Ripley County Full Release of Mortgage Forms (Indiana)

Form Package

Full Release of Mortgage

State

Indiana

Area

Ripley County

Price

$27.97

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Included Forms

All Ripley County specific forms and documents listed below are included in your immediate download package:

Included Supplemental Documents

The following Indiana and Ripley County supplemental forms are included as a courtesy with your order.

Frequently Asked Questions:

Areas Covered by These Full Release of Mortgage Forms:

• Ripley County

Including:

• Batesville
• Cross Plains
• Friendship
• Holton
• Milan
• Morris
• Napoleon
• Osgood
• Pierceville
• Sunman
• Versailles

What is the Indiana Full Release of Mortgage

In general a lender has 15 days once notified to release a mortgage to avoid penalty.

((1) a sum not to exceed five hundred dollars ($500) for the failure, neglect, or refusal of the owner, holder, or custodian to:
(A) release;
(B) discharge; and
(C) satisfy of record the mortgage or lien; and
(2) costs and reasonable attorney's fees incurred in enforcing the release, discharge, or satisfaction of record of the mortgage or lien.
(c) If the court finds in favor of a plaintiff who files an action to recover damages under subsection (b), the court shall award the plaintiff the costs of the action and reasonable attorney's fees as a part of the judgment.
(d) The court may appoint a commissioner and direct the commissioner to release and satisfy the mortgage, mechanic's lien, judgment, or other lien. The costs incurred in connection with releasing and satisfying the mortgage, mechanic's lien, judgment, or other lien shall be taxed as a part of the costs of the action. (e) The owner, holder, or custodian, by virtue of having recorded the mortgage, mechanic's lien, judgment, or other lien in Indiana, submits to the jurisdiction of the courts of Indiana as to any action arising under this section.) (IC 32-28-1-2 (b)(1))

IC 32-29-1-6 Payment in full; release and discharge of mortgage
Sec. 6. After a mortgagee of property whose mortgage has been recorded has received full payment from the mortgagor of the sum specified in the mortgage, the mortgagee shall, at the request of the mortgagor, enter in the record of the mortgage that the mortgage has been satisfied. An entry in the record showing that a mortgage has been satisfied operates as a complete release and discharge of the mortgage.

((a) It is lawful for:
(1) the president, vice president, cashier, secretary, treasurer, attorney in fact, or other authorized representative of a national bank, state bank, trust company, or savings bank; or
(2) the president, vice president, general manager, secretary, treasurer, attorney in fact, or other authorized representative of any other corporation doing business in Indiana;
to release upon the record mortgages, judgments, and other record liens upon the payment of the debts secured by the liens.) (IC 32-29-5-1)

(Indiana Mortgage Release Package includes form, guidelines, and completed example) For use in Indiana only.

Our Promise

The documents you receive here will meet, or exceed, the Ripley County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

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