails like I used before. I like the form plus instructions and an example of the completed form.
Thank you for your feedback. We really appreciate it. Have a great day!
Jeramy A.
March 8th, 2019
Excellent source of information and forms. Deeds.com had exactly what I've been looking for and even had guides to filling out the forms.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Gina M.
August 25th, 2021
Wow, great forms. They do have some protections in place to keep you from doing something stupid but if you use the forms as intended they will work perfectly for you.
Thank you for your feedback. We really appreciate it. Have a great day!
Douglas A.
September 10th, 2020
So far so good once we got the initial problems worked out.
Thank you!
Connie E.
December 25th, 2018
Great service! Easy to download and view. Florida should have the Revocable Transfer on Death (TOD)deed, that many other States have. That's the one I really wanted. This one will do in the meantime.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Timothy K.
February 23rd, 2019
Great company to work with, quick responses.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
DONNA P.
July 21st, 2020
Deeds.com was quick, efficient, and cost effective. Deeds.com works with individuals where I found other companies only offer services to title companies, settlement companies, etc. Thank you Deeds.com!
Thank you for your feedback. We really appreciate it. Have a great day!
Audra M.
December 28th, 2020
It was easy to e-record and will/would recommend it to everyone.
Thank you for your feedback. We really appreciate it. Have a great day!
Scott A.
August 3rd, 2019
The information and instructions provided is thorough and great. But, the fill-in-the-blanks form does not work well and is very frustrating. The font size of the information I was adding on each individual line varies and is determined by the number of characters entered on that individual line. So the font size is different on each line. And the number of lines is fixed making it impossible to fill in the full legal name of the trust I needed to fill out the form for. My needs are somewhat unusual, but the form should have been designed to be flexible enough to handle it. A blank paper form would have been more useful.
Thank you for your feedback. We really appreciate it. Have a great day!
Robert O.
March 3rd, 2019
A very easy site to use and got the documents that I needed without any problems. Would highly recommend this site.
Thank you Robert, Have a great day!
Sherri P.
May 6th, 2020
I thought it was easy, but I wish it were faster. I uploaded my document Monday night (after 5pm) and got my invoice the next morning Tuesday paid it right away. and my document was not sent to me as recorded until Wednesday morning even though it was recorded the day earlier at 8:30am. So there was a delay of almost 24 hours letting me know that my document was recorded. So if they could speed that up so that we knew exactly when it got recorded immediately I would give it a million stars
Thank you!
Jeanne A.
October 22nd, 2019
great forms, nice that they are fillable pdfs, easy to use, no issues. thanks.
Thank you for your feedback. We really appreciate it. Have a great day!
Pouya N.
November 6th, 2020
THEY ARE AWSOME. MAKE IT REALLY EASY AND EFFICIENT TO WORK. THANK YOU
We appreciate your business and value your feedback. Thank you. Have a wonderful day!