Clay County Full Release of Memorandum of Contract Form (Iowa)
All Clay County specific forms and documents listed below are included in your immediate download package:
Full Release of Memorandum of Contract Form
Fill in the blank Full Release of Memorandum of Contract form formatted to comply with all Iowa recording and content requirements.
Included Clay County compliant document last validated/updated 5/27/2025
Full Release of Memorandum of Contract Guide
Line by line guide explaining every blank on the Full Release of Memorandum of Contract form.
Included Clay County compliant document last validated/updated 6/19/2025
Completed Example of the Full Release of Memorandum of Contract Document
Example of a properly completed Iowa Full Release of Memorandum of Contract document for reference.
Included Clay County compliant document last validated/updated 1/22/2025
The following Iowa and Clay County supplemental forms are included as a courtesy with your order:
When using these Full Release of Memorandum of Contract forms, the subject real estate must be physically located in Clay County. The executed documents should then be recorded in the following office:
Clay County Recorder
County Administration Bldg - 300 W 4th St, Suite 3, Spencer, Iowa 51301
Hours: 8:00am to 4:30pm M-F
Phone: (712) 262-1081
Local jurisdictions located in Clay County include:
- Dickens
- Everly
- Fostoria
- Gillett Grove
- Greenville
- Peterson
- Royal
- Spencer
- Webb
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Clay County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Clay County using our eRecording service.
Are these forms guaranteed to be recordable in Clay County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Clay County including margin requirements, content requirements, font and font size requirements.
Can the Full Release of Memorandum of Contract forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Clay County that you need to transfer you would only need to order our forms once for all of your properties in Clay County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by Iowa or Clay County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Clay County Full Release of Memorandum of Contract forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
Iowa Code Section 558: Conveyances
Iowa Code Chapter 558, titled "Conveyances," provides the general framework for the recording of real estate documents, including contracts, memoranda, and their releases. The key provisions relevant to releasing a memorandum of contract include the following:
Iowa Code Section 558.46 - Mandatory Recording of Installment Sales Contracts:
This section governs the recording of installment sales contracts for residential real estate, as well as the option to record a memorandum of contract instead of the full contract.
Once the contract is satisfied, either the seller or the buyer may record a release of the memorandum to indicate that the installment sales contract is no longer in effect, either due to the contract being fulfilled or mutually terminated.
The release of the memorandum must be recorded with the county recorder’s office where the original memorandum was recorded. This clears the record of the buyer's interest in the property.
Purpose of the Release:
Clear Title: Recording a release of the memorandum ensures that there are no lingering claims or interests related to the installment contract. This is important if the property is to be sold or refinanced in the future.
Fulfilling Obligations: Once the installment payments are completed and the contract terms are satisfied, the seller has an obligation to release the buyer from the contract and to remove any encumbrances from the public record.
Legal Protection: Recording a release protects both parties from future disputes regarding ownership or interest in the property.
Practical Example:
Example: A buyer has completed all installment payments under a contract for deed with the seller. The original contract was recorded via a memorandum of contract. Once the final payment is made, the seller is responsible for preparing and recording a release of the memorandum to indicate that the buyer has fulfilled all obligations under the contract and now holds clear title to the property.
Our Promise
The documents you receive here will meet, or exceed, the Clay County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Clay County Full Release of Memorandum of Contract form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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