Ripley County Installment Contract for Sale of Real Estate Form (Indiana)
All Ripley County specific forms and documents listed below are included in your immediate download package:
Installment Contract for Sale of Real Estate Form

Fill in the blank Installment Contract for Sale of Real Estate form formatted to comply with all Indiana recording and content requirements.
Included Ripley County compliant document last validated/updated 6/24/2025
Installment Contract for Sale of Real Estate Guide

Line by line guide explaining every blank on the Installment Contract for Sale of Real Estate form.
Included Ripley County compliant document last validated/updated 7/14/2025
Completed Example of the Installment Contract for Sale of Real Estate Document

Example of a properly completed Indiana Installment Contract for Sale of Real Estate document for reference.
Included Ripley County compliant document last validated/updated 5/23/2025
Annual Accounting Statement Form

Issue to Buyer(s) for fiscal year accounting reporting.
Included Ripley County compliant document last validated/updated 5/8/2025
The following Indiana and Ripley County supplemental forms are included as a courtesy with your order:
When using these Installment Contract for Sale of Real Estate forms, the subject real estate must be physically located in Ripley County. The executed documents should then be recorded in the following office:
Ripley County Recorder
102 W First North St / PO Box 404, Versailles, Indiana 47042
Hours: M-F 8-4
Phone: 812-689-5808
Local jurisdictions located in Ripley County include:
- Batesville
- Cross Plains
- Friendship
- Holton
- Milan
- Morris
- Napoleon
- Osgood
- Pierceville
- Sunman
- Versailles
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Ripley County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Ripley County using our eRecording service.
Are these forms guaranteed to be recordable in Ripley County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Ripley County including margin requirements, content requirements, font and font size requirements.
Can the Installment Contract for Sale of Real Estate forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Ripley County that you need to transfer you would only need to order our forms once for all of your properties in Ripley County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by Indiana or Ripley County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Ripley County Installment Contract for Sale of Real Estate forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
An "Installment Contract for Sale of Real Estate", also known as a Contract for Deed, Land Contract, or Contract for Sale) is a legal agreement/contract where the buyer makes payments directly to the seller in exchange for the right to use the property. The buyer receives the deed and full ownership of the property only after all payments have been made.
A land contract form can be used in Indiana when both the buyer and seller agree to an installment sale of real property, where the buyer makes payments directly to the seller over time, rather than obtaining a traditional mortgage from a bank. The seller retains the legal title to the property until the full purchase price is paid, at which point the title is transferred to the buyer. Here are some common scenarios where an INSTALLMENT CONTRACT FOR SALE OF REAL ESTATE might be used:
1. Buyer Lacks Access to Traditional Financing
Credit Challenges: The buyer may have difficulty qualifying for a traditional mortgage due to poor credit, insufficient credit history, or other financial issues.
Income Verification: The buyer may be self-employed or have income that is difficult to verify, making it harder to secure a conventional loan.
2. Seller Financing Preferences - Investment Strategy: The seller may prefer to finance the sale as an investment, earning interest over time instead of receiving the full purchase price upfront. Speed of Sale, a land contract can be an attractive option in a slow market, enabling the seller to reach a deal with a buyer who might not qualify for a traditional mortgage.
3. Flexible Terms - Custom Payment Arrangements: The buyer and seller can negotiate terms that suit their needs, such as the payment schedule, interest rate, down payment, and the duration of the contract. Possession Before Full Payment: The buyer can take possession of the property and start using it while making payments, even if they cannot pay the full purchase price upfront.
4. Buyer's Intent to Improve Property -Rehabilitation Projects: The buyer may intend to rehabilitate or improve the property before obtaining full financing. A land contract allows them to take possession and make improvements before completing the purchase.
5. Simplified Process - Reduced Costs: A land contract may reduce the costs associated with closing, as it often bypasses the need for a traditional lender and related fees.
Faster Execution: The process of negotiating and executing a land contract can be faster than obtaining a traditional mortgage.
6. Unique Property - Non-Conforming Properties: For properties that may not meet the standards required by traditional mortgage lenders (such as rural, unique, or non-conforming properties), a land contract can be a viable option.
7. Inter-Family Transactions - Family Agreements: A land contract can be useful in family transactions where a parent is selling a home to a child or another relative, offering a flexible payment arrangement that suits both parties.
Procedures for Using a Contract for Deed
1. Drafting the Contract:
The contract must include all essential terms: purchase price, payment schedule, interest rate, penalties for default, responsibilities for taxes and insurance, and the date when the deed will be transferred.
2. Indiana Code § 32-21-7 - Land Contracts
This statute outlines the requirements and procedures for recording land contracts. It requires that the contract be recorded in the recorder's office in the county where the property is located within 45 days after the contract is executed. The purpose of recording is to provide notice to third parties, thereby protecting the buyer's interest in the property.
Failure to record the contract can affect the enforceability of the buyer’s interest against third parties.
3. Payment and Maintenance:
The buyer makes monthly installment payments to the seller, who retains legal title until the contract is fully paid. (This contract allows for a Balloon payment). The buyer takes on responsibilities such as property taxes, insurance, and maintenance.
Terms and uses
1. TITLE AND TITLE INSURANCE. Seller shall provide Buyer with a standard form owner’s policy of title insurance in the amount of the purchase price. The title policy to be issued shall contain no exceptions other than those provided in said standard form plus encumbrances or defects approved by Buyer as provided below. As soon as reasonably possible after escrow is opened Buyer shall be furnished with a preliminary commitment. Said preliminary commitment shall include legible copies of all documents forming the basis for any special exception set forth. If Buyer chooses an extended owner’s policy, Buyer shall pay the difference in cost between the standard owner policy, and the extended owner’s policy.
2. DEED Of CONVEYANCE. Upon receipt of Buyer's payment in full of the balance of the purchase price, Seller shall furnish a General Warranty Deed, conveying to Buyer title to the property.
3. LATE CHARGE: Any above noted payment which is at least days past due, shall be subject to a late charge of $ And an additional $ per day until the payment is received. If any balloon payment is late, it shall be subject to a late fee of $ per day.
4. Uses include residential property, rental property up to 4 units, condominiums, and planned unit developments. Traditional installment payment with or without a balloon payment.
A contract for sale with stringent default terms can be beneficial to the seller.
Our Promise
The documents you receive here will meet, or exceed, the Ripley County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Ripley County Installment Contract for Sale of Real Estate form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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April 21st, 2021
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May 16th, 2024
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December 6th, 2021
The Quit Claim Deed for the state of Ohio worked for me, saving me the cost of an attorney doing it. O.K., maybe that wouldn't have amounted to more than a few hundred dollars, but anywhere I thought I could save money (and learn something new on top of it) is something I want to do. That said, be forwarned. While I'm not an attorney I'm not averse to spending many hours researching the lingo found in this kind of form and thoroughly understanding exactly how everything has to be filled in. I should add that my ex-wife and I remain friends and she was the one giving me the property/house (thus, technically I filled out the forms on her behalf). Because there was no personal conflict, it made it easier to undertake. Lastly, what others have said about the county office where you must file a Quit Claim Deed not being helpful, that's true in the sense that they do not want to be instructing non-attorneys on filling out the necessary forms. I did take a preliminary draft set of the forms to the county office but was VERY CAREFUL about explaining that I only needed a couple of questions answered about procedure for submitting the final documents. They were helpful once I made it clear I wasn't asking them for "legal advice". And their help was critical as the final submittals requires stopping at three different offices (MapDocuments, Auditor and finally the Recorder's office). So I say thank you to Deeds.com. Their service for the Quit Claim Deed was invaluable.
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September 25th, 2023
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July 28th, 2020
The actual transfer of deed form seems to be the only one not fillable in Adobe. Seems odd.
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